--- title: "B-M S Credit Union Rates & Who Can Join - New Jersey" description: "B-M S Credit Union is a credit union in New Jersey. Rate data is being verified. See who can join B-M S Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-jersey/b-m-s" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # B-M S Credit Union Rates & Who Can Join - New Jersey No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. B-M S Credit Union is a credit union in New Jersey. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-jersey/b-m-s) , verified from [B-M S Credit Union's official website](https://bmsfcu.org/) Loading branch locator… ## About B-M S Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.6K Assets $86.1M Founded 1954 Locations reported 4 NCUA charter 9146 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Bilingual services - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Financial Resources** Financial Resources FCU - c/o J&J Corporate · New Brunswick · NJ · 08901 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-jersey/financial-resources) [**Affinity** New Brunswick Branch · New Brunswick · NJ · 08901-2011 About 0.7 miles away](https://rateapi.dev/credit-unions/new-jersey/affinity) [**Rutgers** Main- CAC · New Brunswick · NJ · 08901-1149 About 1.3 miles away](https://rateapi.dev/credit-unions/new-jersey/rutgers) [**Motion** Jersey Ave · North Brunswick · NJ · 08902 About 2.6 miles away](https://rateapi.dev/credit-unions/new-jersey/motion) [**New Brunswick Postal** New Brunswick Postal FCU · Edison · NJ · 08817 About 2.7 miles away](https://rateapi.dev/credit-unions/new-jersey/new-brunswick-postal) [**Hamilton Horizons** Iron Mountain · East Brunswick · NJ · 08816 About 3.0 miles away](https://rateapi.dev/credit-unions/new-jersey/hamilton-horizons) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join B-M S Credit Union Membership eligibility from B-M S Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on B-M S Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Bristol Myers Squibb Corporation, Bristol Myers Squibb Verified from [B-M S Credit Union's membership page](https://bmsfcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for B-M S Credit Union Employers · Family 2 3 published paths to membership, last verified November 8, 2026, quoted from B-M S Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of Bristol Myers Squibb “Membership is open to all employees of Bristol Myers Squibb and its subsidiary companies listed below.” > [source ↗](https://bmsfcu.org/membership) - Employee of Bristol Myers Squibb ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of someone eligible family “Membership is open to all employees of Bristol Myers Squibb Corporation and its wholly owned subsidiaries, as well as their family members.” > [source ↗](https://bmsfcu.org/) - Family member (family) of an eligible person - Family of a member spouse, child, grandchild, parent, grandparent, sibling “Family members of existing B-M S Federal Credit Union members are also eligible to join. Family includes a spouse, children, grandchildren, parents, grandparents and siblings.” > [source ↗](https://bmsfcu.org/) - Family member (spouse, child, grandchild, parent, grandparent, sibling) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for B-M S Credit Union? Yes No ## Work at B-M S Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where B-M S Credit Union ranks against New Jersey peers. - See which AI assistants fetched B-M S Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Jersey - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=b-m-s&state=new-jersey&code=NJ&name=B-M%20S%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does B-M S Credit Union offer? B-M S Credit Union is a credit union in New Jersey. Rate data is currently being verified. ### How often are B-M S Credit Union rates updated? RateAPI verifies B-M S Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get B-M S Credit Union's rate data? Rate data is collected directly from B-M S Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join B-M S Credit Union? B-M S Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 employer for B-M S Credit Union, each quoted from B-M S Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare B-M S Credit Union's rates against national credit-union benchmarks. [More New Jersey credit unions](https://rateapi.dev/credit-unions/new-jersey) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://bmsfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track B-M S Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for B-M S Credit Union curl "https://api.rateapi.dev/credit-unions/new-jersey /b-m-s " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## B-M S Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-jersey/b-m-s Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp