For Real Estate Agents · Free 1:1 Setup
Your buyers ask about rates before they ask about houses. Give them verified local mortgage rates from US credit unions — emailed under your brand, or live on your website — with every rate dated and traced to the lender’s own page. We set it up with you, free.
Two ways to deliver
Your logo, your color, your intro, your name in the From line. Add up to 200 clients per campaign and pick daily, weekly, or monthly. Each send carries the latest 30-year and/or 15-year fixed rates for the states you choose, ranked by true cost. One-click unsubscribe is handled for you.
Pro plan · $49/month · test-send before every launch
One script tag, no API key. A card, inline ticker, or single stat showing the five lowest verified credit-union rates for your state, each named and dated, in dark or light theme. Rates refresh on their own — you never edit a number.
Free · copy the code from the widget builder
For a specific client and scenario, generate a ranked comparison and a public link they can open without logging in. See when it was viewed; revoke it whenever you like.
Included · from your RateAPI dashboard
Why this stands out
When a buyer asks an assistant what a good rate is this week, the assistant grounds its answer in dated, attributed rates — and RateAPI is built to be that record: every rate names the institution, quotes the lender’s page, and carries the date it was observed. Your emails and your embed carry the same numbers, attributed to the same source, so the rate your client hears from you first is the one their assistant confirms.
Explore: affordability, when to lock, PMI removal, rent vs. buy, the mortgage benchmark, and our independence policy.
How free setup works
Use the form on this page: the states you work, email or embed or both, and where on your site it should live. Two minutes.
Branding, products, cadence, recipients — or the embed code on the right page. Done together over email; no sales call required.
A test send lands in your inbox, or the widget is previewed on your page. Change anything; nothing reaches a client until you say so.
Rates update daily from the source pages. Pause, edit, or add clients from your dashboard anytime.
Setup is free. Branded email campaigns require the Pro plan ($49/month); the embed and the buyer calculators are free. No contracts.
FAQ
You tell us how you want your clients to get rates — by email, on your website, or both — and we configure it with you: your branding, the states you work, the cadence, the embed code on the right page. There is no setup fee. Branded email campaigns run on the Pro plan ($49/month); the embeddable widget is free and needs no API key.
The published rate sheets of 3,700+ US credit unions, re-read daily. Every rate we serve carries the verbatim snippet from the lender’s own page and an observed timestamp; if a rate cannot be proven from the source page, it is not served. Mortgage rates are shown only while they are fresh — stale rates are suppressed rather than displayed.
Emails and the embed are scoped by state (one state, several, or a region preset). ZIP-level lookups — which credit unions a buyer can join near a ZIP and what they publish — exist in the API and the public rate check today, and are part of what we can set up with you 1:1.
Email campaigns carry 30-year and 15-year fixed mortgage rates (auto, RV, boat and motorcycle loans are available too). The embed can show 30-year fixed, 15-year fixed, or both. ARM, FHA, VA and jumbo rates are in the API and on rateapi.dev, but not yet in campaigns or the widget.
No. RateAPI takes no affiliate or referral revenue, sells no leads, and never contacts your recipients. Your list stays yours. Emails go out under your name with a one-click unsubscribe and your business address, following CAN-SPAM norms.
Not directly — and that is by design. The rates on your page stay attributed to RateAPI, which is the source assistants cite; your page gets the credibility of showing verified, current numbers, and your clients get them from you first. Your edge is being the agent who delivers the market, not the one who republishes it.
They are published rates, not offers. Final pricing follows the lender’s underwriting, and credit unions require membership first. That is why every rate names the institution and its date — your buyer can verify it on the lender’s own site and ask about joining.
Free 1:1 setup
Tell us how you want it delivered. We’ll configure it with you and you approve it before anything goes out.