--- title: "Ussco Johnstown Credit Union Rates - Pennsylvania" description: "Current mortgage, auto loan, personal loan, and savings & cd rates from Ussco Johnstown Credit Union in Pennsylvania. Updated daily with source verification. See who can join Ussco Johnstown Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/ussco-johnstown" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Ussco Johnstown Credit Union Rates - Pennsylvania ### Mortgage rates 3 offers | Product | Published | Rate | Term / condition | Status | | **15-Year Fixed** 15 year fixed | — APR | 6.000% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 5.500% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 6.250% | — | Standard | Ussco Johnstown Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **2024 - 2026 Up to 60 months Over 60 months** auto_any_60mo | — APR | 6.250% | 60 mo | Standard | | **Up to 60-Month Auto Loan (2021–2023)** auto_any_60mo | — APR | 6.750% | 60 mo | Standard | | **Up to 48-Month Auto Loan (2018–2020)** auto_any_48mo | — APR | 7.500% | 48 mo | Standard | | **Up to 36-Month Auto Loan (2015–2017)** auto_any_36mo | — APR | 8.000% | 36 mo | Standard | | **Up to 60-Month Used Auto Loan (2023 and Older)** auto_used_60mo | — APR | 8.500% | 60 mo · used | Standard | Ussco Johnstown Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Certificate Secured Term on Certificate secured loans cannot exceed the term of the Certificate being used as collateral** personal_secured | — APR | 3.000% | — | Standard | | **Up to 120-Month Share-Secured Loan** personal_secured_120mo | — APR | 4.000% | 120 mo | Standard | | **Signature Rates based on credit worthiness; Maximum term 60 months.** personal_unsecured_60mo | — APR | 9.750% | 60 mo | Standard | Ussco Johnstown Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 14 offers | Product | Published | Rate | Term / condition | Status | | **Checking $250-$4,999.99 $5,000 & Over** checking | — APY | 0.20% | — | Standard | | **Savings $250-$4,999.99 $5,000 & Over** savings | — APY | 0.20% | — | Standard | | **Money Market $2,500-$24,999.99 $25,000-$99,999.99 $100,000 & Over** money_market | — APY | 0.20% | — | Standard | | **Christmas Club $250 & Over** savings | — APY | 0.20% | — | Specialty offer | | **Business Checking $5,000-$24,999.99 $25,000-$99,999.99 $100,000 & Over** checking | — APY | 0.20% | — | Eligibility restricted | | **IRA Savings $100 & Over** ira | — APY | 0.25% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 1.00% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 1.76% | 12 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 2.02% | 18 mo | Standard | | **Junior Savings $0-$1,000 $1,001 & Over** savings | — APY | 3.00% | — | Eligibility restricted | | **48-Month Certificate** cd_48mo | — APY | 3.03% | 48 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.03% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.03% | 36 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.03% | 60 mo | Standard | Ussco Johnstown Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **5 Years Fixed Rate** other | — % | 5.000% | — | Standard | Ussco Johnstown Credit Union other rates as of November 12, 2026 Ussco Johnstown Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/ussco-johnstown) , verified from [Ussco Johnstown Credit Union's official website](https://www.usscofcu.org/) Loading branch locator… ## About Ussco Johnstown Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14.1K Assets $172.7M Founded 1958 Locations reported 4 NCUA charter 12219 Charter type Federal credit union ### Services and member support - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**C-B-W Schools** Credit Union Complex · Johnstown · PA · 15904-2840 About 1.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/c-b-w-schools) [**G.a.p.** Richland · Johnstown · PA · 15904-2840 About 1.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/gap) [**Healthcare First Credit Union** Richland Office · Johnstown · PA · 15904-2840 About 1.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/healthcare-first-credit-union) [**Merho** MERHO Federal Credit Union · Johnstown · PA · 15904-2840 About 1.9 miles away](https://rateapi.dev/credit-unions/pennsylvania/merho) [**Vasco** Vital Records Center · Johnstown · PA · 15904 About 2.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/vasco) [**Franklin Johnstown** Richland Office · Johnstown · PA · 15904-3202 About 2.8 miles away](https://rateapi.dev/credit-unions/pennsylvania/franklin-johnstown) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Ussco Johnstown Credit Union Membership eligibility from Ussco Johnstown Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Ussco Johnstown Credit Union's website. Check the membership page below to confirm whether you qualify. - Association Fraternal Order of Police, Lodge No. 86, Humane Society of Cambria County Verified from [Ussco Johnstown Credit Union's membership page](https://www.usscofcu.org/resources/how-to-join-ussco) . Final membership determination is always made by the credit union. ## Membership rules for Ussco Johnstown Credit Union Associations 2 · Family 3 published paths to membership, last verified August 21, 2026, quoted from Ussco Johnstown Credit Union’s own published criteria. ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Fraternal Order of Police, Lodge No. 86 “Fraternal Order of Police, Lodge No. 86” > [source ↗](https://www.usscofcu.org/resources/how-to-join-ussco) - Member of Fraternal Order of Police, Lodge No. 86 - Member of Humane Society of Cambria County “Humane Society of Cambria County” > [source ↗](https://www.usscofcu.org/resources/how-to-join-ussco) - Member of Humane Society of Cambria County ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “If a relative is a USSCO member” > [source ↗](https://www.usscofcu.org/resources/how-to-join-ussco) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Ussco Johnstown Credit Union? Yes No ## Work at Ussco Johnstown Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ussco Johnstown Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Ussco Johnstown Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ussco-johnstown&state=pennsylvania&code=PA&name=Ussco%20Johnstown%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Ussco Johnstown Credit Union offer? Ussco Johnstown Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Ussco Johnstown Credit Union rates updated? RateAPI verifies Ussco Johnstown Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Ussco Johnstown Credit Union's rate data? Rate data is collected directly from Ussco Johnstown Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Ussco Johnstown Credit Union? Ussco Johnstown Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 associations for Ussco Johnstown Credit Union, each quoted from Ussco Johnstown Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Ussco Johnstown Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania mortgage rate leaders](https://rateapi.dev/mortgage-rates/pennsylvania) [Pennsylvania auto loan rate leaders](https://rateapi.dev/auto-loan-rates/pennsylvania) [Pennsylvania personal loan leaders](https://rateapi.dev/personal-loan-rates/pennsylvania) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.usscofcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Ussco Johnstown Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Ussco Johnstown Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /ussco-johnstown " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Ussco Johnstown Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/ussco-johnstown Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp