Henrico Credit Union
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Verified rate book
Current Henrico Credit Union rates
7 published offers verified as of August 21, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.283% APR | 6.125% | — | Standard |
| VA 30 Year Fixed - Conforming30 year fixed | 6.410% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.692% APR | 6.000% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 6.974% APR | 6.875% | — | Standard |
| 15-Year Fixed15 year fixed | 5.759% APR | 5.500% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.412% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.209% APR | 6.000% | — | Standard |
As of August 21, 2026, Henrico Credit Union offers a 30-year fixed mortgage at 6.283% APR.
Source: RateAPI.dev, verified from Henrico Credit Union's official website
Live market position · Rates as of August 21, 2026
Where Henrico Credit Union ranks in Virginia
How Henrico Credit Union's current published rate compares with other Virginia credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.28% | Better than the Virginia median | 35 bp from state best | 41 bp better than median |
This is the public snapshot. Claim Henrico Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
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About Henrico Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 31.4K
- Assets
- $501M
- Founded
- 1967
- Locations reported
- 9
- NCUA charter
- 18175
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Henrico Credit Union
Membership eligibility from Henrico Credit Union's own published criteria. How we verify this.
Community charter: live/work in Amelia County, Caroline County, Charles City County +12 more
- LocationAmelia County, Caroline County, Charles City County, Chesterfield County, Cumberland County, Dinwiddie County, Goochland County, Hanover County, Henrico County, King William County, Louisa County, New Kent County, Powhatan County, Prince George County, Sussex County
Cost to join: About $5.
Verified from Henrico Credit Union's membership page. Final membership determination is always made by the credit union.
Membership rules for Henrico Credit Union
Geography 2 counties
2 published paths to membership, last verified August 5, 2026, from NCUA regulator charter records.
Geography 2
Auto-verified against the source page
- Chesterfield County, VA
- Henrico County, VA
“NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Chesterfield County, VA; Henrico County, VA”
source ↗
Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. How we verify membership rules. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Henrico Credit Union offer?
Henrico Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 21, 2026 directly from the credit union's official website.
How often are Henrico Credit Union rates updated?
RateAPI verifies Henrico Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 21, 2026.
Where does RateAPI get Henrico Credit Union's rate data?
Rate data is collected directly from Henrico Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Henrico Credit Union's mortgage rate?
As of August 21, 2026, Henrico Credit Union offers a 30-year fixed mortgage at 6.283% APR.
Who can join Henrico Credit Union?
Community charter: live/work in Amelia County, Caroline County, Charles City County +12 more RateAPI tracks 2 published membership paths covering 2 counties for Henrico Credit Union, each quoted from NCUA charter records.
Related Rate Data
Compare Henrico Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Henrico Credit Union rates
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# Get rates for Henrico Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia/henrico" \
-H "Authorization: Bearer YOUR_API_KEY"