Wheat State

Wichita, Kansas
Last verified: July 24, 2026

Auto loans available from 5% APR. Personal loan rates from 9.5% APR. Savings and certificate yields up to 2.00% APY.

Source: RateAPI.dev, verified from Wheat State's official website

Who Can Join Wheat State

Membership eligibility from Wheat State's own published criteria. How we verify this.

Membership criteria are published on Wheat State's website. Check the membership page below to confirm whether you qualify.

Verified from Wheat State's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 24, 2026

auto_any_24mo
5.000% APR
Rate5.000%
Vehicle Loans

Personal Loan Rates

Rates as of July 24, 2026

personal_unsecured
9.500% APR
Rate9.500%
Personal Loans

Savings & Certificate Rates

Rates as of July 24, 2026

share_savings
0.03% APY
Dividend Rate0.03%
Share Account
savings
0.15% APY
Dividend Rate0.15%
Christmas Club
money_market
0.40% APY
Dividend Rate0.40%
Money Market
ira
0.50% APY
Dividend Rate0.50%
IRA accounts
share_certificate
2.00% APY
Dividend Rate1.99%
Share Certificate

Frequently Asked Questions

What rates does Wheat State offer?

Wheat State currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 24, 2026 directly from the credit union's official website.

How often are Wheat State rates updated?

RateAPI verifies Wheat State's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 24, 2026.

Where does RateAPI get Wheat State's rate data?

Rate data is collected directly from Wheat State's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Wheat State's auto loan rate?

As of July 24, 2026, Wheat State offers auto loans from 5% APR.

Related Rate Data

Compare Wheat State's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Wheat State rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Wheat State
curl "https://api.rateapi.dev/credit-unions/kansas/wheat-state" \
  -H "Authorization: Bearer YOUR_API_KEY"