--- title: "Chessie Credit Union Rates (Nov 2026): Mortgage 6.54%" description: "Chessie Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Chessie Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/maryland/chessie" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Chessie Credit Union Rates (Nov 2026): Mortgage 6.54% ### Mortgage rates 7 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.765% APR | 6.500% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.965% APR | 6.750% | — | Standard | Chessie Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Chessie Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/maryland/chessie) , verified from [Chessie Credit Union's official website](https://www.chessiefcu.org/) Best product position **Better than the Maryland median** 30-year fixed mortgage Gap to state best **29 bp** 29 bp from state best Vs. state median **41 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Maryland markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | Better than the Maryland median | 29 bp from state best | 41 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Chessie Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=chessie&state=maryland&code=MD&name=Chessie%20Credit%20Union) Loading branch locator… ## About Chessie Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 34K Assets $433.2M Founded 1948 Locations reported 9 NCUA charter 5636 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**First Peoples Community** LaVale - National Highway · Lavale · MD · 21502-7605 Branch in the same ZIP](https://rateapi.dev/credit-unions/maryland/first-peoples-community) [**Wepco** Oldtown Rd Branch · Cumberland · MD · 21502-4039 Branch in the same ZIP](https://rateapi.dev/credit-unions/maryland/wepco) [**Act 1st** Messick · Cumberland · MD · 21502-8714 About 1.3 miles away](https://rateapi.dev/credit-unions/maryland/act-1st) [**State Employees CU of Maryland, Inc** SECU Credit Union - LaVale · LaVale · MD · 21502-6571 About 4.4 miles away](https://rateapi.dev/credit-unions/maryland/state-employees-cu-of-maryland-inc) [**Romney** Romney Federal Credit Union · Romney · WV · 26757-1638 About 20.7 miles away](https://rateapi.dev/credit-unions/west-virginia/romney) [**Ussco Johnstown** Somerset · Somerset · PA · 15501 About 31.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/ussco-johnstown) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Chessie Credit Union Membership eligibility from Chessie Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Chessie Credit Union's website. Check the membership page below to confirm whether you qualify. - Location allegany, garrett, mineral, taylor — MD, WV Verified from [Chessie Credit Union's membership page](https://www.chessiefcu.org/chessie-fcu-membership-western-md) . Final membership determination is always made by the credit union. ## Membership rules for Chessie Credit Union Geography 4 counties · Family 21 published paths to membership, last verified November 8, 2026, quoted from Chessie Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Allegany County, MD - Garrett County, MD - Mineral County, WV - Taylor County, WV “Membership is open to individuals and families who live, work, worship, attend school, businesses, and other legal entities in: Allegany County, MD Garrett County, MD Mineral County, WV Taylor County, WV Western Washington County, MD” > [source ↗](https://www.chessiefcu.org/chessie-fcu-membership-western-md) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member immediate family “Once you join, your immediate family members are eligible too.” > [source ↗](https://www.chessiefcu.org/chessie-fcu-membership-western-md) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Chessie Credit Union? Yes No ## Work at Chessie Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Chessie Credit Union ranks against Maryland peers. - See which AI assistants fetched Chessie Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Maryland - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=chessie&state=maryland&code=MD&name=Chessie%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Chessie Credit Union offer? Chessie Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Chessie Credit Union rates updated? RateAPI verifies Chessie Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Chessie Credit Union's rate data? Rate data is collected directly from Chessie Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Chessie Credit Union's mortgage rate? As of November 12, 2026, Chessie Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Chessie Credit Union? Chessie Credit Union publishes its membership criteria on its own website. RateAPI tracks 21 published membership paths covering 4 counties for Chessie Credit Union, each quoted from Chessie Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Chessie Credit Union's rates against national credit-union benchmarks. [More Maryland credit unions](https://rateapi.dev/credit-unions/maryland) [Maryland mortgage rate leaders](https://rateapi.dev/mortgage-rates/maryland) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.chessiefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Chessie Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Chessie Credit Union curl "https://api.rateapi.dev/credit-unions/maryland /chessie " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Chessie Credit Union locations Search, filter, and browse all 9 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/maryland/chessie Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp