Act 1st Credit Union
Verified rate book
Current Act 1st Credit Union rates
8 published offers verified as of August 4, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VA 30 Year Fixed - Conforming30 year fixed | 6.409% APR | 6.250% | — | Standard |
| 30-Year Fixed30 year fixed | 6.409% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.689% APR | 6.000% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 7.099% APR | 7.000% | — | Standard |
| 15-Year Fixed15 year fixed | 5.883% APR | 5.625% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.411% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.208% APR | 6.000% | — | Standard |
| 5/5 ARM5 5 arm | 6.826% APR | 5.750% | — | Standard |
As of August 4, 2026, Act 1st Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Source: RateAPI.dev, verified from Act 1st Credit Union's official website
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About Act 1st Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 12K
- Assets
- $150.3M
- Founded
- 1950
- Locations reported
- 3
- NCUA charter
- 6679
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Act 1st Credit Union
Membership eligibility from Act 1st Credit Union's own published criteria. How we verify this.
Membership criteria are published on Act 1st Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationAllegany, Hampshire — MD, WV
Verified from Act 1st Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Act 1st Credit Union offer?
Act 1st Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Act 1st Credit Union rates updated?
RateAPI verifies Act 1st Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Act 1st Credit Union's rate data?
Rate data is collected directly from Act 1st Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Act 1st Credit Union's mortgage rate?
As of August 4, 2026, Act 1st Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Related Rate Data
Compare Act 1st Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Act 1st Credit Union rates
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# Get rates for Act 1st Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/act-1st" \
-H "Authorization: Bearer YOUR_API_KEY"