Mid-State Credit Union
Verified rate book
Current Mid-State Credit Union rates
4 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HOME LOANother | 6.500% APR | 6.500% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 5.240% APR | 5.240% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 11.450% APR | 11.450% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 11.450% APR | 11.450% | — | Standard |
As of August 4, 2026, Mid-State Credit Union offers mortgage rates from 6.5% APR. Auto loans available from 5.24% APR. Personal loan rates from 11.45% APR. Credit card rates from 11.45% APR.
Source: RateAPI.dev, verified from Mid-State Credit Union's official website
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About Mid-State Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.1K
- Assets
- $23.8M
- Founded
- 1950
- Locations reported
- 3
- NCUA charter
- 6739
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mid-State Credit Union
Membership eligibility from Mid-State Credit Union's own published criteria. How we verify this.
Community charter: live/work in Union, NJ
- LocationUnion — NJ
Verified from Mid-State Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mid-State Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mid-State Credit Union ranks against New Jersey peers.
Frequently Asked Questions
What rates does Mid-State Credit Union offer?
Mid-State Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mid-State Credit Union rates updated?
RateAPI verifies Mid-State Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mid-State Credit Union's rate data?
Rate data is collected directly from Mid-State Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Mid-State Credit Union's mortgage rate?
As of August 4, 2026, Mid-State Credit Union offers mortgage rates from 6.5% APR.
What are Mid-State Credit Union's auto loan rates?
As of August 4, 2026, Mid-State Credit Union offers auto loans from 5.24% APR.
What is Mid-State Credit Union's personal loan rate?
As of August 4, 2026, Mid-State Credit Union offers personal loans from 11.45% APR.
Related Rate Data
Compare Mid-State Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Mid-State Credit Union rates
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# Get rates for Mid-State Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/mid-state" \
-H "Authorization: Bearer YOUR_API_KEY"