Elko Credit Union

Elko, Nevada
Last verified: August 11, 2026
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Verified rate book

Current Elko Credit Union rates

56 published offers verified as of August 11, 2026.

How we verify rates

Auto & vehicle rates

24 offers
Elko Credit Union auto & vehicle rates as of August 11, 2026
ProductPublishedRateTerm / conditionStatus
New Auto – 2023 or Newer (720+)auto_new5.490% APR5.490%newStandard
Used Auto – 2016 to 2022 (720+)auto_used5.700% APR5.700%usedStandard
Used Auto – 2016 to 2022 (680-719)auto_used5.950% APR5.950%usedStandard
New Auto – 2023 or Newer (680-719)auto_new5.990% APR5.990%newStandard
New Recreational Vehicles - 2023 or Newer (720+)rv_new7.350% APR7.350%newStandard
New Auto – 2023 or Newer (640-679)auto_new7.500% APR7.500%newStandard
Used Auto – 2016 to 2022 (640-679)auto_used7.600% APR7.600%usedStandard
New Recreational Vehicles - 2023 or Newer (680-719)rv_new7.850% APR7.850%newStandard
Used Recreational Vehicles - 2016 to 2022 (680-719)rv_used8.450% APR8.450%usedStandard
Used Recreational Vehicles - 2016 to 2022 (720+)rv_used8.950% APR8.950%usedStandard
New Recreational Vehicles - 2023 or Newer (640-679)rv_new9.450% APR9.450%newStandard
Used Recreational Vehicles - 2016 to 2022 (640-679)rv_used10.700% APR10.700%usedStandard
New Auto – 2023 or Newer (600-639)auto_new11.750% APR11.750%newStandard
Used Auto – 2016 to 2022 (600-639)auto_used11.850% APR11.850%usedStandard
New Recreational Vehicles - 2023 or Newer (600-639)rv_new12.450% APR12.450%newStandard
New Auto – 2023 or Newer (580-599)auto_new13.350% APR13.350%newStandard
Used Recreational Vehicles - 2016 to 2022 (600-639)rv_used13.450% APR13.450%usedStandard
Used Auto – 2016 to 2022 (580-599)auto_used14.150% APR14.150%usedStandard
New Auto – 2023 or Newer (Under 579)auto_new16.550% APR16.550%newStandard
Used Auto – 2016 to 2022 (Under 579)auto_used16.650% APR16.650%usedStandard
Used Recreational Vehicles - 2016 to 2022 (580-599)rv_used16.750% APR16.750%usedStandard
New Recreational Vehicles - 2023 or Newer (580-599)rv_new16.800% APR16.800%newStandard
New Recreational Vehicles - 2023 or Newer (Under 579)rv_new17.550% APR17.550%newStandard
Used Recreational Vehicles - 2016 to 2022 (Under 579)rv_used17.750% APR17.750%usedStandard

Personal loan rates

6 offers
Elko Credit Union personal loan rates as of August 11, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loans Up to $35,000 (720+)personal_unsecured9.550% APR9.550%—Standard
Unsecured Personal Loans Up to $35,000 (680-719)personal_unsecured10.550% APR10.550%—Standard
Unsecured Personal Loans Up to $35,000 (640-679)personal_unsecured13.550% APR13.550%—Standard
Unsecured Personal Loans Up to $35,000 (600-639)personal_unsecured15.800% APR15.800%—Standard
Unsecured Personal Loans Up to $35,000 (580-599)personal_unsecured17.300% APR17.300%—Standard
Unsecured Personal Loans Up to $35,000 (Under 579)personal_unsecured17.800% APR17.800%—Standard

Savings & CD rates

16 offers
Elko Credit Union savings & cd rates as of August 11, 2026
ProductPublishedRateTerm / conditionStatus
Moola Moola Kids Club Accountsavings0.35% APY0.35%—Eligibility restricted
Student Share Savings Accountshare_savings0.35% APY0.35%—Eligibility restricted
Tier Onesavings0.75% APY0.75%—Standard
Tier Twosavings1.00% APY1.00%—Standard
Tier Threesavings1.25% APY1.25%—Standard
Tier Foursavings1.50% APY1.50%—Standard
Tier Fivesavings1.75% APY1.75%—Standard
IRAira2.00% APY2.00%—Standard
Tier Sixsavings2.00% APY2.00%—Standard
3-Month Certificateshare_certificate_3mo2.02% APY2.00%3 moStandard
30-Month Certificateshare_certificate_30mo2.02% APY2.00%30 moStandard
36-Month Certificateshare_certificate_36mo2.02% APY2.00%36 moStandard
24-Month Certificateshare_certificate_24mo2.68% APY2.65%24 moStandard
12-Month Certificateshare_certificate_12mo3.56% APY3.50%12 moStandard
9-Month Certificateshare_certificate_9mo3.56% APY3.50%9 moStandard
6-Month Certificateshare_certificate_6mo3.82% APY3.75%6 moStandard

Other rates

10 offers
Elko Credit Union other rates as of August 11, 2026
ProductPublishedRateTerm / conditionStatus
Other Secured – Tracked (Collateral) (720+)other8.550% %8.550%—Standard
Other Secured – Not Tracked (720+)other9.550% %9.550%—Standard
Other Secured – Tracked (Collateral) (680-719)other9.550% %9.550%—Standard
Other Secured – Not Tracked (680-719)other10.550% %10.550%—Standard
Other Secured – Tracked (Collateral) (640-679)other11.550% %11.550%—Standard
Other Secured – Tracked (Collateral) (600-639)other12.550% %12.550%—Standard
Other Secured – Not Tracked (640-679)other12.550% %12.550%—Standard
Other Secured – Not Tracked (600-639)other15.550% %15.550%—Standard
Other Secured – Tracked (Collateral) (580-599)other15.550% %15.550%—Standard
Other Secured – Not Tracked (580-599)other17.550% %17.550%—Standard

Vehicle loans available from 5.49% APR. Personal loan rates from 9.55% APR. Savings and certificate yields up to 3.82% APY.

Source: RateAPI.dev, verified from Elko Credit Union's official website

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About Elko Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
18.6K
Assets
$349.2M
Founded
1960
Locations reported
2
NCUA charter
13800
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Greater NevadaElko Branch · Elko · NV · 89801-4016About 22.6 miles awaySnake River2361 · Twin Falls · ID · 83301-7987About 116.4 miles awayConnectionsTwin Falls Branch · Twin Falls · ID · 83301-5230About 117.5 miles awayIdaho CentralAddison · Twin Falls · ID · 83301-5365About 118.0 miles awayWestmarkTwin Falls Pole Line · Twin Falls · ID · 83301About 118.3 miles awayCapital EducatorsTwin Falls Member Convenience Center · Twin Falls · ID · 83301About 118.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Elko Credit Union

Membership eligibility from Elko Credit Union's own published criteria. How we verify this.

Community charter: live/work in Lander, Eureka, Elko +13 more

  • LocationLander, Eureka, Elko, Humboldt, Pershing, Churchill, Carson City, Douglas, Lyon, Storey, Washoe, White Pine, Twin Falls, Gooding, Jerome, Owyhee

Cost to join: About $30 (a $5 membership fee plus a $25 minimum deposit).

Verified from Elko Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Elko Credit Union?

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Frequently Asked Questions

What rates does Elko Credit Union offer?

Elko Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 11, 2026 directly from the credit union's official website.

How often are Elko Credit Union rates updated?

RateAPI verifies Elko Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 11, 2026.

Where does RateAPI get Elko Credit Union's rate data?

Rate data is collected directly from Elko Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Elko Credit Union's auto & rv loan rates?

As of August 11, 2026, Elko Credit Union offers vehicle loans from 5.49% APR.

What is Elko Credit Union's personal loan rate?

As of August 11, 2026, Elko Credit Union offers personal loans from 9.55% APR.

What is Elko Credit Union's best CD rate?

As of August 11, 2026, Elko Credit Union offers savings and certificate (CD) yields up to 3.82% APY.

Related Rate Data

Compare Elko Credit Union's rates against national credit-union benchmarks.

More Nevada credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Elko Credit Union
curl "https://api.rateapi.dev/credit-unions/nevada/elko" \
  -H "Authorization: Bearer YOUR_API_KEY"
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