---
title: "Communitywide Credit Union Rates (Nov 2026): CDs to 1.00%"
description: "Communitywide Credit Union rates today: savings &amp; CDs up to 1.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Communitywide Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/indiana/communitywide"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Communitywide Credit Union Rates (Nov 2026): CDs to 1.00%

### Auto & vehicle rates

4 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **CW Motor Vehicle, Motor Home, Camper Loans (0-48 Months)** rv_any_48mo |  — APR |  5.490% |  48 mo |  Standard |
| **CW Motor Vehicle, Motor Home, Camper Loans (49-60 Months)** rv_any_60mo |  — APR |  5.990% |  60 mo |  Standard |
| **CW Motor Vehicle, Motor Home, Camper Loans (61-72 Months)** rv_any_72mo |  — APR |  6.490% |  72 mo |  Standard |
| **CW Motor Vehicle, Motor Home, Camper Loans (73-78 Months)** rv_any_78mo |  — APR |  6.990% |  78 mo |  Standard |
Communitywide Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **CW Share Secured Loans (84 months)** personal_secured_84mo |  — APR |  5.240% |  84 mo |  Standard |
| **CW Personal Loans (21 months)** personal_unsecured_21mo |  — APR |  9.990% |  21 mo |  Context only |
Communitywide Credit Union personal loan rates as of November 12, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **CW Rewards** credit_card_rewards |  — APR |  16.740% |  — |  Context only |
Communitywide Credit Union credit card rates as of November 12, 2026

### Savings & CD rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **CW Checking** checking |  0.50% APY |  0.50% |  — |  Standard |
| **CW Savings** savings |  1.00% APY |  0.99% |  — |  Standard |
| **CW Certificate** cd |  — APY |  4.31% |  — |  Standard |
Communitywide Credit Union savings & cd rates as of November 12, 2026

### Other rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **CW HiRate** other |  — % |  3.203% |  — |  Standard |
| **CW Home Fixture Loans (84 months)** other |  — % |  9.900% |  — |  Context only |
| **CW Platinum** other |  — % |  10.740% |  — |  Standard |
Communitywide Credit Union other rates as of November 12, 2026

Savings and certificate yields up to 1.00% APY.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/communitywide) , verified from [Communitywide Credit Union's official website](https://comwide.com/)

Loading branch locator…

## About Communitywide Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

68.3K

Assets

$876.3M

Founded

1967

Locations reported

11

NCUA charter

18336

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Notre Dame** Western branch · South Bend · IN · 46619 About 1.8 miles away](https://rateapi.dev/credit-unions/indiana/notre-dame) [**Credit Union 1** Bendix · South Bend · IN · 46628 About 3.7 miles away](https://rateapi.dev/credit-unions/illinois/credit-union-1) [**Everwise** Lincolnway West 32 · South Bend · IN · 46616 About 5.0 miles away](https://rateapi.dev/credit-unions/indiana/everwise) [**South Bend Transit** Emil "Lucky" Reznik Administration, Maintenance and Operations Facility · South Bend · IN · 46613 About 5.2 miles away](https://rateapi.dev/credit-unions/indiana/south-bend-transit) [**Policemen's** POLICEMENS FEDERAL CREDIT UNION · South Bend · IN · 46601-3338 About 5.3 miles away](https://rateapi.dev/credit-unions/indiana/policemens) [**South Bend Firefighters** SOUTH BEND FIREFIGHTERS FCU · SOUTH BEND · IN · 46601-3338 About 5.3 miles away](https://rateapi.dev/credit-unions/indiana/south-bend-firefighters)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Communitywide Credit Union

Membership eligibility from Communitywide Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Communitywide Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Acme Institute of Technology, Adams Engineering Company, Alpha Baking Company (Kreamo), American Transport Inc., A M General Corporation, Allied Screw Products, Ancon Construction, ARA Services, Kelley Manufacturing Corporation, Goodwill Industries of Michiana, Inc., Home Instead Senior Care, Housing Authority of South Bend, NIPSCO (South Bend Division), O’Brien Corporation, Steel Warehouse Company, Inc., Y. M. C. A
- Association Michiana Goodwill Boosters, Marine Corps League of St. Joseph Valley, Habitat for Humanity Helpers, Ronald McDonald House Charities of Michiana

Verified from [Communitywide Credit Union's membership page](https://comwide.com/save-and-spend/become-a-member/membership-eligibility) . Final membership determination is always made by the credit union.

## Membership rules for Communitywide Credit Union

Employers 32 · Associations 4 · Family 2

38 published paths to membership, last verified August 27, 2026, quoted from Communitywide Credit Union’s own published criteria.

### Employers 32

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Employee of Acme Institute of Technology

“As an Employee or Retiree of: Acme Institute of Technology”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of Acme Institute of Technology
  - Retired employee of Acme Institute of Technology

“Acme Institute of Technology”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of Acme Institute of Technology
  - Employee of Adams Engineering Company

“Adams Engineering Company”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of Adams Engineering Company
  - Retired employee of Adams Engineering Company

“Adams Engineering Company”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of Adams Engineering Company
  - Employee of Alpha Baking Company (Kreamo)

“Alpha Baking Company (Kreamo)”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of Alpha Baking Company (Kreamo)
  - Retired employee of Alpha Baking Company (Kreamo)

“Alpha Baking Company (Kreamo)”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of Alpha Baking Company (Kreamo)
  - Employee of American Transport Inc.

“American Transport Inc.”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of American Transport Inc.
  - Retired employee of American Transport Inc.

“American Transport Inc.”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of American Transport Inc.
  - Employee of A M General Corporation

“A M General Corporation”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of A M General Corporation
  - Retired employee of A M General Corporation

“A M General Corporation”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of A M General Corporation
  - Employee of Allied Screw Products

“Allied Screw Products”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of Allied Screw Products
  - Retired employee of Allied Screw Products

“Allied Screw Products”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of Allied Screw Products
  - Employee of Ancon Construction

“Ancon Construction”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of Ancon Construction
  - Retired employee of Ancon Construction

“Ancon Construction”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of Ancon Construction
  - Employee of ARA Services

“ARA Services”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of ARA Services
  - Retired employee of ARA Services

“ARA Services”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of ARA Services
  - Employee of Kelley Manufacturing Corporation

“Kelley Manufacturing Corporation”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of Kelley Manufacturing Corporation
  - Retired employee of Kelley Manufacturing Corporation

“Kelley Manufacturing Corporation”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of Kelley Manufacturing Corporation
  - Employee of Goodwill Industries of Michiana, Inc.

“Goodwill Industries of Michiana, Inc.”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of Goodwill Industries of Michiana, Inc.
  - Retired employee of Goodwill Industries of Michiana, Inc.

“Goodwill Industries of Michiana, Inc.”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of Goodwill Industries of Michiana, Inc.
  - Employee of Home Instead Senior Care

“Home Instead Senior Care”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of Home Instead Senior Care
  - Retired employee of Home Instead Senior Care

“Home Instead Senior Care”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of Home Instead Senior Care
  - Employee of Housing Authority of South Bend

“Housing Authority of South Bend”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of Housing Authority of South Bend
  - Retired employee of Housing Authority of South Bend

“Housing Authority of South Bend”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of Housing Authority of South Bend
  - Employee of NIPSCO

“NIPSCO (South Bend Division)”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of NIPSCO
  - Retired employee of NIPSCO

“NIPSCO (South Bend Division)”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of NIPSCO
  - Employee of Thompson, O’Brien, Kemp & Nasuti

“O’Brien Corporation”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of Thompson, O’Brien, Kemp & Nasuti
  - Retired employee of Thompson, O’Brien, Kemp & Nasuti

“O’Brien Corporation”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of Thompson, O’Brien, Kemp & Nasuti
  - Employee of Steel, Inc.

“Steel Warehouse Company, Inc.”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of Steel, Inc.
  - Retired employee of Steel, Inc.

“Steel Warehouse Company, Inc.”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of Steel, Inc.
  - Employee of YMCA

“Y. M. C. A”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Employee of YMCA
  - Retired employee of YMCA

“Y. M. C. A”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Retiree of YMCA

### Associations 4

Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of Michiana Goodwill Boosters

“As a donor member of Michiana Goodwill Boosters, Marine Corps League of St. Joseph Valley, Habitat for Humanity Helpers, or Ronald McDonald House Charities of Michiana You can become a member of one of these organizations by including the $5.00 association dues to the organization of your choice at…”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Member of Michiana Goodwill Boosters
  - Member of Marine Corps League of St. Joseph Valley

“As a donor member of Michiana Goodwill Boosters, Marine Corps League of St. Joseph Valley, Habitat for Humanity Helpers, or Ronald McDonald House Charities of Michiana You can become a member of one of these organizations by including the $5.00 association dues to the organization of your choice at…”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Member of Marine Corps League of St. Joseph Valley
  - Member of Habitat for Humanity Helpers

“As a donor member of Michiana Goodwill Boosters, Marine Corps League of St. Joseph Valley, Habitat for Humanity Helpers, or Ronald McDonald House Charities of Michiana You can become a member of one of these organizations by including the $5.00 association dues to the organization of your choice at…”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Member of Habitat for Humanity Helpers
  - Member of Ronald McDonald House Charities of Michiana

“As a donor member of Michiana Goodwill Boosters, Marine Corps League of St. Joseph Valley, Habitat for Humanity Helpers, or Ronald McDonald House Charities of Michiana You can become a member of one of these organizations by including the $5.00 association dues to the organization of your choice at…”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Member of Ronald McDonald House Charities of Michiana

### Family 2

Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member spouse

“As a spouse of: Persons who died while within our field of membership”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Family member (spouse) of a member
  - Family of a member immediate family member

“As a relative: Immediate family members living in the same household of qualified CW members.”

> [source ↗](https://comwide.com/save-and-spend/become-a-member/membership-eligibility)

- Family member (immediate family member) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Communitywide Credit Union? Yes No

## Work at Communitywide Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Communitywide Credit Union ranks against Indiana peers.

- See which AI assistants fetched Communitywide Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Indiana
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=communitywide&amp;state=indiana&amp;code=IN&amp;name=Communitywide%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Communitywide Credit Union offer?

Communitywide Credit Union currently offers RV loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Communitywide Credit Union rates updated?

RateAPI verifies Communitywide Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Communitywide Credit Union's rate data?

Rate data is collected directly from Communitywide Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What is Communitywide Credit Union's best CD rate?

As of November 12, 2026, Communitywide Credit Union offers savings and certificate (CD) yields up to 1.00% APY.

### Who can join Communitywide Credit Union?

Communitywide Credit Union publishes its membership criteria on its own website. RateAPI tracks 38 published membership paths covering 32 employers and 4 associations for Communitywide Credit Union, each quoted from Communitywide Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Communitywide Credit Union's rates against national credit-union benchmarks.

[More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/indiana) [Indiana personal loan leaders](https://rateapi.dev/personal-loan-rates/indiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://comwide.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Communitywide Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Communitywide Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana /communitywide " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Communitywide Credit Union locations

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---

Source: https://rateapi.dev/credit-unions/indiana/communitywide
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
