First Point Credit Union
Verified rate book
Current First Point Credit Union rates
4 published offers verified as of July 29, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
| Used Auto Loanauto_used | 5.990% APR | 5.990% | used | Standard |
| Used Auto Loanauto_used | 6.490% APR | 6.490% | used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Overdraft Line of Creditpersonal | 8.500% APR | 8.500% | — | Standard |
Auto loans available from 4.99% APR. Personal loan rates from 8.5% APR.
Source: RateAPI.dev, verified from First Point Credit Union's official website
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About First Point Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.2K
- Assets
- $25.2M
- Founded
- 1955
- Locations reported
- 2
- NCUA charter
- 10319
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Point Credit Union
Membership eligibility from First Point Credit Union's own published criteria. How we verify this.
Membership criteria are published on First Point Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from First Point Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Point Credit Union?
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Frequently Asked Questions
What rates does First Point Credit Union offer?
First Point Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.
How often are First Point Credit Union rates updated?
RateAPI verifies First Point Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.
Where does RateAPI get First Point Credit Union's rate data?
Rate data is collected directly from First Point Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are First Point Credit Union's auto loan rates?
As of July 29, 2026, First Point Credit Union offers auto loans from 4.99% APR.
What is First Point Credit Union's personal loan rate?
As of July 29, 2026, First Point Credit Union offers personal loans from 8.5% APR.
Related Rate Data
Compare First Point Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack First Point Credit Union rates
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# Get rates for First Point Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/first-point" \
-H "Authorization: Bearer YOUR_API_KEY"