Idaho Central Credit Union
Verified rate book
Current Idaho Central Credit Union rates
21 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Auto Loanauto_any_48mo | 5.540% APR | 5.540% | 48 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 5.790% APR | 5.790% | 60 mo | Standard |
| 72-Month Auto Loanauto_any_72mo | 6.090% APR | 6.090% | 72 mo | Standard |
| 120-Month Auto Loanauto_any_120mo | 7.740% APR | 7.740% | 120 mo | Standard |
| 144-Month Auto Loanauto_any_144mo | 7.990% APR | 7.990% | 144 mo | Standard |
Savings & CD rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Term 3 Month Standard CD APY* 0.30%cd_3mo | 0.30% APY | 0.30% | 3 mo | Standard |
| Initial Deposit $500savings | 0.30% APY | 0.30% | — | Standard |
| Term 6 Month Standard CD APY* 0.45%cd_6mo | 0.45% APY | 0.45% | 6 mo | Standard |
| Term 1 Year Standard CD APY* 0.70%cd_12mo | 0.70% APY | 0.70% | 12 mo | Standard |
| Term 18 Month Standard CD APY* 0.80%cd_18mo | 0.80% APY | 0.80% | 18 mo | Standard |
| Term 2 Year Standard CD APY* 0.90%cd_24mo | 0.90% APY | 0.90% | 24 mo | Standard |
| Term 3 Year Standard CD APY* 0.95%cd_36mo | 0.95% APY | 0.95% | 36 mo | Standard |
| Term 4 Year Standard CD APY* 1.00%cd_48mo | 1.00% APY | 1.00% | 48 mo | Standard |
| Term 5 Year Standard CD APY* 1.10%cd_60mo | 1.10% APY | 1.10% | 60 mo | Standard |
| Term 60 Month Promo CD APY* 3.90%cd_60mo | 3.84% APY | 3.84% | 60 mo | Standard |
| Term 24 Month Promo CD APY* 4.00%cd_24mo | 3.94% APY | 3.94% | 24 mo | Standard |
| Term 6 Month Promo CD APY* 3.95%cd_6mo | 3.95% APY | 3.95% | 6 mo | Standard |
| Term 12 Month Promo CD APY* 4.15%cd_12mo | 4.09% APY | 4.09% | 12 mo | Standard |
| Term 18 Month Promo CD APY* 4.20%cd_18mo | 4.14% APY | 4.14% | 18 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Loan Term 120 monthsother | 7.290% % | 7.290% | — | Standard |
| Loan Term 144 monthsother | 7.540% % | 7.540% | — | Standard |
Auto loans available from 5.54% APR for 48 months. Savings and certificate yields up to 4.14% APY.
Source: RateAPI.dev, verified from Idaho Central Credit Union's official website
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About Idaho Central Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 789K
- Assets
- $15B
- Founded
- 1940
- Locations reported
- 65
- NCUA charter
- 63194
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Idaho Central Credit Union
Membership eligibility from Idaho Central Credit Union's own published criteria. How we verify this.
Membership via employers (Micron Corporation) or the GoWest Credit Union Association +1 more ($5)
- LocationBaker, Malheur, Umatilla, Union, Wallowa — ID, WA, AZ
- EmployerMicron Corporation
- AssociationGoWest Credit Union Association, Friends of Sabino Canyon
Cost to join: About $30 (a $5 membership fee plus a $25 minimum deposit).
Verified from Idaho Central Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Idaho Central Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Idaho Central Credit Union ranks against Idaho peers.
Frequently Asked Questions
What rates does Idaho Central Credit Union offer?
Idaho Central Credit Union currently offers Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Idaho Central Credit Union rates updated?
RateAPI verifies Idaho Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Idaho Central Credit Union's rate data?
Rate data is collected directly from Idaho Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Idaho Central Credit Union's auto loan rates?
As of August 4, 2026, Idaho Central Credit Union offers auto loans from 5.54% APR.
What is Idaho Central Credit Union's best CD rate?
As of August 4, 2026, Idaho Central Credit Union offers savings and certificate (CD) yields up to 4.14% APY.
Related Rate Data
Compare Idaho Central Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Idaho Central Credit Union rates
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# Get rates for Idaho Central Credit Union
curl "https://api.rateapi.dev/credit-unions/idaho/idaho-central" \
-H "Authorization: Bearer YOUR_API_KEY"