NJ Gateway Credit Union
Verified rate book
Current NJ Gateway Credit Union rates
27 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vehicle Loans: Cars & Trucks (used) (36 months)auto_used_36mo | 5.250% APR | 5.250% | 36 mo · used | Standard |
| Vehicle Loans: Cars & Trucks (used) (48 months)auto_used_48mo | 6.000% APR | 6.000% | 48 mo · used | Standard |
| Vehicle Loans: Cars & Trucks (used) (60 months)auto_used_60mo | 6.500% APR | 6.500% | 60 mo · used | Standard |
| Vehicle Loans: Cars & Trucks (used) (72 months)auto_used_72mo | 6.990% APR | 6.990% | 72 mo · used | Standard |
| Boat/Recreation Vehicle & Motorcycles (up to 60 months)boat_any_60mo | 9.490% APR | 9.490% | 60 mo | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| ** Variable Rate on Overdraft Line of Credit is determined by the Treasury Bill Rate plus 8.00%, minimum 9.00%ploc_variable | 8.000% APR | 8.000% | — | Standard |
| Personal Line of Creditploc_variable | 9.000% APR | 9.000% | — | Standard |
| Stock Securedpersonal_secured_144mo | 9.250% APR | 9.250% | 144 mo | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 10.990% APR | 10.990% | 60 mo | Standard |
| 24-Month Credit Builder Loanpersonal_unsecured_24mo | 18.000% APR | 18.000% | 24 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.500% APR | 9.500% | — | Standard |
| VISA Classiccredit_card | 13.800% APR | 13.800% | — | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRA variable rate sharesira | 0.01% APY | 0.01% | — | Standard |
| Regular Sharessavings | 0.01% APY | 0.01% | — | Standard |
| Certificate Order Form (3 months)share_certificate_3mo | 0.05% APY | 0.05% | 3 mo | Standard |
| $10,000.00 - $49,999.99savings | 0.05% APY | 0.05% | — | Standard |
| Certificate Order Form (6 months)share_certificate_6mo | 0.05% APY | 0.05% | 6 mo | Standard |
| Certificate Order Form (12 months)share_certificate_12mo | 0.05% APY | 0.05% | 12 mo | Standard |
| $50,000.00 Plussavings | 0.05% APY | 0.05% | — | Standard |
| Up To $9,999.99savings | 0.05% APY | 0.05% | — | Standard |
| Certificate Order Form (24 months)share_certificate_24mo | 0.10% APY | 0.10% | 24 mo | Standard |
| Certificate Order Form (36 months)share_certificate_36mo | 0.15% APY | 0.15% | 36 mo | Standard |
| Certificate Order Form (48 months)share_certificate_48mo | 0.20% APY | 0.20% | 48 mo | Standard |
| Certificate Order Form (60 months)share_certificate_60mo | 0.25% APY | 0.25% | 60 mo | Standard |
| 60-Month Certificatecd_60mo | 0.75% APY | 0.75% | 60 mo | Standard |
| 36-Month Certificatecd_36mo | 4.99% APY | 4.99% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 5.75% APY | 5.75% | 48 mo | Standard |
Vehicle loans available from 5.25% APR for 36 months. Personal loan rates from 8% APR. Credit card rates from 9.5% APR. Savings and certificate yields up to 5.75% APY.
Source: RateAPI.dev, verified from NJ Gateway Credit Union's official website
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About NJ Gateway Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.4K
- Assets
- $28M
- Founded
- 1969
- Locations reported
- 1
- NCUA charter
- 19454
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join NJ Gateway Credit Union
Membership eligibility from NJ Gateway Credit Union's own published criteria. How we verify this.
Membership criteria are published on NJ Gateway Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from NJ Gateway Credit Union's membership page. Final membership determination is always made by the credit union.
Work at NJ Gateway Credit Union?
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Frequently Asked Questions
What rates does NJ Gateway Credit Union offer?
NJ Gateway Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are NJ Gateway Credit Union rates updated?
RateAPI verifies NJ Gateway Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get NJ Gateway Credit Union's rate data?
Rate data is collected directly from NJ Gateway Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are NJ Gateway Credit Union's auto & boat loan rates?
As of August 4, 2026, NJ Gateway Credit Union offers vehicle loans from 5.25% APR.
What is NJ Gateway Credit Union's personal loan rate?
As of August 4, 2026, NJ Gateway Credit Union offers personal loans from 8% APR.
What is NJ Gateway Credit Union's best CD rate?
As of August 4, 2026, NJ Gateway Credit Union offers savings and certificate (CD) yields up to 5.75% APY.
Related Rate Data
Compare NJ Gateway Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for NJ Gateway Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/nj-gateway" \
-H "Authorization: Bearer YOUR_API_KEY"