Uark Credit Union

Fayetteville, Arkansas
Last verified: August 12, 2026
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Verified rate book

Current Uark Credit Union rates

46 published offers verified as of August 12, 2026.

How we verify rates

Auto & vehicle rates

12 offers
Uark Credit Union auto & vehicle rates as of August 12, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.990% APR3.990%—Standard
New Vehicles (0–36 Months)auto_new_36mo5.400% APR5.400%36 mo · newStandard
New Vehicles (37–48 Months)auto_new_48mo5.700% APR5.700%48 mo · newStandard
Used Vehicles (5 Years & Newer) (0–36 Months)auto_used_36mo5.900% APR5.900%36 mo · usedStandard
Used Vehicles (5 Years & Newer) (37–48 Months)auto_used_48mo6.200% APR6.200%48 mo · usedStandard
New Vehicles (49–72 Months)auto_new_72mo6.250% APR6.250%72 mo · newStandard
New Vehicles (73–84 Months)auto_new_84mo6.350% APR6.350%84 mo · newStandard
Used Vehicles (5 Years & Newer) (49–72 Months)auto_used_72mo6.850% APR6.850%72 mo · usedStandard
Used Vehicles (5 Years & Newer) (73–84 Months)auto_used_84mo7.050% APR7.050%84 mo · usedStandard
Older Vehicles (6 Years & Older) (0–36 Months)auto_used_36mo7.150% APR7.150%36 mo · usedStandard
Older Vehicles (6 Years & Older) (37–48 Months)auto_used_48mo7.450% APR7.450%48 mo · usedStandard
Older Vehicles (6 Years & Older) (49–72 Months)auto_used_72mo8.100% APR8.100%72 mo · usedStandard

Personal loan rates

5 offers
Uark Credit Union personal loan rates as of August 12, 2026
ProductPublishedRateTerm / conditionStatus
Credit Builder Loanpersonal6.500% APR6.500%—Standard
Credit Builder Loan (Up to $1,500 • Max 18 Months)personal_unsecured_18mo6.500% APR6.500%18 moStandard
Personal Loan ($250 – $10,000)personal_unsecured10.500% APR10.500%—Standard
Unsecured Personal Loanpersonal_unsecured10.500% APR10.500%—Standard
M.A.S.H Loanpersonal10.900% APR10.900%—Standard

Savings & CD rates

29 offers
Uark Credit Union savings & cd rates as of August 12, 2026
ProductPublishedRateTerm / conditionStatus
Roth IRA (Savings)ira0.25% APY0.25%—Standard
Flexible Termssavings2.75% APY2.75%—Standard
Roth IRA (6 Months)ira2.75% APY2.75%6 moStandard
Flexible Terms (6 Months)cd_6mo2.75% APY2.75%6 moStandard
6-Month IRA Certificateira_cd_6mo2.78% APY2.75%6 moStandard
Flexible Terms (6 Months)cd_6mo2.78% APY2.75%6 moStandard
Roth IRA (6 Months)ira2.78% APY2.75%6 moStandard
Roth IRA (18 Months)ira3.00% APY3.00%18 moStandard
Flexible Terms (12 Months)cd_12mo3.00% APY3.00%12 moStandard
Flexible Terms (18 Months)cd_18mo3.00% APY3.00%18 moStandard
Flexible Terms (24 Months)cd_24mo3.00% APY3.00%24 moStandard
Flexible Terms (30 Months)cd_30mo3.00% APY3.00%30 moStandard
Flexible Terms (36 Months)cd_36mo3.00% APY3.00%36 moStandard
Roth IRA (12 Months)ira3.00% APY3.00%12 moStandard
Roth IRA (24 Months)ira3.00% APY3.00%24 moStandard
Roth IRA (30 Months)ira3.00% APY3.00%30 moStandard
Roth IRA (36 Months)ira3.00% APY3.00%36 moStandard
12-Month IRA Certificateira_cd_12mo3.04% APY3.00%12 moStandard
Flexible Terms (30 Months)cd_30mo3.04% APY3.00%30 moStandard
Flexible Terms (36 Months)cd_36mo3.04% APY3.00%36 moStandard
Roth IRA (12 Months)ira3.04% APY3.00%12 moStandard
Roth IRA (18 Months)ira3.04% APY3.00%18 moStandard
Roth IRA (24 Months)ira3.04% APY3.00%24 moStandard
Roth IRA (30 Months)ira3.04% APY3.00%30 moStandard
Roth IRA (36 Months)ira3.04% APY3.00%36 moStandard
Flexible Terms (12 Months)cd_12mo3.04% APY3.00%12 moStandard
12-Month Certificatecd_12mo3.04% APY3.04%12 moStandard
Flexible Terms (18 Months)cd_18mo3.04% APY3.00%18 moStandard
Flexible Terms (24 Months)cd_24mo3.04% APY3.00%24 moStandard

Auto loans available from 3.99% APR. Personal loan rates from 6.5% APR. Savings and certificate yields up to 3.04% APY.

Source: RateAPI.dev, verified from Uark Credit Union's official website

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About Uark Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
7K
Assets
$81.3M
Founded
1965
Locations reported
3
NCUA charter
16946
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CommunityamericaFayetteville · Fayetteville · AR · 72701About 4.9 miles awayUnitedS Thompson - Branch 46 · Springdale · AR · 72764About 6.4 miles awayService 1Service 1 FCU/Table Rock Branch · Shell Knob · MO · 65747About 42.1 miles awayBaptist HealthBH Van Buren Office · Van Buren · AR · 72956-4734About 49.9 miles awayFedex Employees Credit AssociationHarrison · Harrison · AR · 72601-2004About 51.9 miles awayTTCUTahlequah · Tahlequah · OK · 74464-5237About 54.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Uark Credit Union

Membership eligibility from Uark Credit Union's own published criteria. How we verify this.

Membership criteria are published on Uark Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Uark Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Uark Credit Union?

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Frequently Asked Questions

What rates does Uark Credit Union offer?

Uark Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 12, 2026 directly from the credit union's official website.

How often are Uark Credit Union rates updated?

RateAPI verifies Uark Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 12, 2026.

Where does RateAPI get Uark Credit Union's rate data?

Rate data is collected directly from Uark Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Uark Credit Union's auto loan rates?

As of August 12, 2026, Uark Credit Union offers auto loans from 3.99% APR.

What is Uark Credit Union's personal loan rate?

As of August 12, 2026, Uark Credit Union offers personal loans from 6.5% APR.

What is Uark Credit Union's best CD rate?

As of August 12, 2026, Uark Credit Union offers savings and certificate (CD) yields up to 3.04% APY.

Related Rate Data

Compare Uark Credit Union's rates against national credit-union benchmarks.

More Arkansas credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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