--- title: "Westmark Credit Union Rates - Idaho" description: "Current mortgage, vehicle loan, heloc, personal loan, and savings & cd rates from Westmark Credit Union in Idaho. Updated daily with source verification. See who can join Westmark Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/idaho/westmark" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Westmark Credit Union Rates - Idaho ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **First Mortgage** other | — APR | 6.006% | — | Standard | | **Mortgage Refinance** other | — APR | 6.006% | — | Standard | Westmark Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 5.990% | — | Standard | | **RV Loan** rv | — APR | 7.790% | — | Standard | Westmark Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 4.990% | — | Standard | Westmark Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Lifestyle Loan** personal | — APR | 11.490% | — | Standard | Westmark Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **IRA** ira | — APY | 3.95% | — | Standard | | **Certificate** cd | — APY | 4.40% | — | Standard | Westmark Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Cobalt Edge** other | — % | 11.500% | — | Standard | Westmark Credit Union other rates as of November 12, 2026 Westmark Credit Union is a credit union in Idaho. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/idaho/westmark) , verified from [Westmark Credit Union's official website](https://www.westmark.org/) Loading branch locator… ## About Westmark Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 83.8K Assets $1.6B Founded 1954 Locations reported 15 NCUA charter 68353 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Idaho Central** Sunnyside · Idaho Falls · ID · 83404-8321 About 2.9 miles away](https://rateapi.dev/credit-unions/idaho/idaho-central) [**Beehive** Idaho Falls Branch · Idaho Falls · ID · 83404 About 2.9 miles away](https://rateapi.dev/credit-unions/idaho/beehive) [**Lookout** Lookout FCU Sunnyside Branch · Idaho Falls · ID · 83404 About 3.2 miles away](https://rateapi.dev/credit-unions/idaho/lookout) [**Goldenwest** Idaho Falls Br · Idaho Falls · ID · 83402 About 3.2 miles away](https://rateapi.dev/credit-unions/utah/goldenwest) [**Mountain America** 0127 Idaho Falls Snake River Pkwy · Idaho Falls · ID · 83402-4641 About 3.2 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) [**Connections** Idaho Falls · Idaho Falls · ID · 83404-7543 About 3.7 miles away](https://rateapi.dev/credit-unions/idaho/connections) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Westmark Credit Union Membership eligibility from Westmark Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Westmark Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Westmark Credit Union's membership page](https://www.westmark.org/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Westmark Credit Union Family 2 2 published paths to membership, last verified August 27, 2026, quoted from Westmark Credit Union’s own published criteria. ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member blood relative “A blood relative of a current Westmark Credit Union member.” > [source ↗](https://www.westmark.org/membership/) - Family member (blood relative) of a member - Family of a member relative “A blood relative of a current Westmark Credit Union member.” > [source ↗](https://www.westmark.org/membership/) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Westmark Credit Union? Yes No ## Work at Westmark Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Westmark Credit Union ranks against Idaho peers. - See which AI assistants fetched Westmark Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Idaho - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=westmark&state=idaho&code=ID&name=Westmark%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Westmark Credit Union offer? Westmark Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Westmark Credit Union rates updated? RateAPI verifies Westmark Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Westmark Credit Union's rate data? Rate data is collected directly from Westmark Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Westmark Credit Union? Westmark Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths for Westmark Credit Union, each quoted from Westmark Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Westmark Credit Union's rates against national credit-union benchmarks. [More Idaho credit unions](https://rateapi.dev/credit-unions/idaho) [Idaho mortgage rate leaders](https://rateapi.dev/mortgage-rates/idaho) [Idaho auto loan rate leaders](https://rateapi.dev/auto-loan-rates/idaho) [Idaho HELOC rate leaders](https://rateapi.dev/heloc-rates/idaho) [Idaho personal loan leaders](https://rateapi.dev/personal-loan-rates/idaho) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.westmark.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Westmark Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Idaho credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Westmark Credit Union curl "https://api.rateapi.dev/credit-unions/idaho /westmark " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Westmark Credit Union locations Search, filter, and browse all 15 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/idaho/westmark Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp