Wichita Credit Union

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Wichita, Kansas
Last verified: August 21, 2026
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Verified rate book

Current Wichita Credit Union rates

3 published offers verified as of August 21, 2026.

How we verify rates

Mortgage rates

3 offers
Wichita Credit Union mortgage rates as of August 21, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed7.020% APR6.875%Standard
15-Year Fixed15 year fixed6.608% APR6.375%Standard
20-Year Fixed20 year fixed6.813% APR6.625%Standard

As of August 21, 2026, Wichita Credit Union offers a 30-year fixed mortgage at 7.02% APR.

Source: RateAPI.dev, verified from Wichita Credit Union's official website

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About Wichita Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
18.9K
Assets
$275.1M
Founded
1940
Locations reported
5
NCUA charter
3907
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Wichita Credit Union

Membership eligibility from Wichita Credit Union's own published criteria. How we verify this.

Membership criteria are published on Wichita Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Wichita Credit Union's membership page. Final membership determination is always made by the credit union.

Membership rules for Wichita Credit Union

Geography 1 county · Family

2 published paths to membership, last verified August 21, 2026, quoted from Wichita Credit Union’s own published criteria.

Geography 1

Auto-verified against the source pagefrom NCUA regulator charter records · last verified August 5, 2026

  • Sedgwick County, KS

NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Sedgwick County, KS

source ↗

Family 1

Auto-verified against the source pagequoted from the credit union’s own published criteria · last verified August 21, 2026

  • Family member (immediate family member) of a member
    • Family of a member immediate family member

    or has an immediate family member who does.

    source ↗

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. How we verify membership rules. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Wichita Credit Union offer?

Wichita Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 21, 2026 directly from the credit union's official website.

How often are Wichita Credit Union rates updated?

RateAPI verifies Wichita Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 21, 2026.

Where does RateAPI get Wichita Credit Union's rate data?

Rate data is collected directly from Wichita Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Wichita Credit Union's mortgage rate?

As of August 21, 2026, Wichita Credit Union offers a 30-year fixed mortgage at 7.02% APR.

Who can join Wichita Credit Union?

Wichita Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 county for Wichita Credit Union, each quoted from Wichita Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

Related Rate Data

Compare Wichita Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Wichita Credit Union
curl "https://api.rateapi.dev/credit-unions/kansas/wichita" \
  -H "Authorization: Bearer YOUR_API_KEY"