Suffolk Credit Union

Medford, New York
Last verified: August 3, 2026
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Verified rate book

Current Suffolk Credit Union rates

24 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Suffolk Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto5.390% APR5.390%—Standard
240-Month New Boat Loanboat_new_240mo8.740% APR8.740%240 mo · newStandard
240-Month Used Boat Loanboat_used_240mo9.740% APR9.740%240 mo · usedStandard

Personal loan rates

5 offers
Suffolk Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
120-Month Share-Secured Loanpersonal_secured_120mo3.000% APR3.000%120 moStandard
Share-Secured Loanpersonal_secured3.000% APR3.000%—Standard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.040% APR10.040%60 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.040% APR10.040%60 moStandard
Personal Line-of-Creditploc_variable11.750% APR11.750%—Standard

Credit card rates

3 offers
Suffolk Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum11.490% APR11.490%—Standard
Rewards Credit Cardcredit_card_rewards13.240% APR13.240%—Standard
Secured Credit Cardcredit_card_secured18.000% APR18.000%—Standard

Savings & CD rates

13 offers
Suffolk Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Certificatecd_12mo1.25% APY1.24%12 moStandard
3-Month Certificatecd_3mo1.50% APY1.48%3 moStandard
11-Month Liquid Certificatecd_11mo1.90% APY1.88%11 moStandard
60-Month Certificatecd_60mo2.50% APY2.47%60 moStandard
48-Month Certificatecd_48mo2.50% APY2.47%48 moStandard
18-Month Certificatecd_18mo2.75% APY2.72%18 moStandard
6-Month Certificatecd_6mo2.75% APY2.71%6 moStandard
24-Month Certificatecd_24mo3.00% APY2.95%24 moStandard
36-Month Certificatecd_36mo3.00% APY2.95%36 moStandard
7-Month IRA Certificateira_cd_7mo4.00% APY4.00%7 moStandard
13-Month Certificatecd_13mo4.00% APY3.92%13 moStandard
7-Month Certificatecd_7mo4.00% APY3.92%7 moStandard
7-Month IRA Certificateira_cd_7mo4.00% APY4.00%7 moStandard

Vehicle loans available from 5.39% APR. Personal loan rates from 3% APR. Credit card rates from 11.49% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Suffolk Credit Union's official website

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About Suffolk Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
72.6K
Assets
$2.1B
Founded
1967
Locations reported
10
NCUA charter
17914
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

TeachersFarmingville · FARMINGVILLE · NY · 11738About 2.0 miles awayIslandSelden · Selden · NY · 11784About 4.2 miles awayFourleafPatchogue · Patchogue · NY · 11772About 4.7 miles awayN Y TeamEilleen Young Financial Family Center · Ronkonkoma · NY · 11779About 6.8 miles awayPeople's AllianceRonkonkoma · Ronkonkoma · NY · 11779-7644About 8.3 miles awayJovia FinancialNesconset · Nesconset · NY · 11767-2425About 8.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Suffolk Credit Union

Membership eligibility from Suffolk Credit Union's own published criteria. How we verify this.

Community charter: live/work in Nassau, Suffolk

  • LocationNassau, Suffolk

Cost to join: About $5.

Verified from Suffolk Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Suffolk Credit Union?

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Frequently Asked Questions

What rates does Suffolk Credit Union offer?

Suffolk Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Suffolk Credit Union rates updated?

RateAPI verifies Suffolk Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Suffolk Credit Union's rate data?

Rate data is collected directly from Suffolk Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Suffolk Credit Union's auto & boat loan rates?

As of August 3, 2026, Suffolk Credit Union offers vehicle loans from 5.39% APR.

What is Suffolk Credit Union's personal loan rate?

As of August 3, 2026, Suffolk Credit Union offers personal loans from 3% APR.

What is Suffolk Credit Union's best CD rate?

As of August 3, 2026, Suffolk Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Suffolk Credit Union's rates against national credit-union benchmarks.

More New York credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Suffolk Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/suffolk" \
  -H "Authorization: Bearer YOUR_API_KEY"
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