HMC Credit Union
Verified rate book
Current HMC Credit Union rates
3 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.490% APR | 4.490% | new | Standard |
| Used Auto Loanauto_used | 6.240% APR | 6.240% | used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Loanpersonal_unsecured | 7.000% APR | 7.000% | — | Standard |
Auto loans available from 4.49% APR. Personal loan rates from 7% APR.
Source: RateAPI.dev, verified from HMC Credit Union's official website
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About HMC Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 790
- Assets
- $9.3M
- Founded
- 1978
- Locations reported
- 1
- NCUA charter
- 23052
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Financial counseling
- Payday Alternative Loans I
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join HMC Credit Union
Membership eligibility from HMC Credit Union's own published criteria. How we verify this.
Membership criteria are published on HMC Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from HMC Credit Union's membership page. Final membership determination is always made by the credit union.
Work at HMC Credit Union?
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Frequently Asked Questions
What rates does HMC Credit Union offer?
HMC Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are HMC Credit Union rates updated?
RateAPI verifies HMC Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get HMC Credit Union's rate data?
Rate data is collected directly from HMC Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are HMC Credit Union's auto loan rates?
As of August 4, 2026, HMC Credit Union offers auto loans from 4.49% APR.
What is HMC Credit Union's personal loan rate?
As of August 4, 2026, HMC Credit Union offers personal loans from 7% APR.
Related Rate Data
Compare HMC Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack HMC Credit Union rates
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# Get rates for HMC Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/hmc-nj" \
-H "Authorization: Bearer YOUR_API_KEY"