I.l.a. Local 1235 Credit Union
Verified rate book
Current I.l.a. Local 1235 Credit Union rates
15 published offers verified as of August 3, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month New Auto Loanauto_new_36mo | 4.250% APR | 4.250% | 36 mo · new | Standard |
| 48-Month New Auto Loanauto_new_48mo | 4.500% APR | 4.500% | 48 mo · new | Standard |
| 36-Month Used Auto Loan (2018 and Newer)auto_used_36mo | 4.750% APR | 4.750% | 36 mo · used | Standard |
| 60-Month New Auto Loanauto_new_60mo | 4.990% APR | 4.990% | 60 mo · new | Standard |
| 48-Month Used Auto Loan (2018 and Newer)auto_used_48mo | 5.250% APR | 5.250% | 48 mo · used | Standard |
| 60-Month Used Auto Loan (2018 and Newer)auto_used_60mo | 5.500% APR | 5.500% | 60 mo · used | Standard |
| 72-Month New Auto Loanauto_new_72mo | 5.850% APR | 5.850% | 72 mo · new | Standard |
| 72-Month Used Auto Loan (2018 and Newer)auto_used_72mo | 6.150% APR | 6.150% | 72 mo · used | Standard |
| 60-Month New Motorcycle Loanmotorcycle_new_60mo | 6.750% APR | 6.750% | 60 mo · new | Standard |
| 48-Month Used Motorcycle Loan (2018 and Newer)motorcycle_used_48mo | 7.500% APR | 7.500% | 48 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Second Fixed (Home Equity)heloc_fixed | 5.000% APR | 5.000% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal - 100% Securedpersonal_secured_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| Personal - Up to 25% Securedpersonal_secured | 8.250% APR | 8.250% | — | Standard |
| Personal - 50% Securedother | 1.000% APR | 1.000% | — | Standard |
| Personal - 100% Securedother | 1.990% APR | 1.990% | — | Standard |
Vehicle loans available from 4.25% APR for 36 months. HELOC rates from 5% APR. Personal loan rates from 4.99% APR.
Source: RateAPI.dev, verified from I.l.a. Local 1235 Credit Union's official website
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About I.l.a. Local 1235 Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 640
- Assets
- $7.5M
- Founded
- 1981
- Locations reported
- 2
- NCUA charter
- 23807
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
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Who Can Join I.l.a. Local 1235 Credit Union
Membership eligibility from I.l.a. Local 1235 Credit Union's own published criteria. How we verify this.
Membership via occupations (ILA Local 1235 member)
- OccupationILA Local 1235 member
Verified from I.l.a. Local 1235 Credit Union's membership page. Final membership determination is always made by the credit union.
Work at I.l.a. Local 1235 Credit Union?
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Frequently Asked Questions
What rates does I.l.a. Local 1235 Credit Union offer?
I.l.a. Local 1235 Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are I.l.a. Local 1235 Credit Union rates updated?
RateAPI verifies I.l.a. Local 1235 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get I.l.a. Local 1235 Credit Union's rate data?
Rate data is collected directly from I.l.a. Local 1235 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are I.l.a. Local 1235 Credit Union's auto & motorcycle loan rates?
As of August 3, 2026, I.l.a. Local 1235 Credit Union offers vehicle loans from 4.25% APR.
What is I.l.a. Local 1235 Credit Union's HELOC rate?
As of August 3, 2026, I.l.a. Local 1235 Credit Union offers home equity lines of credit from 5% APR.
What is I.l.a. Local 1235 Credit Union's personal loan rate?
As of August 3, 2026, I.l.a. Local 1235 Credit Union offers personal loans from 4.99% APR.
Related Rate Data
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Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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