--- title: "New York Credit Union Rates (228 CUs)" description: "Compare mortgage, auto, HELOC, personal loan & credit card rates from 228 New York credit unions. Updated daily, sourced from official sites." canonical: "https://rateapi.dev/credit-unions/new-york" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # New York Credit Union Rates (228 CUs) RateAPI tracks rates for mortgages, auto loans, HELOCs, personal loans, credit cards, savings & CDs, and equipment loans from 228 credit unions in New York. 56% have been verified within the last 7 days. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-york) ## Credit Unions Select a credit union to view current rates for mortgages, auto loans, HELOCs, personal loans, credit cards, savings & CDs, and equipment loans ### Academic Briarcliff Mano [Auto loan rates](https://rateapi.dev/credit-unions/new-york/academic#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/academic#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/academic#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/academic#credit-card-rates) 2,358 members 1 location 19 products Nov 12, 2026 ### Access Clinton [Auto loan rates](https://rateapi.dev/credit-unions/new-york/access#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/access#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/access#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/access#personal-loan-rates) 23,162 members 5 locations 15 products Nov 13, 2026 ### Adirondack Regional Tupper Lake [Mortgage rates](https://rateapi.dev/credit-unions/new-york/adirondack-regional#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/adirondack-regional#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/adirondack-regional#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/adirondack-regional#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/adirondack-regional#personal-loan-rates) [Equipment loan rates](https://rateapi.dev/credit-unions/new-york/adirondack-regional#equipment-loan-rates) 7,001 members 4 locations 44 products Nov 13, 2026 ### Advantage Rochester [Mortgage rates](https://rateapi.dev/credit-unions/new-york/advantage#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/advantage#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/advantage#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/advantage#heloc-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/advantage#credit-card-rates) 34,494 members 8 locations 14 products Nov 12, 2026 ### Affinity One Jamestown [Auto loan rates](https://rateapi.dev/credit-unions/new-york/affinity-one#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/affinity-one#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/affinity-one#personal-loan-rates) 3,258 members 2 locations 17 products Nov 12, 2026 ### Afgm Enterprises Cheektowaga [Mortgage rates](https://rateapi.dev/credit-unions/new-york/afgm-enterprises#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/afgm-enterprises#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/afgm-enterprises#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/afgm-enterprises#personal-loan-rates) 1,199 members 1 location 16 products Nov 12, 2026 ### Alliance Niagara Sanborn [Auto loan rates](https://rateapi.dev/credit-unions/new-york/alliance-niagara#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/alliance-niagara#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/alliance-niagara#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/alliance-niagara#credit-card-rates) 1,134 members 1 location 14 products Nov 3, 2026 ### Alternatives Ithaca [CD & savings rates](https://rateapi.dev/credit-unions/new-york/alternatives#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/alternatives#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/alternatives#personal-loan-rates) 12,263 members 2 locations 11 products Nov 12, 2026 ### American Broadcast Employees Rockville Centr [Mortgage rates](https://rateapi.dev/credit-unions/new-york/american-broadcast-employees#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/american-broadcast-employees#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/american-broadcast-employees#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/american-broadcast-employees#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/american-broadcast-employees#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/american-broadcast-employees#credit-card-rates) 6,673 members 7 locations 36 products Nov 12, 2026 ### Amherst Amherst [Auto loan rates](https://rateapi.dev/credit-unions/new-york/amherst#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/amherst#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/amherst#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/amherst#credit-card-rates) 3,875 members 1 location 9 products Nov 13, 2026 ### Att-Wyo Correctional Employees Attica [Auto loan rates](https://rateapi.dev/credit-unions/new-york/att-wyo-correctional-employees#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/att-wyo-correctional-employees#personal-loan-rates) 1,597 members 1 location 5 products Oct 30, 2026 ### Auburn Community Auburn [CD & savings rates](https://rateapi.dev/credit-unions/new-york/auburn-community#savings-rates) 7,831 members 4 locations 8 products Nov 13, 2026 ### Broadview Albany [Auto loan rates](https://rateapi.dev/credit-unions/new-york/broadview#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/broadview#savings-rates) 511,058 members 62 locations 4 products Nov 12, 2026 ### Brockport Brockport [Auto loan rates](https://rateapi.dev/credit-unions/new-york/brockport#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/brockport#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/brockport#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/brockport#credit-card-rates) [Student loan rates](https://rateapi.dev/credit-unions/new-york/brockport#student-loan-rates) 1,187 members 1 location 9 products Nov 13, 2026 ### Buffalo Conrail Cheektowaga [Auto loan rates](https://rateapi.dev/credit-unions/new-york/buffalo-conrail#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/buffalo-conrail#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/buffalo-conrail#personal-loan-rates) 2,563 members 1 location 21 products Nov 4, 2026 ### Buffalo Metropolitan Buffalo [Auto loan rates](https://rateapi.dev/credit-unions/new-york/buffalo-metropolitan#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/buffalo-metropolitan#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/buffalo-metropolitan#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/buffalo-metropolitan#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/buffalo-metropolitan#credit-card-rates) 17,293 members 1 location 19 products Nov 12, 2026 ### Cadets Elma [Mortgage rates](https://rateapi.dev/credit-unions/new-york/cadets#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/cadets#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/cadets#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/cadets#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/cadets#personal-loan-rates) 1,414 members 2 locations 32 products Nov 12, 2026 ### Chen-del-O Franklin [Auto loan rates](https://rateapi.dev/credit-unions/new-york/chen-del-o#auto-loan-rates) 2,677 members 3 locations 21 products Nov 4, 2026 ### Cobblestone Country Albion [Personal loan rates](https://rateapi.dev/credit-unions/new-york/cobblestone-country#personal-loan-rates) 2,731 members 1 location 1 product Oct 23, 2026 ### Consumers Brooklyn [Mortgage rates](https://rateapi.dev/credit-unions/new-york/consumers#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/consumers#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/consumers#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/consumers#personal-loan-rates) 3,245 members 2 locations 7 products Nov 13, 2026 ### Crossroads Community Cheektowaga [CD & savings rates](https://rateapi.dev/credit-unions/new-york/crossroads-community#savings-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/crossroads-community#credit-card-rates) 5,191 members 2 locations 12 products Nov 13, 2026 ### District #6 Hornell [Mortgage rates](https://rateapi.dev/credit-unions/new-york/district-6#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/district-6#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/district-6#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/district-6#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/district-6#personal-loan-rates) 1,707 members 1 location 19 products Nov 12, 2026 ### Division 726 Staten Island [Auto loan rates](https://rateapi.dev/credit-unions/new-york/division-726#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/division-726#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/division-726#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/division-726#credit-card-rates) 2,477 members 1 location 13 products Nov 12, 2026 ### Eastern Operating Engineers Whitestone [Personal loan rates](https://rateapi.dev/credit-unions/new-york/eastern-operating-engineers#personal-loan-rates) 2,315 members 3 locations 1 product Oct 23, 2026 ### Educational and Governmental Hartsdale [Mortgage rates](https://rateapi.dev/credit-unions/new-york/educational-and-governmental#mortgage-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/educational-and-governmental#credit-card-rates) 6,178 members 2 locations 5 products Nov 12, 2026 ### Empire One West Seneca [Auto loan rates](https://rateapi.dev/credit-unions/new-york/empire-one#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/empire-one#savings-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/empire-one#credit-card-rates) 4,918 members 2 locations 4 products Nov 12, 2026 ### Empower Syracuse [Mortgage rates](https://rateapi.dev/credit-unions/new-york/empower#mortgage-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/empower#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/empower#personal-loan-rates) 307,868 members 25 locations 9 products Nov 12, 2026 ### Encompass Niagara Niagara Falls [Auto loan rates](https://rateapi.dev/credit-unions/new-york/encompass-niagara#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/encompass-niagara#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/encompass-niagara#personal-loan-rates) 2,758 members 1 location 13 products Nov 3, 2026 ### Erie County Employees Buffalo [Auto loan rates](https://rateapi.dev/credit-unions/new-york/erie-county-employees#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/erie-county-employees#personal-loan-rates) 3,853 members 2 locations 34 products Nov 5, 2026 ### Ever $ Green Rochester [Auto loan rates](https://rateapi.dev/credit-unions/new-york/ever-green#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/ever-green#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/ever-green#personal-loan-rates) 5,253 members 4 locations 21 products Nov 12, 2026 ### Everest Jackson Heights [CD & savings rates](https://rateapi.dev/credit-unions/new-york/everest#savings-rates) 2,436 members 4 locations 1 product Nov 12, 2026 ### Family First of NY Rochester [Mortgage rates](https://rateapi.dev/credit-unions/new-york/family-first-of-ny#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/family-first-of-ny#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/family-first-of-ny#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/family-first-of-ny#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/family-first-of-ny#personal-loan-rates) 15,381 members 5 locations 14 products Nov 12, 2026 ### Fasny Albany [Mortgage rates](https://rateapi.dev/credit-unions/new-york/fasny#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/fasny#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/fasny#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/fasny#personal-loan-rates) 1,140 members 2 locations 12 products Nov 12, 2026 ### Finger Lakes Geneva [Auto loan rates](https://rateapi.dev/credit-unions/new-york/finger-lakes#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/finger-lakes#savings-rates) 19,950 members 4 locations 2 products Oct 31, 2026 ### Finger Lakes Health Care Elmira [Auto loan rates](https://rateapi.dev/credit-unions/new-york/finger-lakes-health-care#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/finger-lakes-health-care#savings-rates) 2,464 members 1 location 2 products Nov 12, 2026 ### First New York Albany [Mortgage rates](https://rateapi.dev/credit-unions/new-york/first-new-york#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/first-new-york#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/first-new-york#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/first-new-york#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/first-new-york#personal-loan-rates) 39,123 members 9 locations 44 products Nov 13, 2026 ### First Source New Hartford [Mortgage rates](https://rateapi.dev/credit-unions/new-york/first-source#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/first-source#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/first-source#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/first-source#personal-loan-rates) [Equipment loan rates](https://rateapi.dev/credit-unions/new-york/first-source#equipment-loan-rates) 64,151 members 6 locations 47 products Nov 12, 2026 ### Fourleaf Bethpage [CD & savings rates](https://rateapi.dev/credit-unions/new-york/fourleaf#savings-rates) 519,123 members 40 locations 1 product Nov 12, 2026 ### Generations United New York [CD & savings rates](https://rateapi.dev/credit-unions/new-york/generations-united#savings-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/generations-united#credit-card-rates) 264 members 1 location 5 products Nov 12, 2026 ### Genesee Co-Op Rochester [Mortgage rates](https://rateapi.dev/credit-unions/new-york/genesee-co-op#mortgage-rates) 4,528 members 1 location 3 products Nov 12, 2026 ### Genesee Valley Geneseo [Auto loan rates](https://rateapi.dev/credit-unions/new-york/genesee-valley#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/genesee-valley#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/genesee-valley#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/genesee-valley#personal-loan-rates) 9,408 members 4 locations 16 products Nov 12, 2026 ### GHS Binghamton [Auto loan rates](https://rateapi.dev/credit-unions/new-york/ghs#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/ghs#heloc-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/ghs#credit-card-rates) 18,850 members 2 locations 3 products Nov 12, 2026 ### Good Neighbors Depew [Mortgage rates](https://rateapi.dev/credit-unions/new-york/good-neighbors#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/good-neighbors#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/good-neighbors#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/good-neighbors#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/good-neighbors#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/good-neighbors#credit-card-rates) 10,568 members 3 locations 33 products Nov 13, 2026 ### Great Erie Orchard Park [Auto loan rates](https://rateapi.dev/credit-unions/new-york/great-erie#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/great-erie#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/great-erie#credit-card-rates) 9,383 members 3 locations 24 products Nov 12, 2026 ### Greater Metro Long Island Cit [Auto loan rates](https://rateapi.dev/credit-unions/new-york/greater-metro#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/greater-metro#savings-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/greater-metro#credit-card-rates) 3,748 members 3 locations 6 products Nov 12, 2026 ### Greater Niagara Niagara Falls [Mortgage rates](https://rateapi.dev/credit-unions/new-york/greater-niagara#mortgage-rates) 7,862 members 2 locations 3 products Nov 12, 2026 ### Greater Woodlawn Blasdell [Mortgage rates](https://rateapi.dev/credit-unions/new-york/greater-woodlawn#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/greater-woodlawn#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/greater-woodlawn#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/greater-woodlawn#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/greater-woodlawn#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/greater-woodlawn#credit-card-rates) 12,789 members 3 locations 46 products Nov 12, 2026 ### Greece Community Rochester [Auto loan rates](https://rateapi.dev/credit-unions/new-york/greece-community#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/greece-community#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/greece-community#personal-loan-rates) 1,341 members 2 locations 7 products Nov 12, 2026 ### Griffith Institute Employees Springville [Auto loan rates](https://rateapi.dev/credit-unions/new-york/griffith-institute-employees#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/griffith-institute-employees#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/griffith-institute-employees#personal-loan-rates) [Student loan rates](https://rateapi.dev/credit-unions/new-york/griffith-institute-employees#student-loan-rates) 594 members 1 location 11 products Nov 12, 2026 ### Heritage Financial Middletown [Mortgage rates](https://rateapi.dev/credit-unions/new-york/heritage-financial#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/heritage-financial#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/heritage-financial#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/heritage-financial#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/heritage-financial#personal-loan-rates) 57,460 members 14 locations 25 products Nov 13, 2026 ### Hudson River Community Corinth [Mortgage rates](https://rateapi.dev/credit-unions/new-york/hudson-river-community#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/hudson-river-community#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/hudson-river-community#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/hudson-river-community#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/hudson-river-community#personal-loan-rates) 33,715 members 5 locations 38 products Nov 12, 2026 ### I Am New York [Auto loan rates](https://rateapi.dev/credit-unions/new-york/i-am#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/i-am#savings-rates) 15,233 members 1 location 3 products Nov 12, 2026 ### Island Hauppauge [Mortgage rates](https://rateapi.dev/credit-unions/new-york/island#mortgage-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/island#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/island#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/island#personal-loan-rates) 50,620 members 8 locations 7 products Nov 13, 2026 ### Kaleida Health Buffalo [Mortgage rates](https://rateapi.dev/credit-unions/new-york/kaleida-health#mortgage-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/kaleida-health#savings-rates) 3,244 members 3 locations 3 products Nov 13, 2026 ### Kenmore N. Y. Teachers Buffalo [Personal loan rates](https://rateapi.dev/credit-unions/new-york/kenmore-n-y-teachers#personal-loan-rates) 3,780 members 1 location 1 product Nov 12, 2026 ### Le Roy Le Roy [Auto loan rates](https://rateapi.dev/credit-unions/new-york/le-roy#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/le-roy#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/le-roy#personal-loan-rates) 1,542 members 3 locations 10 products Nov 13, 2026 ### Local 41 I.b.e.w. Orchard Park [Mortgage rates](https://rateapi.dev/credit-unions/new-york/local-41-ibew#mortgage-rates) 2,564 members 1 location 1 product Nov 12, 2026 ### Local 804 Port Washington [Auto loan rates](https://rateapi.dev/credit-unions/new-york/local-804#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/local-804#personal-loan-rates) 3,166 members 2 locations 5 products Nov 12, 2026 ### Lockport Schools & Community Lockport [Auto loan rates](https://rateapi.dev/credit-unions/new-york/lockport-schools-community#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/lockport-schools-community#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/lockport-schools-community#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/lockport-schools-community#personal-loan-rates) 1,689 members 2 locations 12 products Nov 6, 2026 ### Long Beach Teachers Long Beach [Auto loan rates](https://rateapi.dev/credit-unions/new-york/long-beach-teachers#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/long-beach-teachers#savings-rates) 358 members 1 location 7 products Nov 12, 2026 ### Long Island Alliance Hauppauge [Auto loan rates](https://rateapi.dev/credit-unions/new-york/long-island-alliance#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/long-island-alliance#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/long-island-alliance#heloc-rates) 2,026 members 1 location 9 products Nov 12, 2026 ### Lower East Side People's New York [Mortgage rates](https://rateapi.dev/credit-unions/new-york/lower-east-side-peoples#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/lower-east-side-peoples#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/lower-east-side-peoples#savings-rates) [Personal loan 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members 8 locations 3 products Nov 12, 2026 ### Pittsford Pittsford [Mortgage rates](https://rateapi.dev/credit-unions/new-york/pittsford#mortgage-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/pittsford#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/pittsford#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/pittsford#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/pittsford#credit-card-rates) 21,183 members 2 locations 23 products Nov 13, 2026 ### Polish & Slavic Brooklyn [Mortgage rates](https://rateapi.dev/credit-unions/new-york/polish-slavic#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/polish-slavic#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/polish-slavic#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/polish-slavic#personal-loan-rates) [Credit card 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12, 2026 ### State CS Employees Watertown [Auto loan rates](https://rateapi.dev/credit-unions/new-york/state-cs-employees#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/state-cs-employees#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/state-cs-employees#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/state-cs-employees#personal-loan-rates) 2,866 members 2 locations 25 products Nov 12, 2026 ### Steuben Citizens Bath [Personal loan rates](https://rateapi.dev/credit-unions/new-york/steuben-citizens#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/steuben-citizens#credit-card-rates) 2,575 members 3 locations 5 products Nov 12, 2026 ### Stewart's Saratoga Spring [Auto loan rates](https://rateapi.dev/credit-unions/new-york/stewarts#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/stewarts#savings-rates) [HELOC 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card rates](https://rateapi.dev/credit-unions/new-york/suma#credit-card-rates) 9,588 members 8 locations 28 products Nov 12, 2026 ### Suny Fredonia Fredonia [CD & savings rates](https://rateapi.dev/credit-unions/new-york/suny-fredonia#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/suny-fredonia#personal-loan-rates) 3,330 members 1 location 7 products Nov 3, 2026 ### Syracuse Fire Department Employees Syracuse [Auto loan rates](https://rateapi.dev/credit-unions/new-york/syracuse-fire-department-employees#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/syracuse-fire-department-employees#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/syracuse-fire-department-employees#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/syracuse-fire-department-employees#personal-loan-rates) 6,734 members 4 locations 22 products Nov 13, 2026 ### Syracuse Postal Syracuse [Mortgage rates](https://rateapi.dev/credit-unions/new-york/syracuse-postal#mortgage-rates) 1,009 members 3 locations 4 products Nov 12, 2026 ### TCT Ballston Spa [Auto loan rates](https://rateapi.dev/credit-unions/new-york/tct#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/tct#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/tct#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/tct#credit-card-rates) 14,607 members 4 locations 17 products Nov 12, 2026 ### Teachers Smithtown [CD & savings rates](https://rateapi.dev/credit-unions/new-york/teachers#savings-rates) 478,252 members 34 locations 1 product Nov 13, 2026 ### The Heart Center Roslyn [Auto loan rates](https://rateapi.dev/credit-unions/new-york/the-heart-center#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/the-heart-center#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/the-heart-center#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/the-heart-center#personal-loan-rates) [Student loan rates](https://rateapi.dev/credit-unions/new-york/the-heart-center#student-loan-rates) 2,580 members 1 location 15 products Nov 12, 2026 ### The Summit Rochester [Auto loan rates](https://rateapi.dev/credit-unions/new-york/the-summit#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/the-summit#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/the-summit#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/the-summit#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/the-summit#credit-card-rates) 97,655 members 15 locations 8 products Nov 12, 2026 ### Tompkins Employees Ithaca [Personal loan rates](https://rateapi.dev/credit-unions/new-york/tompkins-employees#personal-loan-rates) 782 members 1 location 1 product Nov 10, 2026 ### Town of Cheektowaga Cheektowaga [Mortgage rates](https://rateapi.dev/credit-unions/new-york/town-of-cheektowaga#mortgage-rates) 1,483 members 1 location 3 products Nov 12, 2026 ### Town of Hempstead Employees North Baldwin [Mortgage rates](https://rateapi.dev/credit-unions/new-york/town-of-hempstead-employees#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/town-of-hempstead-employees#auto-loan-rates) 9,703 members 2 locations 2 products Nov 12, 2026 ### Trailnorth Ticonderoga [Mortgage rates](https://rateapi.dev/credit-unions/new-york/trailnorth#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/trailnorth#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/trailnorth#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/trailnorth#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/trailnorth#personal-loan-rates) 10,968 members 4 locations 14 products Nov 6, 2026 ### Troy Troy [Auto loan rates](https://rateapi.dev/credit-unions/new-york/troy#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/troy#savings-rates) 529 members 1 location 4 products Nov 12, 2026 ### Twin Rivers Massena [Mortgage rates](https://rateapi.dev/credit-unions/new-york/twin-rivers#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/twin-rivers#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/twin-rivers#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/twin-rivers#credit-card-rates) 2,576 members 2 locations 6 products Nov 12, 2026 ### U. H. S. Employees Johnson City [Mortgage rates](https://rateapi.dev/credit-unions/new-york/u-h-s-employees#mortgage-rates) 3,059 members 3 locations 3 products Nov 12, 2026 ### Ufirst Plattsburgh [Auto loan rates](https://rateapi.dev/credit-unions/new-york/ufirst#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/ufirst#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/ufirst#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/ufirst#credit-card-rates) 10,445 members 4 locations 10 products Nov 12, 2026 ### Ukrainian Rochester [Auto loan rates](https://rateapi.dev/credit-unions/new-york/ukrainian#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/ukrainian#personal-loan-rates) 28,253 members 15 locations 2 products Nov 12, 2026 ### Ukrainian National New York [Mortgage rates](https://rateapi.dev/credit-unions/new-york/ukrainian-national#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/ukrainian-national#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/ukrainian-national#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/ukrainian-national#personal-loan-rates) 6,472 members 5 locations 35 products Nov 12, 2026 ### Ulster Kingston [Mortgage rates](https://rateapi.dev/credit-unions/new-york/ulster#mortgage-rates) 6,975 members 5 locations 3 products Nov 12, 2026 ### Upstate Telco Gloversville [Auto loan rates](https://rateapi.dev/credit-unions/new-york/upstate-telco#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/upstate-telco#savings-rates) 518 members 1 location 8 products Nov 12, 2026 ### Urban Upbound Long Island Cit [CD & savings rates](https://rateapi.dev/credit-unions/new-york/urban-upbound#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/urban-upbound#personal-loan-rates) 1,418 members 3 locations 6 products Nov 6, 2026 ### Usalliance Rye [Mortgage rates](https://rateapi.dev/credit-unions/new-york/usalliance#mortgage-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/usalliance#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/usalliance#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/usalliance#credit-card-rates) 194,175 members 8 locations 18 products Nov 12, 2026 ### Utica Gas & Electric Emp New Hartford [Auto loan rates](https://rateapi.dev/credit-unions/new-york/utica-gas-electric-emp#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/utica-gas-electric-emp#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/utica-gas-electric-emp#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/utica-gas-electric-emp#personal-loan-rates) 3,803 members 3 locations 22 products Nov 13, 2026 ### Utica Police Department Utica [Auto loan rates](https://rateapi.dev/credit-unions/new-york/utica-police-department#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/utica-police-department#savings-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/utica-police-department#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/utica-police-department#personal-loan-rates) 601 members 1 location 22 products Nov 13, 2026 ### Van Cortlandt Cooperative Bronx [Auto loan rates](https://rateapi.dev/credit-unions/new-york/van-cortlandt-cooperative#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/van-cortlandt-cooperative#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/van-cortlandt-cooperative#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/van-cortlandt-cooperative#credit-card-rates) 1,950 members 1 location 15 products Nov 12, 2026 ### Visions Endicott [CD & savings rates](https://rateapi.dev/credit-unions/new-york/visions#savings-rates) 251,746 members 61 locations 1 product Nov 13, 2026 ### Westar Camillus [CD & savings rates](https://rateapi.dev/credit-unions/new-york/westar#savings-rates) 1,751 members 1 location 8 products Nov 12, 2026 ### Western Division Williamsville [Mortgage rates](https://rateapi.dev/credit-unions/new-york/western-division#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/western-division#auto-loan-rates) [HELOC rates](https://rateapi.dev/credit-unions/new-york/western-division#heloc-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/western-division#personal-loan-rates) [Credit card rates](https://rateapi.dev/credit-unions/new-york/western-division#credit-card-rates) 11,515 members 2 locations 25 products Nov 12, 2026 ### Western New York West Seneca [Mortgage rates](https://rateapi.dev/credit-unions/new-york/western-new-york#mortgage-rates) [Auto loan rates](https://rateapi.dev/credit-unions/new-york/western-new-york#auto-loan-rates) [CD & savings rates](https://rateapi.dev/credit-unions/new-york/western-new-york#savings-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/western-new-york#personal-loan-rates) 8,789 members 1 location 20 products Nov 12, 2026 ### Westside Community Churchville [Auto loan rates](https://rateapi.dev/credit-unions/new-york/westside-community#auto-loan-rates) [Personal loan rates](https://rateapi.dev/credit-unions/new-york/westside-community#personal-loan-rates) 1,849 members 1 location 5 products Nov 3, 2026 ### White Plains P O Employees White Plains [CD & savings rates](https://rateapi.dev/credit-unions/new-york/white-plains-p-o-employees#savings-rates) 90 members 1 location 3 products Nov 12, 2026 ### Yonkers Teachers Yonkers [CD & savings rates](https://rateapi.dev/credit-unions/new-york/yonkers-teachers#savings-rates) 2,602 members 3 locations 1 product Nov 12, 2026 ### Actors New York 30,768 members 5 locations Rates pending ### Akron School Employees Akron 204 members 1 location Rates pending ### Alco Wellsville 6,820 members 4 locations Rates pending ### Allegany First Fillmore 2,156 members 1 location Rates pending ### Americu Rome 205,600 members 23 locations Rates pending ### Beginnings Ithaca 75,357 members 16 locations Rates pending ### Boulevard Amherst 3,534 members 1 location Rates pending ### Brooklyn Cooperative Brooklyn 6,274 members 3 locations Rates pending ### C C S E Salamanca 5,832 members 2 locations Rates pending ### Canandaigua Canandaigua 1,969 members 1 location Rates pending ### Cattaraugus County Employees Little Valley Rates pending ### Circuit Cheektowaga 1,043 members 2 locations Rates pending ### Co-Operative Woodridge 402 members 1 location Rates pending ### Community Resource Latham 7,389 members 2 locations Rates pending ### Compass Oswego 8,107 members 7 locations Rates pending ### Concord Brooklyn 439 members 1 location Rates pending ### Coopers Cave Glens Falls 1,926 members 2 locations Rates pending ### Cornerstone Community Lockport 44,162 members 7 locations Rates pending ### Corning Corning 167,018 members 21 locations Rates pending ### Crouse Syracuse 2,028 members 1 location Rates pending ### Crouse Hinds Employees Syracuse 578 members 1 location Rates pending ### CVPH Employees Plattsburgh 1,300 members 2 locations Rates pending ### Dannemora Plattsburgh 22,682 members 5 locations Rates pending ### Directors Choice Albany 739 members 4 locations Rates pending ### Ed-Med Ogdensburg 2,088 members 1 location Rates pending ### Esl Rochester 485,309 members 34 locations Rates pending ### Financial Trust Cheektowaga 13,676 members 6 locations Rates pending ### First Choice Financial Gloversville 13,355 members 3 locations Rates pending ### First Heritage Corning 50,929 members 9 locations Rates pending ### G.p.o. New Hartford 43,222 members 9 locations Rates pending ### Gates Chili Rochester 2,222 members 1 location Rates pending ### Gowanda Area Gowanda 1,845 members 1 location Rates pending ### Great Meadow Hudson Falls 6,309 members 4 locations Rates pending ### Greater Chautauqua Falconer 9,509 members 4 locations Rates pending ### Harrison Teachers Harrison 261 members 2 locations Rates pending ### High Point Olean 22,641 members 6 locations Rates pending ### Hudson Valley Poughkeepsie 393,661 members 43 locations Rates pending ### Inner Lakes Westfield 11,069 members 6 locations Rates pending ### Italo-American Glendale 599 members 2 locations Rates pending ### Jamestown Area Community Jamestown 6,309 members 6 locations Rates pending ### Jovia Financial Westbury 232,894 members 20 locations Rates pending ### Latvian Melville 86 members 1 location Rates pending ### Leatherstocking Region Cooperstown 6,054 members 1 location Rates pending ### Lufthansa Emp. Westbury 1,443 members 1 location Rates pending ### M. C. T. Amsterdam 2,700 members 1 location Rates pending ### Mamta Mamaroneck 869 members 1 location Rates pending ### Mohawk Valley Marcy 3,255 members 2 locations Rates pending ### Mountain Valley Peru Rates pending ### N C P D Plainview 16,398 members 2 locations Rates pending ### N Y Team Ronkonkoma 5,170 members 4 locations Rates pending ### New York Episcopal New York Rates pending ### New York University New York 10,733 members 2 locations Rates pending ### Niagara Falls Teachers Niagara Falls 1,473 members 1 location Rates pending ### Niagara's Choice Niagara Falls 21,796 members 5 locations Rates pending ### NY Firefighters Bravest Albany 4,744 members 4 locations Rates pending ### NYM Brooklyn 2,120 members 1 location Rates pending ### One Credit Union of NY Cheektowaga 8,152 members 3 locations Rates pending ### Oneida County Utica 1,488 members 1 location Rates pending ### Oswego County Oswego 14,601 members 5 locations Rates pending ### Penn South Cooperative New York 711 members 1 location Rates pending ### Plattsburgh City School District Plattsburgh 752 members 1 location Rates pending ### Port Washington Port Washington 3,051 members 2 locations Rates pending ### Radius Kenmore 7,550 members 2 locations Rates pending ### Reliant Community Sodus 49,200 members 10 locations Rates pending ### Remington Ilion 3,627 members 3 locations Rates pending ### Rockland Employees Spring Valley 6,982 members 4 locations Rates pending ### RT Rome 3,173 members 3 locations Rates pending ### Sea Comm Massena 56,628 members 9 locations Rates pending ### SJP Buffalo 7,258 members 1 location Rates pending ### Special Metals New Hartford 1,767 members 1 location Rates pending ### Spencerport Spencerport 4,442 members 1 location Rates pending ### Sunmark Albany 88,531 members 16 locations Rates pending ### Sweet Home Amherst 2,859 members 1 location Rates pending ### Syracuse Cooperative Syracuse 3,685 members 3 locations Rates pending ### Teg Poughkeepsie 35,724 members 9 locations Rates pending ### The Finest New York 12,316 members 1 location Rates pending ### Tonawanda Valley Batavia 12,996 members 1 location Rates pending ### Tri-Lakes Saranac Lake 2,163 members 2 locations Rates pending ### Triboro Postal Flushing 3,785 members 1 location Rates pending ### Trunorthern Malone 5,873 members 5 locations Rates pending ### Union Congregational New York Rates pending ### United Nations Long Island Cit 264,065 members 3 locations Rates pending ### Utica District Telephone Employees Utica 1,669 members 2 locations Rates pending ### Watertown Postal Watertown 491 members 1 location Rates pending ### Williamsville Amherst 1,852 members 3 locations Rates pending ## Frequently Asked Questions Common questions about New York credit union rates RateAPI tracks 228 credit unions in New York, covering mortgages, auto loans, HELOCs, personal loans, credit cards, savings & CDs, and equipment loans. 56% have been verified within the last 7 days. Rates are re-verified daily from each credit union's official website. Every rate links back to its source page so you can confirm it independently. See our [methodology](https://rateapi.dev/methodology) for details. Yes. The `/credit-unions` endpoint returns every tracked credit union and its rates as JSON. Filter the response by state code to get only New York institutions. See [pricing](https://rateapi.dev/pricing) for plan limits. Compare [mortgage rates](https://rateapi.dev/mortgage-rates) , [auto loan rates](https://rateapi.dev/auto-loan-rates) , [HELOC rates](https://rateapi.dev/heloc-rates) , [personal loan rates](https://rateapi.dev/personal-loan-rates) , and [credit card rates](https://rateapi.dev/credit-card-rates) across New York credit unions. How many credit unions in New York does RateAPI track? How often are New York credit union rates updated? Can I access New York credit union rates via API? What product rates can I compare for New York? ## Query New York Rates via API Get all rates for this state programmatically terminal ``` # Get all credit unions (filter by state in response) curl "https://api.rateapi.dev/credit-unions" \ -H "Authorization : Bearer YOUR_API_KEY" ``` [API Documentation](https://api.rateapi.dev/) [View Methodology](https://rateapi.dev/methodology) Skip to main content --- Source: https://rateapi.dev/credit-unions/new-york Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp