--- title: "Communityamerica Credit Union Rates (Nov 2026): CDs to 4.10%" description: "Communityamerica Credit Union rates today: savings & CDs up to 4.10% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Communityamerica Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kansas/communityamerica" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Communityamerica Credit Union Rates (Nov 2026): CDs to 4.10% ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 5.740% | — | Standard | | **Auto Loan** auto | — APR | 6.240% | — | Standard | | **First-Time Auto Loan** auto | — APR | 10.490% | — | Standard | Communityamerica Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Hybrid Home Equity** heloc | — APR | 5.240% | — | Standard | | **Home Equity Variable (70% LTV)** heloc_variable | — APR | 5.490% | — | Standard | | **Home Equity Loan — Intro Rate** heloc | — APR | 5.490% | — | Introductory offer | | **Home Equity Variable (80% LTV)** heloc_variable | — APR | 5.990% | — | Standard | | **Thereafter Rate** heloc | — APR | 6.490% | — | Standard | Communityamerica Credit Union heloc rates as of November 12, 2026 ### Savings & CD rates 34 offers | Product | Published | Rate | Term / condition | Status | | **$10,000.00 - Or More** savings | — APY | 0.01% | — | Standard | | **$1.00 - $9,999.99** savings | — APY | 0.01% | — | Standard | | **$2,500.01 - Or More** savings | — APY | 0.03% | — | Standard | | **$100,000.00 - Or More** savings | — APY | 0.05% | — | Standard | | **$0.00 - $9,999.99** savings | — APY | 0.25% | — | Standard | | **$10,000.00 - $24,999.99** savings | — APY | 0.30% | — | Standard | | **$25,000.00 - $49,999.99** savings | — APY | 0.35% | — | Standard | | **$50,000.00 - $99,999.99** savings | — APY | 0.40% | — | Standard | | **$100,000.00 - $149,999.99** savings | — APY | 0.45% | — | Standard | | **$150,000.00 - $249,999.99** savings | — APY | 0.50% | — | Standard | | **$250,000.00 - $499,999.99** savings | — APY | 0.55% | — | Standard | | **$500,000.00 - Or More** savings | — APY | 0.60% | — | Standard | | **30-Month Certificate** share_certificate_30mo | 3.05% APY | 3.01% | 30 mo | Standard | | **30-Month IRA Certificate** ira_cd_30mo | 3.05% APY | 3.01% | 30 mo | Standard | | **$0.00 - Or More** savings | — APY | 3.20% | — | Standard | | **15-Month Certificate** share_certificate_15mo | 3.40% APY | 3.34% | 15 mo | Standard | | **15-Month IRA Certificate** ira_cd_15mo | 3.40% APY | 3.34% | 15 mo | Standard | | **9-Month Certificate** share_certificate_9mo | 3.45% APY | 3.39% | 9 mo | Standard | | **9-Month IRA Certificate** ira_cd_9mo | 3.45% APY | 3.39% | 9 mo | Standard | | **18-Month IRA Certificate** ira_cd_18mo | 3.50% APY | 3.44% | 18 mo | Standard | | **18-Month Certificate** share_certificate_18mo | 3.50% APY | 3.44% | 18 mo | Standard | | **3-Month IRA Certificate** ira_cd_3mo | 3.60% APY | 3.54% | 3 mo | Standard | | **3-Month Certificate** share_certificate_3mo | 3.60% APY | 3.54% | 3 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.75% APY | 3.68% | 12 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 3.75% APY | 3.68% | 12 mo | Standard | | **7-Month IRA Certificate** ira_cd_7mo | 3.85% APY | 3.78% | 7 mo | Standard | | **7-Month Certificate** share_certificate_7mo | 3.85% APY | 3.78% | 7 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 3.95% APY | 3.87% | 48 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | 3.95% APY | 3.87% | 48 mo | Standard | | **11-Month Certificate** share_certificate_11mo | 4.00% APY | 3.92% | 11 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 4.10% APY | 4.02% | 24 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 4.10% APY | 4.02% | 24 mo | Standard | | **$1.00 - $2,500.00** savings | — APY | 5.00% | — | Standard | | **High Interest Savings** savings | — APY | 5.00% | — | Standard | Communityamerica Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.10% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kansas/communityamerica) , verified from [Communityamerica Credit Union's official website](https://www.communityamerica.com/) Loading branch locator… ## About Communityamerica Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 591.9K Assets $9B Founded 1963 Locations reported 85 NCUA charter 15732 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mainstreet** Lenexa · Lenexa · KS · 66215-3726 About 2.3 miles away](https://rateapi.dev/credit-unions/kansas/mainstreet) [**Azura** Olathe · Olathe · KS · 66061 About 2.8 miles away](https://rateapi.dev/credit-unions/kansas/azura) [**Del Met** Systronics, Inc · Olathe · KS · 66062 About 2.9 miles away](https://rateapi.dev/credit-unions/indiana/del-met) [**K.c. Area** Systronics, Inc · Olathe · KS · 66062 About 2.9 miles away](https://rateapi.dev/credit-unions/missouri/kc-area) [**Roberts Dairy Employees** Systronics · Olathe · KS · 66062 About 2.9 miles away](https://rateapi.dev/credit-unions/nebraska/roberts-dairy-employees) [**Summit Ridge** Systronincs Inc · Olathe · KS · 66062 About 2.9 miles away](https://rateapi.dev/credit-unions/missouri/summit-ridge) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Communityamerica Credit Union Membership eligibility from Communityamerica Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Communityamerica Credit Union's website. Check the membership page below to confirm whether you qualify. - Association Friends of Hobbs Verified from [Communityamerica Credit Union's membership page](https://www.communityamerica.com/why-communityamerica/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Communityamerica Credit Union Associations · Family 2 published paths to membership, last verified August 21, 2026, quoted from Communityamerica Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Friends of Hobbs “Members of Friends of Hobbs, a non-profit organization supporting Hobbs State Park in Rogers, Arkansas, automatically qualify for credit union membership.” > [source ↗](https://www.communityamerica.com/why-communityamerica/become-a-member) - Member of Friends of Hobbs ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild “Have a family member who belongs to CommunityAmerica? You can join, too! Eligible family includes a spouse, child, sibling, parent, grandparent, grandchild. Step, in-law, and adoptive relationships are also included.” > [source ↗](https://www.communityamerica.com/why-communityamerica/become-a-member) - Family member (spouse, child, sibling, parent, grandparent, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Communityamerica Credit Union? Yes No ## Work at Communityamerica Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Communityamerica Credit Union ranks against Kansas peers. - See which AI assistants fetched Communityamerica Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kansas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=communityamerica&state=kansas&code=KS&name=Communityamerica%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Communityamerica Credit Union offer? Communityamerica Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Communityamerica Credit Union rates updated? RateAPI verifies Communityamerica Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Communityamerica Credit Union's rate data? Rate data is collected directly from Communityamerica Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Communityamerica Credit Union's best CD rate? As of November 12, 2026, Communityamerica Credit Union offers savings and certificate (CD) yields up to 4.10% APY. ### Who can join Communityamerica Credit Union? Communityamerica Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 association for Communityamerica Credit Union, each quoted from Communityamerica Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Communityamerica Credit Union's rates against national credit-union benchmarks. [More Kansas credit unions](https://rateapi.dev/credit-unions/kansas) [Kansas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/kansas) [Kansas HELOC rate leaders](https://rateapi.dev/heloc-rates/kansas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.communityamerica.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Communityamerica Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kansas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Communityamerica Credit Union curl "https://api.rateapi.dev/credit-unions/kansas /communityamerica " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Communityamerica Credit Union locations Search, filter, and browse all 85 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kansas/communityamerica Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp