---
title: "Affinity Credit Union Rates (Nov 2026): CDs to 5.50%"
description: "Affinity Credit Union rates today: savings &amp; CDs up to 5.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Affinity Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/new-jersey/affinity"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Affinity Credit Union Rates (Nov 2026): CDs to 5.50%

### Savings & CD rates

5 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **14-Month Promotional Certificate (New Money)** cd_14mo |  — APY |  4.35% |  14 mo |  Standard |
| **22-Month Promotional Certificate** cd_22mo |  — APY |  4.35% |  22 mo |  Standard |
| **8-Month Promotional Certificate (New Money)** cd_8mo |  — APY |  4.35% |  8 mo |  Standard |
| **14-Month Promotional Certificate** cd_14mo |  — APY |  4.40% |  14 mo |  Standard |
| **8-Month Promotional Certificate** cd_8mo |  5.50% APY |  5.50% |  8 mo |  Standard |
Affinity Credit Union savings & cd rates as of November 11, 2026

Savings and certificate yields up to 5.50% APY.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-jersey/affinity) , verified from [Affinity Credit Union's official website](https://www.affinityfcu.com/)

Loading branch locator…

## About Affinity Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

245.6K

Assets

$4.4B

Founded

1935

Locations reported

22

NCUA charter

857

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
- Payday Alternative Loans II

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Vah Lyons Employees** VAH Lyons Employees FCU · Lyons · NJ · 07939 About 1.0 miles away](https://rateapi.dev/credit-unions/new-jersey/vah-lyons-employees) [**County Excellence** County Excellence FCU Br2 · Martinsville · NJ · 08836-2031 About 5.6 miles away](https://rateapi.dev/credit-unions/new-jersey/county-excellence) [**Financial Resources** Financial Resources FCU- Green Brook Branch · Green Brook · NJ · 08812 About 6.9 miles away](https://rateapi.dev/credit-unions/new-jersey/financial-resources) [**Atlantic Health Employees** MMH Branch · Morristown · NJ · 07960 About 7.2 miles away](https://rateapi.dev/credit-unions/new-jersey/atlantic-health-employees) [**Advanced Financial** New Providence · NEW PROVIDENCE · NJ · 07974 About 7.4 miles away](https://rateapi.dev/credit-unions/new-jersey/advanced-financial) [**Mid-State** Fiserv/Portico · Berkeley Heights · NJ · 07922 About 7.5 miles away](https://rateapi.dev/credit-unions/new-jersey/mid-state)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Affinity Credit Union

Membership eligibility from Affinity Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Affinity Credit Union's website. Check the membership page below to confirm whether you qualify.

**Cost to join:** About $5.

Verified from [Affinity Credit Union's membership page](https://forms.fivision.com/affinityfcu/oa/default.aspx) . Final membership determination is always made by the credit union.

## Work at Affinity Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Affinity Credit Union ranks against New Jersey peers.

- See which AI assistants fetched Affinity Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in New Jersey
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=affinity&amp;state=new-jersey&amp;code=NJ&amp;name=Affinity%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Affinity Credit Union offer?

Affinity Credit Union is a credit union in New Jersey. Rate data is currently being verified.

### How often are Affinity Credit Union rates updated?

RateAPI verifies Affinity Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026.

### Where does RateAPI get Affinity Credit Union's rate data?

Rate data is collected directly from Affinity Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What is Affinity Credit Union's best CD rate?

As of November 11, 2026, Affinity Credit Union offers savings and certificate (CD) yields up to 5.50% APY.

### Who can join Affinity Credit Union?

Affinity Credit Union publishes its membership criteria on its own website.

## Related Rate Data

Compare Affinity Credit Union's rates against national credit-union benchmarks.

[More New Jersey credit unions](https://rateapi.dev/credit-unions/new-jersey) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.affinityfcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Affinity Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Affinity Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey /affinity " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Affinity Credit Union locations

Search, filter, and browse all 22 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/new-jersey/affinity
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
