Advanced Financial Credit Union
Verified rate book
Current Advanced Financial Credit Union rates
26 published offers verified as of August 3, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 5.250% APR | 5.250% | new | Standard |
| New Vehicle/Motorcyclemotorcycle_new_72mo | 5.250% APR | 5.250% | 72 mo · new | Standard |
| Used Vehicle/Motorcyclemotorcycle_used_72mo | 5.750% APR | 5.750% | 72 mo · used | Standard |
HELOC rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
| 7-Year Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 6.750% APR | 6.750% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 6.750% APR | 6.750% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 7.000% APR | 7.000% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 4.900% APR | 4.900% | — | Standard |
| Signature Loanpersonal_unsecured | 9.900% APR | 9.900% | — | Standard |
| Personal Line of Creditploc_variable | 9.900% APR | 9.900% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA Everyday Classiccredit_card | 12.240% APR | 12.240% | — | Standard |
| Visa Everyday Rewardscredit_card_rewards | 14.240% APR | 14.240% | — | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.20% APY | 0.20% | — | Standard |
| Vacationsavings | 0.20% APY | 0.20% | — | Standard |
| IRAira | 0.20% APY | 0.20% | — | Standard |
| Money Marketmoney_market | 0.95% APY | 0.95% | — | Standard |
| Money Marketmoney_market | 1.16% APY | 1.15% | — | Standard |
| Money Marketmoney_market | 1.66% APY | 1.65% | — | Standard |
| Money Marketmoney_market | 2.07% APY | 2.05% | — | Standard |
| Money Marketmoney_market | 2.48% APY | 2.45% | — | Standard |
| Money Marketmoney_market | 2.89% APY | 2.85% | — | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.30% APY | 3.25% | 12 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 3.51% APY | 3.45% | 36 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.61% APY | 3.55% | 24 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.66% APY | 3.60% | 6 mo | Standard |
Vehicle loans available from 5.25% APR. HELOC rates from 6.25% APR. Personal loan rates from 4.9% APR. Credit card rates from 12.24% APR. Savings and certificate yields up to 3.66% APY.
Source: RateAPI.dev, verified from Advanced Financial Credit Union's official website
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About Advanced Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.4K
- Assets
- $108.5M
- Founded
- 1965
- Locations reported
- 4
- NCUA charter
- 16785
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- First-time homebuyer program
- Bilingual services
- Credit-builder products
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Advanced Financial Credit Union
Membership eligibility from Advanced Financial Credit Union's own published criteria. How we verify this.
Community charter: live/work in Union, Essex, NJ
- LocationUnion, Essex — NJ
Verified from Advanced Financial Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Advanced Financial Credit Union?
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Frequently Asked Questions
What rates does Advanced Financial Credit Union offer?
Advanced Financial Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Advanced Financial Credit Union rates updated?
RateAPI verifies Advanced Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Advanced Financial Credit Union's rate data?
Rate data is collected directly from Advanced Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Advanced Financial Credit Union's auto & motorcycle loan rates?
As of August 3, 2026, Advanced Financial Credit Union offers vehicle loans from 5.25% APR.
What is Advanced Financial Credit Union's HELOC rate?
As of August 3, 2026, Advanced Financial Credit Union offers home equity lines of credit from 6.25% APR.
What is Advanced Financial Credit Union's personal loan rate?
As of August 3, 2026, Advanced Financial Credit Union offers personal loans from 4.9% APR.
What is Advanced Financial Credit Union's best CD rate?
As of August 3, 2026, Advanced Financial Credit Union offers savings and certificate (CD) yields up to 3.66% APY.
Related Rate Data
Compare Advanced Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Advanced Financial Credit Union rates
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# Get rates for Advanced Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/advanced-financial" \
-H "Authorization: Bearer YOUR_API_KEY"