Westerly Community Credit Union
Verified rate book
Current Westerly Community Credit Union rates
21 published offers verified as of August 4, 2026.
Mortgage rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15 Year Fixed Morgage15 year fixed | 6.125% APR | 6.125% | — | Standard |
| Refi Home Loan (8 years)other | 5.625% APR | 5.625% | — | Standard |
| Refi Home Loan (12 years)other | 5.875% APR | 5.875% | — | Standard |
| Refi Home Loan (17 years)other | 6.125% APR | 6.125% | — | Standard |
| Refi Home Loan (20 Years)other | 6.375% APR | 6.375% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| eCheckingauto | 3.500% APR | 3.500% | — | Standard |
| Auto Loanauto | 4.990% APR | 4.990% | — | Standard |
HELOC rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Flex Equity Line Of Credit - Introductoryheloc_variable | 5.740% APR | 5.740% | — | Introductory offer |
| Home Equity Loan — Intro Rateheloc | 5.740% APR | 5.740% | — | Introductory offer |
| Flex Equity Line Of Credit - Fixed Rate Advanceheloc_fixed | 6.000% APR | 6.000% | — | Standard |
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 6.125% APR | 6.125% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 6.375% APR | 6.375% | — | Standard |
| Flex Equity Line Of Credit - Line of Creditheloc_variable | 6.500% APR | 6.500% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 6.625% APR | 6.625% | — | Standard |
| 20-Year Home Equity Loan (Fixed)heloc_fixed | 7.375% APR | 7.375% | — | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Line of Creditploc_variable | 6.500% APR | 6.500% | — | Standard |
| Home Improvement Loan (5 Years)personal_unsecured_60mo | 8.250% APR | 8.250% | 60 mo | Standard |
| Home Improvement Loan (7 Years)personal_unsecured_84mo | 8.500% APR | 8.500% | 84 mo | Standard |
| Home Improvement Loan (10 Years)personal_unsecured_120mo | 8.750% APR | 8.750% | 120 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 9.490% APR | 9.490% | 60 mo | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 14 Month CD/IRAira_cd_14mo | 3.85% APY | 3.85% | 14 mo | Standard |
As of August 4, 2026, Westerly Community Credit Union offers a 15-year fixed mortgage at 6.125% APR. Auto loans available from 3.5% APR. HELOC rates from 6% APR. Personal loan rates from 6.5% APR. Savings and certificate yields up to 3.85% APY.
Source: RateAPI.dev, verified from Westerly Community Credit Union's official website
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About Westerly Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 21.7K
- Assets
- $511.4M
- Founded
- 1948
- Locations reported
- 5
- NCUA charter
- 67270
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Westerly Community Credit Union
Membership eligibility from Westerly Community Credit Union's own published criteria. How we verify this.
Membership criteria are published on Westerly Community Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Westerly Community Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Westerly Community Credit Union offer?
Westerly Community Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Westerly Community Credit Union rates updated?
RateAPI verifies Westerly Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Westerly Community Credit Union's rate data?
Rate data is collected directly from Westerly Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Westerly Community Credit Union's mortgage rate?
As of August 4, 2026, Westerly Community Credit Union offers a 15-year fixed mortgage at 6.125% APR.
What are Westerly Community Credit Union's auto loan rates?
As of August 4, 2026, Westerly Community Credit Union offers auto loans from 3.5% APR.
What is Westerly Community Credit Union's HELOC rate?
As of August 4, 2026, Westerly Community Credit Union offers home equity lines of credit from 6% APR.
What is Westerly Community Credit Union's personal loan rate?
As of August 4, 2026, Westerly Community Credit Union offers personal loans from 6.5% APR.
What is Westerly Community Credit Union's best CD rate?
As of August 4, 2026, Westerly Community Credit Union offers savings and certificate (CD) yields up to 3.85% APY.
Related Rate Data
Compare Westerly Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Westerly Community Credit Union
curl "https://api.rateapi.dev/credit-unions/rhode-island/westerly-community" \
-H "Authorization: Bearer YOUR_API_KEY"