The Peoples

middletown, Rhode Island
Last verified: July 9, 2026

As of July 9, 2026, The Peoples offers a savings mortgage at 6.75% APR (6.75% rate, 0 points). Auto loans available from 5.1% APR. HELOC rates from 6% APR.

Source: RateAPI.dev, verified from The Peoples's official website

Mortgage Rates

Rates as of July 9, 2026

savings
6.750% APR
Rate6.750%
Points0
People's CU Savings Secured
ploc_variable
14.750% APR
Rate14.750%
Points0
Line of Credit

Auto Loan Rates

Rates as of July 9, 2026

auto
5.100% APR
Rate5.100%
2023-2026 Auto Loan
auto
5.200% APR
Rate5.200%
2022-2025 Auto Loan
auto
5.240% APR
Rate5.240%
2020-2022 Auto Loan
auto
5.500% APR
Rate5.500%
2019-2021 Auto Loan
auto
6.240% APR
Rate6.240%
2016-2018 Auto Loan
auto
6.500% APR
Rate6.500%
2017-2019 Auto Loan
auto
7.000% APR
Rate7.000%
2016 Auto Loan
auto
7.490% APR
Rate7.490%
2021-2024 Motorcycle Loan
auto
7.990% APR
Rate7.990%
2019-2020 Motorcycle Loan

HELOC Rates

Rates as of July 9, 2026

heloc_variable
6.000% APR
Rate6.000%
Centennial Home Equity Line of Credit

Frequently Asked Questions

What rates does The Peoples offer?

The Peoples currently offers mortgage, auto loan, and HELOC rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are The Peoples rates updated?

RateAPI verifies The Peoples's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get The Peoples's rate data?

Rate data is collected directly from The Peoples's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is The Peoples's mortgage rate?

As of July 9, 2026, The Peoples offers a savings mortgage at 6.75% APR.

What is The Peoples's auto loan rate?

As of July 9, 2026, The Peoples offers auto loans from 5.1% APR.

Related Rate Data

Compare The Peoples's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for The Peoples
curl "https://api.rateapi.dev/credit-unions/rhode-island/the-peoples" \
  -H "Authorization: Bearer YOUR_API_KEY"