--- title: "Baptist Health Credit Union Rates - Arkansas" description: "Current mortgage, auto loan, and personal loan rates from Baptist Health Credit Union in Arkansas. Updated daily with source verification. See who can join Baptist Health Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/arkansas/baptist-health" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Baptist Health Credit Union Rates - Arkansas ### Mortgage rates 3 offers | Product | Published | Rate | Term / condition | Status | | **LTV (Up to 60 Months)** other | — APR | 5.990% | — | Standard | | **LTV (61-120 Months)** other | — APR | 6.990% | — | Standard | | **LTV (121-180 Months)** other | — APR | 7.990% | — | Standard | Baptist Health Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 10 offers | Product | Published | Rate | Term / condition | Status | | **New/Pre-Owned 2022-2027** auto_used_36mo | — APR | 3.740% | 36 mo · used | Standard | | **New/Pre-Owned 2022-2027** auto_used_48mo | — APR | 4.240% | 48 mo · used | Standard | | **New/Pre-Owned 2022-2027** auto_used_60mo | — APR | 4.740% | 60 mo · used | Standard | | **New/Pre-Owned 2022-2027** auto_used_72mo | — APR | 5.240% | 72 mo · used | Standard | | **Pre-Owned Auto 2017-2021** auto_used_36mo | — APR | 5.990% | 36 mo · used | Standard | | **New/Pre-Owned 2022-2027** auto_used_84mo | — APR | 6.490% | 84 mo · used | Standard | | **Pre-Owned 2016 & Older** auto_used_36mo | — APR | 6.490% | 36 mo · used | Standard | | **Pre-Owned Auto 2017-2021** auto_used_48mo | — APR | 6.490% | 48 mo · used | Standard | | **Pre-Owned 2016 & Older** auto_used_48mo | — APR | 6.990% | 48 mo · used | Standard | | **Pre-Owned Auto 2017-2021** auto_used_60mo | — APR | 6.990% | 60 mo · used | Standard | Baptist Health Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.000% | — | Standard | | **12-12-12- Seasonal Loan** personal | — APR | 12.000% | — | Standard | Baptist Health Credit Union personal loan rates as of November 12, 2026 Baptist Health Credit Union is a credit union in Arkansas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/arkansas/baptist-health) , verified from [Baptist Health Credit Union's official website](https://www.baptist-healthfcu.com/) Loading branch locator… ## About Baptist Health Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.1K Assets $46.6M Founded 1959 Locations reported 5 NCUA charter 12813 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Cooperative Extension Service** Corporate Office · Little Rock · AR · 72204-4940 About 1.4 miles away](https://rateapi.dev/credit-unions/arkansas/cooperative-extension-service) [**Va Hospital** VA HOSPITAL FCU · LITTLE ROCK · AR · 72205-5446 About 1.7 miles away](https://rateapi.dev/credit-unions/arkansas/va-hospital) [**Uark** UAMS Branch · Little Rock · AR · 72205 About 1.8 miles away](https://rateapi.dev/credit-unions/arkansas/uark) [**L R F D** STA. #7 · LITTLE ROCK · AR · 72205 About 1.9 miles away](https://rateapi.dev/credit-unions/arkansas/l-r-f-d) [**Arkansas Farm Bureau** Location of Records · Little Rock · AR · 72211-3825 About 2.4 miles away](https://rateapi.dev/credit-unions/arkansas/arkansas-farm-bureau) [**Truservice Community** Main Office · LIttle Rock · AR · 72211 About 2.5 miles away](https://rateapi.dev/credit-unions/arkansas/truservice-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Baptist Health Credit Union Membership eligibility from Baptist Health Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Baptist Health Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Boston Mountain Rural Health Clinics, Cornerstone Clinic for Women, Mid-Delta Health Services, Clarendon and Dewitt, Ortho Arkansas, Practice Plus and Practice Plus Clinics, Geogia Pacific Dixie Cup of Fort Smith, Smurfit WestRock of Fort Smith - School Baptist Health College Verified from [Baptist Health Credit Union's membership page](https://www.baptist-healthfcu.com/about.html) . Final membership determination is always made by the credit union. ## Membership rules for Baptist Health Credit Union Employers 10 · Schools 2 · Family 13 published paths to membership, last verified August 21, 2026, quoted from Baptist Health Credit Union’s own published criteria. ### Employers 10 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Baptist Health “Baptist Health Hospitals, Clinics, Subsidiaries, and their affiliates. This includes Employees, Family, Retirees of Baptist Health” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Employee of Baptist Health - Retired employee of Baptist Health “Baptist Health Hospitals, Clinics, Subsidiaries, and their affiliates. This includes Employees, Family, Retirees of Baptist Health” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Retiree of Baptist Health - Employee of Boston Mountain Rural Health Clinics “Boston Mountain Rural Health Clinics” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Employee of Boston Mountain Rural Health Clinics - Employee of Cornerstone Clinic for Women “Cornerstone Clinic for Women” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Employee of Cornerstone Clinic for Women - Employee of Mid-Delta Health Services “Mid-Delta Health Services” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Employee of Mid-Delta Health Services - Employee of Clarendon and Dewitt “Clarendon and Dewitt” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Employee of Clarendon and Dewitt - Employee of Ortho Arkansas “Ortho Arkansas” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Employee of Ortho Arkansas - Employee of Practice Plus and Practice Plus Clinics “Practice Plus and Practice Plus Clinics” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Employee of Practice Plus and Practice Plus Clinics - Employee of Geogia Pacific Dixie Cup of Fort Smith “Geogia Pacific Dixie Cup of Fort Smith” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Employee of Geogia Pacific Dixie Cup of Fort Smith - Employee of Smurfit WestRock of Fort Smith “Smurfit WestRock of Fort Smith” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Employee of Smurfit WestRock of Fort Smith ### Schools 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - School employee of Baptist Health College “Baptist Health College Staff and Students” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Employee of Baptist Health College - Student of Baptist Health College “Baptist Health College Staff and Students” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Student at Baptist Health College ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, partner, sibling, parent, child, grandchild “Your Family: Spouses/Partners, Siblings, Parents, Children, and Grandchildren” > [source ↗](https://www.baptist-healthfcu.com/about.html) - Family member (spouse, partner, sibling, parent, child, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Baptist Health Credit Union? Yes No ## Work at Baptist Health Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Baptist Health Credit Union ranks against Arkansas peers. - See which AI assistants fetched Baptist Health Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Arkansas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=baptist-health&state=arkansas&code=AR&name=Baptist%20Health%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Baptist Health Credit Union offer? Baptist Health Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Baptist Health Credit Union rates updated? RateAPI verifies Baptist Health Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Baptist Health Credit Union's rate data? Rate data is collected directly from Baptist Health Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Baptist Health Credit Union? Baptist Health Credit Union publishes its membership criteria on its own website. RateAPI tracks 13 published membership paths covering 10 employers and 2 schools for Baptist Health Credit Union, each quoted from Baptist Health Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Baptist Health Credit Union's rates against national credit-union benchmarks. [More Arkansas credit unions](https://rateapi.dev/credit-unions/arkansas) [Arkansas mortgage rate leaders](https://rateapi.dev/mortgage-rates/arkansas) [Arkansas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/arkansas) [Arkansas personal loan leaders](https://rateapi.dev/personal-loan-rates/arkansas) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.baptist-healthfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Baptist Health Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Arkansas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Baptist Health Credit Union curl "https://api.rateapi.dev/credit-unions/arkansas /baptist-health " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Baptist Health Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/arkansas/baptist-health Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp