Franklin Mint Credit Union
Verified rate book
Current Franklin Mint Credit Union rates
6 published offers verified as of August 18, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| How much mortgage can I qualify for? (30-Year Fixed Rate)30 year fixed | 6.694% APR | 6.694% | — | Standard |
| How much mortgage can I qualify for? (15-Year Fixed Rate)15 year fixed | 5.986% APR | 5.986% | — | Standard |
| How much mortgage can I qualify for? (5 yr/6 mo ARM)5 1 arm | 6.434% APR | 6.434% | — | Standard |
| How much mortgage can I qualify for? (20-Year Fixed Rate)20 year fixed | 6.465% APR | 6.465% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HOME EQUITY FLEX LINE OF CREDITheloc_variable | 3.990% APR | 3.990% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 9-month or 18-month Certificatecd_9mo | 4.00% APY | 4.00% | 9 mo | Standard |
As of August 18, 2026, Franklin Mint Credit Union offers a 30-year fixed mortgage at 6.694% APR. HELOC rates from 3.99% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Franklin Mint Credit Union's official website
Live market position · Rates as of August 19, 2026
Where Franklin Mint Credit Union ranks in Pennsylvania
How Franklin Mint Credit Union's current published rate compares with other Pennsylvania credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.69% | Better than the Pennsylvania median | 132 bp from state best | 8 bp better than median |
| HELOC | 3.99% | Better than the Pennsylvania median | 9 bp from state best | 200 bp better than median |
This is the public snapshot. Claim Franklin Mint Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
See the full breakdown →Loading branch locator…
About Franklin Mint Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 164.4K
- Assets
- $2.2B
- Founded
- 1970
- Locations reported
- 18
- NCUA charter
- 20042
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Franklin Mint Credit Union
Membership eligibility from Franklin Mint Credit Union's own published criteria. How we verify this.
Membership via the FMFCU Foundation
- LocationPhiladelphia, Delaware, New Castle
- AssociationFMFCU Foundation
Verified from Franklin Mint Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Franklin Mint Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Franklin Mint Credit Union ranks against Pennsylvania peers.
Frequently Asked Questions
What rates does Franklin Mint Credit Union offer?
Franklin Mint Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 18, 2026 directly from the credit union's official website.
How often are Franklin Mint Credit Union rates updated?
RateAPI verifies Franklin Mint Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 18, 2026.
Where does RateAPI get Franklin Mint Credit Union's rate data?
Rate data is collected directly from Franklin Mint Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Franklin Mint Credit Union's mortgage rate?
As of August 18, 2026, Franklin Mint Credit Union offers a 30-year fixed mortgage at 6.694% APR.
What is Franklin Mint Credit Union's HELOC rate?
As of August 18, 2026, Franklin Mint Credit Union offers home equity lines of credit from 3.99% APR.
What is Franklin Mint Credit Union's best CD rate?
As of August 18, 2026, Franklin Mint Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Franklin Mint Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Franklin Mint Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Franklin Mint Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/franklin-mint" \
-H "Authorization: Bearer YOUR_API_KEY"