Inova

elkhart, Indiana
Last verified: July 10, 2026

As of July 10, 2026, Inova offers a savings mortgage at 1% APR (1% rate, 0 points). HELOC rates from 6.75% APR.

Source: RateAPI.dev, verified from Inova's official website

Who Can Join Inova

Membership eligibility from Inova's own published criteria. How we verify this.

Membership criteria are published on Inova's website. Check the membership page below to confirm whether you qualify.

Verified from Inova's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

savings
1.000% APR
Rate1.000%
Points0
Business Membership Savings
savings
1.000% APR
Rate1.000%
Points0
Christmas Club
money_market
1.000% APR
Rate1.000%
Points0
Emerald Money Market ($0.00 - $249,999.99)
savings
1.000% APR
Rate1.000%
Points0
Health Savings Account (HSA)
savings
1.000% APR
Rate1.000%
Points0
Membership Savings
money_market
1.000% APR
Rate1.000%
Points0
Shield Money Market Standard
savings
1.000% APR
Rate1.000%
Points0
Special Savings
money_market
1.250% APR
Rate1.240%
Points0
Business Gold Money Market Savings
savings
1.250% APR
Rate1.240%
Points0
Business Momentum ($50,000 - $249,999.99)
money_market
1.250% APR
Rate1.240%
Points0
Gold Money Market Savings
money_market
1.250% APR
Rate1.240%
Points0
Shield Money Market ($0 - $50,000)
money_market
1.750% APR
Rate1.740%
Points0
Shield Money Market ($50,000.01 - $100,000)
savings
3.000% APR
Rate2.960%
Points0
Business Momentum ($250,000 - $499,999.99)
money_market
3.000% APR
Rate2.960%
Points0
Platinum Money Market Savings
money_market
3.250% APR
Rate3.200%
Points0
Business Platinum Money Market Savings
money_market
3.250% APR
Rate3.200%
Points0
Emerald Money Market ($250,000.00 or greater)
money_market
3.500% APR
Rate3.440%
Points0
Business Emerald Money Market
savings
3.500% APR
Rate3.450%
Points0
Business Momentum ($500,000 or more)
money_market
3.500% APR
Rate3.450%
Points0
Shield Money Market ($100,000.01 - $250,000)
cd_48mo
3.900% APR
Rate3.830%
Points0
4 Year Certificate
cd_14mo
4.000% APR
Rate3.930%
Points0
14 Month Certificate
cd_60mo
4.000% APR
Rate3.930%
Points0
5 Year Certificate
savings
4.000% APR
Rate3.930%
Points0
Shield Checking ($0 - $15,000 with requirements met)
money_market
4.000% APR
Rate3.930%
Points0
Shield Money Market ($250,000.01 or greater)
cd_5mo
4.000% APR
Rate3.930%
Points0
[PROMOTIONAL] 5 Month Special Certificate
cd_72mo
4.050% APR
Rate3.980%
Points0
6 Year Certificate
cd_11mo
4.150% APR
Rate4.070%
Points0
[PROMOTIONAL] 11 Month Special Certificate
savings
5.000% APR
Rate5.000%
Points0
Elite Checking ($2,000 or greater)

HELOC Rates

Rates as of July 10, 2026

heloc_variable
6.750% APR
Rate6.750%
Home Equity Line of Credit (HELOC) - Standard Variable Rate

Frequently Asked Questions

What rates does Inova offer?

Inova currently offers mortgage, and HELOC rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Inova rates updated?

RateAPI verifies Inova's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Inova's rate data?

Rate data is collected directly from Inova's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Inova's mortgage rate?

As of July 10, 2026, Inova offers a savings mortgage at 1% APR.

Related Rate Data

Compare Inova's rates against national credit-union benchmarks.

More Indiana credit unionsMortgage rate benchmarkHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Inova
curl "https://api.rateapi.dev/credit-unions/indiana/inova" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude