---
title: "Mid-State Credit Union Rates &amp; Who Can Join - New Jersey"
description: "Mid-State Credit Union is a credit union in New Jersey. Rate data is being verified. See who can join Mid-State Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/new-jersey/mid-state"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Mid-State Credit Union Rates &amp; Who Can Join - New Jersey

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

Mid-State Credit Union is a credit union in New Jersey. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-jersey/mid-state) , verified from [Mid-State Credit Union's official website](https://midstatefcu.org/)

Loading branch locator…

## About Mid-State Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.1K

Assets

$23.8M

Founded

1950

Locations reported

3

NCUA charter

6739

Charter type

Federal credit union

### Services and member support

- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Terminals** TFCU · CARTERET · NJ · 07008 About 0.4 miles away](https://rateapi.dev/credit-unions/new-jersey/terminals) [**Merck Employees** RAHWAY · RAHWAY · NJ · 07065-4607 About 2.4 miles away](https://rateapi.dev/credit-unions/new-jersey/merck-employees) [**Polish & Slavic** Linden Branch · Linden · NJ · 07036 About 2.8 miles away](https://rateapi.dev/credit-unions/new-york/polish-slavic) [**Central Jersey** MAIN ST · Woodbridge · NJ · 07095 About 3.3 miles away](https://rateapi.dev/credit-unions/new-jersey/central-jersey) [**New Jersey State Pba** VITAL RECORDS OFFICE · Woodbridge · NJ · 07095-2108 About 3.7 miles away](https://rateapi.dev/credit-unions/new-jersey/new-jersey-state-pba) [**Motion** Wood Av · Linden · NJ · 07036 About 3.7 miles away](https://rateapi.dev/credit-unions/new-jersey/motion)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Mid-State Credit Union

Membership eligibility from Mid-State Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Mid-State Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location union — NJ

Verified from [Mid-State Credit Union's membership page](https://midstatefcu.org/membership/) . Final membership determination is always made by the credit union.

## Membership rules for Mid-State Credit Union

Geography 3 counties

14 published paths to membership, last verified November 8, 2026, quoted from Mid-State Credit Union’s own published criteria.

### Geography 4

Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 8, 2026

- Carteret, NJ
- Middlesex County, NJ
- New York County, NY
- Union County, NJ

“NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Middlesex County, NJ; Union County, NJ; New York County, NY”

> [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data)

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Mid-State Credit Union? Yes No

## Work at Mid-State Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mid-State Credit Union ranks against New Jersey peers.

- See which AI assistants fetched Mid-State Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in New Jersey
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mid-state&amp;state=new-jersey&amp;code=NJ&amp;name=Mid-State%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Mid-State Credit Union offer?

Mid-State Credit Union is a credit union in New Jersey. Rate data is currently being verified.

### How often are Mid-State Credit Union rates updated?

RateAPI verifies Mid-State Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Mid-State Credit Union's rate data?

Rate data is collected directly from Mid-State Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Mid-State Credit Union?

Mid-State Credit Union publishes its membership criteria on its own website. RateAPI tracks 14 published membership paths covering 3 counties for Mid-State Credit Union, each quoted from Mid-State Credit Union's own published membership criteria.

## Related Rate Data

Compare Mid-State Credit Union's rates against national credit-union benchmarks.

[More New Jersey credit unions](https://rateapi.dev/credit-unions/new-jersey) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://midstatefcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Mid-State Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Mid-State Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey /mid-state " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Mid-State Credit Union locations

Search, filter, and browse all 3 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/new-jersey/mid-state
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
