F & A Credit Union

Monterey Park, California
Last verified: August 4, 2026
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Verified rate book

Current F & A Credit Union rates

39 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
F & A Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.375% APR6.375%—Standard
15-Year Fixed15 year fixed5.625% APR5.625%—Standard
10-Year Fixed10 year fixed5.500% APR5.500%—Standard
20-Year Fixed20 year fixed6.125% APR6.125%—Standard

Auto & vehicle rates

4 offers
F & A Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.250% APR4.250%—Standard
180-Month Boat Loanboat_any_180mo6.900% APR6.900%180 moStandard
144-Month RV Loanrv_any_144mo6.900% APR6.900%144 moStandard
60-Month Motorcycle Loanmotorcycle_any_60mo6.900% APR6.900%60 moStandard

HELOC rates

2 offers
F & A Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
7-Year Home Equity Loan (Fixed)heloc_fixed5.750% APR5.750%—Standard
HELOC (Variable)heloc_variable5.750% APR5.750%—Standard

Personal loan rates

6 offers
F & A Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificate-Secured Loanpersonal_secured2.000% APR2.000%—Standard
Secured Personal Loanpersonal_secured2.250% APR2.250%—Standard
Personal Loans (FICO 720 and above)personal_unsecured7.900% APR7.900%—Standard
Personal Loans (FICO 680 to 719)personal_unsecured9.900% APR9.900%—Standard
Personal Loans (FICO 620 to 679)personal_unsecured13.900% APR13.900%—Standard
Personal Loans (FICO 619 or less)personal_unsecured16.900% APR16.900%—Standard

Credit card rates

4 offers
F & A Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Premier Rewards Visacredit_card_rewards6.900% APR6.900%—Standard
Premier Low Rate Visacredit_card_low_rate6.900% APR6.900%—Standard
Secured Credit Cardcredit_card_secured9.900% APR9.900%—Standard
Traditional Visacredit_card9.900% APR9.900%—Standard

Savings & CD rates

19 offers
F & A Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
High Yield eChecking ($10,000+ balance rate)savings0.25% APY0.25%—Specialty offer
Ownership/Savingssavings0.25% APY0.25%—Standard
Holiday Savingssavings0.50% APY0.50%—Specialty offer
Money Marketmoney_market2.79% APY2.79%—Standard
High Yield eChecking (Dividend rate{{dividend}} as high as)savings3.92% APY3.92%—Specialty offer
6-Month Certificatecd_6mo3.95% APY3.95%6 moStandard
Certificatecd3.97% APY3.97%—Standard
6-Month Certificatecd_6mo3.97% APY3.97%6 moStandard
12-Month Certificatecd_12mo4.00% APY4.00%12 moStandard
24-Month Certificatecd_24mo4.00% APY4.00%24 moStandard
36-Month Certificatecd_36mo4.00% APY4.00%36 moStandard
60-Month Certificatecd_60mo4.00% APY4.00%60 moStandard
High Yield eChecking (APY{{apy_checking}} as high as)savings4.00% APY4.00%—Specialty offer
12-Month Certificatecd_12mo4.02% APY4.02%12 moStandard
36-Month Certificatecd_36mo4.02% APY4.02%36 moStandard
24-Month Certificatecd_24mo4.02% APY4.02%24 moStandard
60-Month Certificatecd_60mo4.07% APY4.07%60 moStandard
12-Month Certificatecd_12mo4.10% APY4.10%12 moStandard
Youth Savingssavings6.18% APY6.18%—Eligibility restricted

As of August 4, 2026, F & A Credit Union offers a 30-year fixed mortgage at 6.375% APR. Vehicle loans available from 4.25% APR. HELOC rates from 5.75% APR. Personal loan rates from 2% APR. Credit card rates from 6.9% APR. Savings and certificate yields up to 4.10% APY.

Source: RateAPI.dev, verified from F & A Credit Union's official website

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About F & A Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
44.9K
Assets
$3.1B
Founded
1936
Locations reported
2
NCUA charter
1493
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

NuvisionMonterey Park · Monterey Park · CA · 91754-6303Branch in the same ZIPPopaMonterey Park Branch · Monterey Park · CA · 91754Branch in the same ZIPCal State L.a.MARIONDALE · LOS ANGELES · CA · 90032About 3.0 miles awayCaminoMontebello · Montebello · CA · 90640About 3.2 miles awayCommunityamericaMontebello · Montebello · CA · 90640-3666About 3.2 miles awayFoxVRC · MONTEBELLO · CA · 90640About 3.2 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join F & A Credit Union

Membership eligibility from F & A Credit Union's own published criteria. How we verify this.

Membership via employers (Los Angeles County Fire Department +1 more) or the Los Angeles County Fire Museum

  • EmployerLos Angeles County Fire Department, Los Angeles County Agricultural Commissioner/Weights & Measures
  • AssociationLos Angeles County Fire Museum

Cost to join: About $5.

Verified from F & A Credit Union's membership page. Final membership determination is always made by the credit union.

Work at F & A Credit Union?

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Frequently Asked Questions

What rates does F & A Credit Union offer?

F & A Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are F & A Credit Union rates updated?

RateAPI verifies F & A Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get F & A Credit Union's rate data?

Rate data is collected directly from F & A Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is F & A Credit Union's mortgage rate?

As of August 4, 2026, F & A Credit Union offers a 30-year fixed mortgage at 6.375% APR.

What are F & A Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, F & A Credit Union offers vehicle loans from 4.25% APR.

What is F & A Credit Union's HELOC rate?

As of August 4, 2026, F & A Credit Union offers home equity lines of credit from 5.75% APR.

What is F & A Credit Union's personal loan rate?

As of August 4, 2026, F & A Credit Union offers personal loans from 2% APR.

What is F & A Credit Union's best CD rate?

As of August 4, 2026, F & A Credit Union offers savings and certificate (CD) yields up to 4.10% APY.

Related Rate Data

Compare F & A Credit Union's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for F & A Credit Union
curl "https://api.rateapi.dev/credit-unions/california/f-a" \
  -H "Authorization: Bearer YOUR_API_KEY"
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