--- title: "Cal State L.a. Credit Union Rates - California" description: "Current vehicle loan, personal loan, and savings & cd rates from Cal State L.a. Credit Union in California. Updated daily with source verification. See who can join Cal State L.a. Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/cal-state-la" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Cal State L.a. Credit Union Rates - California ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Up to 36-Month Auto Loan** auto_any_36mo | — APR | 4.740% | 36 mo | Standard | | **48-Month Auto Loan** auto_any_48mo | — APR | 5.040% | 48 mo | Standard | | **60-Month Auto Loan** auto_any_60mo | — APR | 5.240% | 60 mo | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 5.540% | 72 mo | Standard | | **84-Month Auto Loan** auto_any_84mo | — APR | 6.040% | 84 mo | Standard | | **RV, Boat & Motorcycle Loans (36-84 Months)** rv_any_84mo | — APR | 8.000% | 84 mo | Standard | Cal State L.a. Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 11.250% | 48 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 11.250% | 60 mo | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 11.250% | — | Standard | | **24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 11.250% | 24 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 11.250% | 36 mo | Standard | Cal State L.a. Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | — APY | 4.00% | — | Standard | | **Certificate ($500–$99,999)** cd | — APY | 4.00% | — | Standard | | **Certificate ($100,000+)** cd | — APY | 4.10% | — | Standard | Cal State L.a. Credit Union savings & cd rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Lines of Credit** other | — % | 11.500% | — | Standard | | **Lines of Credit (Variable)** other | — % | 11.500% | — | Standard | | **Not based on credit score** other | — % | 28.000% | — | Standard | Cal State L.a. Credit Union other rates as of November 12, 2026 Cal State L.a. Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/cal-state-la) , verified from [Cal State L.a. Credit Union's official website](https://www.calstatela-fcu.org/) Loading branch locator… ## About Cal State L.a. Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.9K Assets $79.9M Founded 1961 Locations reported 3 NCUA charter 14499 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Usc** HSC Branch · Los Angeles · CA · 90033 About 1.7 miles away](https://rateapi.dev/credit-unions/california/usc) [**Popa** Monterey Park Branch · Monterey Park · CA · 91754 About 2.3 miles away](https://rateapi.dev/credit-unions/california/popa) [**F & A** F&A MAIN · MONTEREY PARK · CA · 91754 About 2.5 miles away](https://rateapi.dev/credit-unions/california/f-a) [**Rize** Boyle Heights Branch · Los Angeles · CA · 90033-3958 About 2.8 miles away](https://rateapi.dev/credit-unions/california/rize) [**Priority One** Main Office · South Pasadena · CA · 91030-4746 About 2.8 miles away](https://rateapi.dev/credit-unions/california/priority-one) [**Los Angeles Lee** Main Credit Union · Los Angeles · CA · 90012 About 3.1 miles away](https://rateapi.dev/credit-unions/california/los-angeles-lee) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Cal State L.a. Credit Union Membership eligibility from Cal State L.a. Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Cal State L.a. Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Goodwill Industries, Grifols, cities of Vernon, Bell, Bell Gardens, Cudahy, Maywood and Huntington Park - Association Cal State LA, Cal State LA Alumni Association, El Sereno Chamber of Commerce, Cal State LA Friends of the Alumni Association - School Cal State LA Verified from [Cal State L.a. Credit Union's membership page](https://www.calstatela-fcu.org/about-us/who-can-join) . Final membership determination is always made by the credit union. ## Membership rules for Cal State L.a. Credit Union Employers 3 · Associations 3 · Schools 3 · Family 10 published paths to membership, last verified August 21, 2026, quoted from Cal State L.a. Credit Union’s own published criteria. ### Employers 3 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Goodwill Industries “Employees of Goodwill Industries” > [source ↗](https://www.calstatela-fcu.org/about-us/who-can-join) - Employee of Goodwill Industries - Employee of Grifols “Employees of Grifols” > [source ↗](https://www.calstatela-fcu.org/about-us/who-can-join) - Employee of Grifols - Employee of cities of Vernon, Bell, Bell Gardens, Cudahy, Maywood and Huntington Park “Employees of the cities of Vernon, Bell, Bell Gardens, Cudahy, Maywood and Huntington Park” > [source ↗](https://www.calstatela-fcu.org/about-us/who-can-join) - Employee of cities of Vernon, Bell, Bell Gardens, Cudahy, Maywood and Huntington Park ### Associations 3 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Cal State LA Alumni Association “Cal State LA Alumni Association members (membership is free to all students and Alumni of Cal State LA)” > [source ↗](https://www.calstatela-fcu.org/about-us/who-can-join) - Member of Cal State LA Alumni Association - Member of El Sereno Chamber of Commerce “Member of the El Sereno Chamber of Commerce” > [source ↗](https://www.calstatela-fcu.org/about-us/who-can-join) - Member of El Sereno Chamber of Commerce - Member of Cal State LA Friends of the Alumni Association “If you live in Los Angeles county, consider joining the Cal State LA Friends of the Alumni Association. The cost to join the Friends of the Alumni Association is a $50.00 application fee.” > [source ↗](https://www.calstatela-fcu.org/about-us/who-can-join) - Member of Cal State LA Friends of the Alumni Association ### Schools 3 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - School employee of Cal State LA (as written on the source page) “Cal State LA Faculty, staff and students” > [source ↗](https://www.calstatela-fcu.org/about-us/who-can-join) - Employee of Cal State LA - Student of Cal State LA (as written on the source page) “Cal State LA Faculty, staff and students” > [source ↗](https://www.calstatela-fcu.org/about-us/who-can-join) - Student at Cal State LA - Member of Cal State LA (as written on the source page) “Cal State LA retirees (must have retired from employment at Cal State LA)” > [source ↗](https://www.calstatela-fcu.org/about-us/who-can-join) - Member of Cal State LA ### Family 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member family member “Family members of our members” > [source ↗](https://www.calstatela-fcu.org/about-us/who-can-join) - Family member (family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Cal State L.a. Credit Union? Yes No ## Work at Cal State L.a. Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cal State L.a. Credit Union ranks against California peers. - See which AI assistants fetched Cal State L.a. Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cal-state-la&state=california&code=CA&name=Cal%20State%20L.a.%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Cal State L.a. Credit Union offer? Cal State L.a. Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Cal State L.a. Credit Union rates updated? RateAPI verifies Cal State L.a. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Cal State L.a. Credit Union's rate data? Rate data is collected directly from Cal State L.a. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Cal State L.a. Credit Union? Cal State L.a. Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 3 employers, 3 associations and 3 schools for Cal State L.a. Credit Union, each quoted from Cal State L.a. Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Cal State L.a. Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.calstatela-fcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Cal State L.a. Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Cal State L.a. Credit Union curl "https://api.rateapi.dev/credit-unions/california /cal-state-la " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Cal State L.a. Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/cal-state-la Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp