--- title: "First Peoples Community Credit Union Rates - Maryland" description: "Current mortgage, auto loan, credit card, and savings & cd rates from First Peoples Community Credit Union in Maryland. Updated daily with source verification. See who can join First Peoples Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/first-peoples-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # First Peoples Community Credit Union Rates - Maryland ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 6.875% | — | Standard | | **30-Year Fixed** 30 year fixed | — APR | 7.000% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.500% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 7.750% | — | Standard | First Peoples Community Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 16 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 3.490% | — | Standard | | **2024 & Newer: 0-36 Months** auto_any_36mo | — APR | 3.490% | 36 mo | Standard | | **2024 & Newer: 37-48 Months** auto_any_48mo | — APR | 3.750% | 48 mo | Standard | | **2019-2023: 0-36 Months** auto_any_36mo | — APR | 4.250% | 36 mo | Standard | | **2024 & Newer: 49-60 Months** auto_any_60mo | — APR | 4.250% | 60 mo | Standard | | **2019-2023: 37-48 Months** auto_any_48mo | — APR | 4.490% | 48 mo | Standard | | **2024 & Newer: 61-72 Months** auto_any_72mo | — APR | 4.750% | 72 mo | Standard | | **2024 & Newer: 73-84 Months** auto_any_84mo | — APR | 5.250% | 84 mo | Standard | | **2019-2023: 49-60 Months** auto_any_60mo | — APR | 5.250% | 60 mo | Standard | | **2015-2018: 0-36 Months** auto_any_36mo | — APR | 5.750% | 36 mo | Standard | | **2019-2023: 61-72 Months** auto_any_72mo | — APR | 5.990% | 72 mo | Standard | | **Rate Description (3/1)** auto | — APR | 6.125% | — | Standard | | **Rate Description (5/1)** auto | — APR | 6.375% | — | Standard | | **2014 & Older: 0-36 Months** auto_used_36mo | — APR | 6.990% | 36 mo · used | Standard | | **2019-2023: 73-84 Months** auto_any_84mo | — APR | 6.990% | 84 mo | Standard | | **2015-2018: 37-48 Months** auto_any_48mo | — APR | 7.600% | 48 mo | Standard | First Peoples Community Credit Union auto & vehicle rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 8.990% | — | Standard | | **Visa Emerald (Classic)** credit_card | — APR | 11.500% | — | Standard | First Peoples Community Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 29 offers | Product | Published | Rate | Term / condition | Status | | **Regular, Business, Club/Secondary & Christmas Club Shares on balances greater than $100** savings | — APY | 0.10% | — | Eligibility restricted | | **$100.00 - $499.99** savings | — APY | 0.10% | — | Standard | | **$100.00 - $999.99** savings | — APY | 0.10% | — | Standard | | **eFirst Checking - Balance in excess of $25,000** checking | — APY | 0.10% | — | Standard | | **$1000.00 - $9,999.99** savings | — APY | 0.50% | — | Standard | | **$10,000.00 - $24,999.99** savings | — APY | 0.60% | — | Standard | | **IRA Share on balances greater than $100** ira | — APY | 0.65% | — | Standard | | **$500.00 - $4,999.99** savings | — APY | 0.75% | — | Standard | | **$25,000.00 - $49,999.99** savings | — APY | 0.80% | — | Standard | | **$50,000.00 - $99,999.99** savings | — APY | 1.00% | — | Standard | | **Payroll Holiday Account on balances between $100 & $5,000** savings | — APY | 1.00% | — | Standard | | **Non-Profit Checking on balances of $100 and greater** checking | — APY | 1.10% | — | Eligibility restricted | | **Star Savers Account on balances greater than $5** savings | — APY | 1.25% | — | Standard | | **$100,000.00 - $249,999.99** savings | — APY | 1.35% | — | Standard | | **$5,000.00 - $24,999.99** savings | — APY | 1.50% | — | Standard | | **$25,000.00 - $74,999.99** savings | — APY | 1.75% | — | Standard | | **$250,000.00 +** savings | — APY | 1.80% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 2.00% | 6 mo | Standard | | **Dividends Earned** savings | — APY | 2.00% | — | Standard | | **$75,000.00 - $149,999.99** savings | — APY | 2.00% | — | Standard | | **eFirst Checking - Up to $25,000** checking | — APY | 2.00% | — | Standard | | **12-Month Certificate** cd_12mo | — APY | 2.25% | 12 mo | Standard | | **$150,000.00 - $249,999.99** savings | — APY | 2.25% | — | Standard | | **18-Month Certificate** cd_18mo | — APY | 2.40% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 2.50% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 2.65% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 2.75% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.00% | 60 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 3.25% | 72 mo | Standard | First Peoples Community Credit Union savings & cd rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Rate Description (0-36 months)** other | — % | 9.990% | — | Standard | | **Rate Description (37-48 months)** other | — % | 14.000% | — | Standard | | **Rate Description (49-60 months)** other | — % | 15.000% | — | Standard | First Peoples Community Credit Union other rates as of November 12, 2026 First Peoples Community Credit Union is a credit union in Maryland. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/first-peoples-community) , verified from [First Peoples Community Credit Union's official website](https://www.firstpeoples.com/) Loading branch locator… ## About First Peoples Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 34.6K Assets $659.9M Founded 1959 Locations reported 21 NCUA charter 13345 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Chessie** Messick Road · Cumberland · MD · 21502 Branch in the same ZIP](https://rateapi.dev/credit-unions/maryland/chessie) [**Wepco** Oldtown Rd Branch · Cumberland · MD · 21502-4039 Branch in the same ZIP](https://rateapi.dev/credit-unions/maryland/wepco) [**Act 1st** Messick · Cumberland · MD · 21502-8714 About 1.3 miles away](https://rateapi.dev/credit-unions/maryland/act-1st) [**State Employees CU of Maryland, Inc** SECU Credit Union - LaVale · LaVale · MD · 21502-6571 About 4.4 miles away](https://rateapi.dev/credit-unions/maryland/state-employees-cu-of-maryland-inc) [**Romney** Romney Federal Credit Union · Romney · WV · 26757-1638 About 20.7 miles away](https://rateapi.dev/credit-unions/west-virginia/romney) [**Ussco Johnstown** Somerset · Somerset · PA · 15501 About 31.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/ussco-johnstown) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join First Peoples Community Credit Union Membership eligibility from First Peoples Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on First Peoples Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location allegany, garrett, bedford, fulton, somerset, mineral — MD, PA, WV Verified from [First Peoples Community Credit Union's membership page](https://www.firstpeoples.com/about/become-a-member/membership-requirements) . Final membership determination is always made by the credit union. ## Membership rules for First Peoples Community Credit Union Geography 6 counties · Family 2 8 published paths to membership, last verified August 27, 2026, quoted from First Peoples Community Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Allegany County, MD - Bedford County, PA - Fulton County, PA - Garrett County, MD - Mineral County, WV - Somerset County, PA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Allegany County, MD; Garrett County, MD; Bedford County, PA; Fulton County, PA; Somerset County, PA; Mineral County, WV” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “First Peoples Community Federal Credit Union serves any person (or immediate family of a person who is already a member of First Peoples)” > [source ↗](https://www.firstpeoples.com/about/become-a-member/membership-requirements) - Family member of a member - Family of a member immediate family “First Peoples Community Federal Credit Union serves any person (or immediate family of a person who is already a member of First Peoples) who lives, works, regularly conducts business in, worships, or attends school in Allegany, Garrett and Washington Counties, Maryland, Somerset, Bedford and…” > [source ↗](https://www.firstpeoples.com/about/become-a-member/membership-requirements) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for First Peoples Community Credit Union? Yes No ## Work at First Peoples Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Peoples Community Credit Union ranks against Maryland peers. - See which AI assistants fetched First Peoples Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=first-peoples-community&state=maryland&code=MD&name=First%20Peoples%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does First Peoples Community Credit Union offer? First Peoples Community Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are First Peoples Community Credit Union rates updated? RateAPI verifies First Peoples Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get First Peoples Community Credit Union's rate data? Rate data is collected directly from First Peoples Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join First Peoples Community Credit Union? First Peoples Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 6 counties for First Peoples Community Credit Union, each quoted from First Peoples Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare First Peoples Community Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland mortgage rate leaders](https://rateapi.dev/mortgage-rates/maryland) [Maryland auto loan rate leaders](https://rateapi.dev/auto-loan-rates/maryland) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.firstpeoples.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track First Peoples Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for First Peoples Community Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /first-peoples-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## First Peoples Community Credit Union locations Search, filter, and browse all 21 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/first-peoples-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp