--- title: "Idaho Central Credit Union Rates - Idaho" description: "Current auto loan, and savings & cd rates from Idaho Central Credit Union in Idaho. Updated daily with source verification. See who can join Idaho Central Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/idaho/idaho-central" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Idaho Central Credit Union Rates - Idaho ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Auto Loan** auto_any_48mo | — APR | 5.690% | 48 mo | Standard | | **60-Month Auto Loan** auto_any_60mo | — APR | 5.940% | 60 mo | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 6.240% | 72 mo | Standard | | **120-Month Auto Loan** auto_any_120mo | — APR | 7.890% | 120 mo | Standard | | **144-Month Auto Loan** auto_any_144mo | — APR | 8.140% | 144 mo | Standard | Idaho Central Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 14 offers | Product | Published | Rate | Term / condition | Status | | **Term 3 Month Standard CD APY* 0.30%** cd_3mo | — APY | 0.30% | 3 mo | Standard | | **Initial Deposit $500** savings | — APY | 0.30% | — | Standard | | **Term 6 Month Standard CD APY* 0.45%** cd_6mo | — APY | 0.45% | 6 mo | Standard | | **Term 1 Year Standard CD APY* 0.70%** cd_12mo | — APY | 0.70% | 12 mo | Standard | | **Term 18 Month Standard CD APY* 0.80%** cd_18mo | — APY | 0.80% | 18 mo | Standard | | **Term 2 Year Standard CD APY* 0.90%** cd_24mo | — APY | 0.90% | 24 mo | Standard | | **Term 3 Year Standard CD APY* 0.95%** cd_36mo | — APY | 0.95% | 36 mo | Standard | | **Term 4 Year Standard CD APY* 1.00%** cd_48mo | — APY | 1.00% | 48 mo | Standard | | **Term 5 Year Standard CD APY* 1.10%** cd_60mo | — APY | 1.10% | 60 mo | Standard | | **Term 6 Month Promo CD APY* 3.95%** cd_6mo | — APY | 3.95% | 6 mo | Standard | | **Term 12 Month Promo CD APY* 4.15%** cd_12mo | — APY | 4.09% | 12 mo | Standard | | **Term 18 Month Promo CD APY* 4.20%** cd_18mo | — APY | 4.14% | 18 mo | Standard | | **Term 24 Month Promo CD APY* 4.25%** cd_24mo | — APY | 4.18% | 24 mo | Standard | | **Term 60 Month Promo CD APY* 4.30%** cd_60mo | — APY | 4.23% | 60 mo | Standard | Idaho Central Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Loan Term 120 months** other | — % | 7.440% | — | Standard | | **Loan Term 144 months** other | — % | 7.690% | — | Standard | Idaho Central Credit Union other rates as of November 12, 2026 Idaho Central Credit Union is a credit union in Idaho. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/idaho/idaho-central) , verified from [Idaho Central Credit Union's official website](https://www.iccu.com/locations/chubbuck-branch/) Loading branch locator… ## About Idaho Central Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 789K Assets $15B Founded 1940 Locations reported 65 NCUA charter 63194 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Connections** Olympus · Pocatello · ID · 83201-2019 About 5.2 miles away](https://rateapi.dev/credit-unions/idaho/connections) [**Advantage Plus** Center Street · Pocatello · ID · 83201-2616 About 6.0 miles away](https://rateapi.dev/credit-unions/idaho/advantage-plus) [**Rails West** Chubbuck Office · Chubbuck · ID · 83202-2336 About 6.2 miles away](https://rateapi.dev/credit-unions/idaho/rails-west) [**Frontier** Pocatello · Pocatello · ID · 83202 About 6.5 miles away](https://rateapi.dev/credit-unions/idaho/frontier) [**Mountain America** 0122 Pocatello Yellowstone Ave · Pocatello · ID · 83201-4419 About 6.7 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) [**Lookout** Lookout FCU Alameda Branch · Pocatello · ID · 83201 About 6.9 miles away](https://rateapi.dev/credit-unions/idaho/lookout) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Idaho Central Credit Union Membership eligibility from Idaho Central Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Idaho Central Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer All organizations operating with or without employees, in the State of Idaho qualified communities, credit unions located in the State of Idaho, cities and towns in the State of Arizona qualified communities, City of Tucson public transit and Airport Authority, Micron Corporation, Credit Union and its wholly or jointly owned credit union service organizations - Association Friends of Sabino Canyon, GoWest Credit Union Association Verified from [Idaho Central Credit Union's membership page](https://www.iccu.com/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Idaho Central Credit Union Employers 6 · Associations 2 · Family 9 published paths to membership, last verified August 21, 2026, quoted from Idaho Central Credit Union’s own published criteria. ### Employers 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of City of Tucson public transit and Airport Authority “City of Tucson public transit and Airport Authority employees.” > [source ↗](https://www.iccu.com/membership/) - Employee of City of Tucson public transit and Airport Authority - Employee of Micron Corporation “Persons employed in any division, subsidiary or branch of the Micron Corporation and retirees of the same.” > [source ↗](https://www.iccu.com/membership/) - Employee of Micron Corporation - Employee of state “All organizations operating with or without employees, in the State of Idaho qualified communities. This is defined as any county in the state of Idaho.” > [source ↗](https://www.iccu.com/membership/) - Employee of state - Employee of cities and towns in the State of Arizona qualified communities “Employees and elected officials of the cities and towns in the State of Arizona qualified communities defined above.” > [source ↗](https://www.iccu.com/membership/) - Employee of cities and towns in the State of Arizona qualified communities - Employee of Credit Union and its wholly or jointly owned credit union service organizations “Employees of the Credit Union and its wholly or jointly owned credit union service organizations.” > [source ↗](https://www.iccu.com/membership/) - Employee of Credit Union and its wholly or jointly owned credit union service organizations - Employee of credit unions located in the State of Idaho - Works in state:ID “Employees and members of credit unions located in the State of Idaho.” > [source ↗](https://www.iccu.com/membership/) - Employee of credit unions located in the State of Idaho and Works in ID ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of GoWest Credit Union Association “Members of the GoWest Credit Union Association, its employees, and its chapters.” > [source ↗](https://www.iccu.com/membership/) - Member of GoWest Credit Union Association - Member of Friends of Sabino Canyon - Works in state:AZ “Members of the association “Friends of Sabino Canyon” located in the state of Arizona.” > [source ↗](https://www.iccu.com/membership/) - Member of Friends of Sabino Canyon and Works in AZ ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparent, step grandparent, stepchildren, stepsibling, household member “Immediate family members of eligible members of the Credit Union. Immediate family members are defined as a spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparent, step grandparent, stepchildren, stepsibling, adoptive relationships, and persons who are in a…” > [source ↗](https://www.iccu.com/membership/) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparent, step grandparent, stepchildren, stepsibling, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Idaho Central Credit Union? Yes No ## Work at Idaho Central Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Idaho Central Credit Union ranks against Idaho peers. - See which AI assistants fetched Idaho Central Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Idaho - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=idaho-central&state=idaho&code=ID&name=Idaho%20Central%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Idaho Central Credit Union offer? Idaho Central Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Idaho Central Credit Union rates updated? RateAPI verifies Idaho Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Idaho Central Credit Union's rate data? Rate data is collected directly from Idaho Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Idaho Central Credit Union? Idaho Central Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 6 employers and 2 associations for Idaho Central Credit Union, each quoted from Idaho Central Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Idaho Central Credit Union's rates against national credit-union benchmarks. [More Idaho credit unions](https://rateapi.dev/credit-unions/idaho) [Idaho auto loan rate leaders](https://rateapi.dev/auto-loan-rates/idaho) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.iccu.com/locations/chubbuck-branch/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Idaho Central Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Idaho credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Idaho Central Credit Union curl "https://api.rateapi.dev/credit-unions/idaho /idaho-central " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Idaho Central Credit Union locations Search, filter, and browse all 65 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/idaho/idaho-central Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp