--- title: "Dexsta Credit Union Rates - Delaware" description: "Current auto loan, heloc, and personal loan rates from Dexsta Credit Union in Delaware. Updated daily with source verification. See who can join Dexsta Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/delaware/dexsta" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Dexsta Credit Union Rates - Delaware ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Auto Loan (2024–2027)** auto_any_48mo | — APR | 4.490% | 48 mo | Standard | | **48-Month Auto Loan (2021–2023)** auto_any_48mo | — APR | 5.490% | 48 mo | Standard | | **48-Month Auto Loan (2018–2020)** auto_any_48mo | — APR | 6.490% | 48 mo | Standard | | **66-Month Auto Loan (2016–2017)** auto_any_66mo | — APR | 8.990% | 66 mo | Standard | Dexsta Credit Union auto & vehicle rates as of November 11, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan – 1st Lien 80% Loan-to-Value** heloc_fixed | — APR | 5.000% | — | Standard | | **Home Equity Loan – 2nd Lien 80-90% Loan-to-Value** heloc_fixed | — APR | 5.250% | — | Standard | | **Home Equity Loan – 2nd Lien 90-100% Loan-to-Value** heloc_fixed | — APR | 6.250% | — | Standard | | **HELOC (Variable)** heloc_variable | — APR | 7.000% | — | Standard | Dexsta Credit Union heloc rates as of November 11, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **DIY Home Improvement Loan** personal_unsecured_120mo | — APR | 7.990% | 120 mo | Standard | Dexsta Credit Union personal loan rates as of November 11, 2026 Dexsta Credit Union is a credit union in Delaware. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/delaware/dexsta) , verified from [Dexsta Credit Union's official website](https://www.dexsta.com/) Loading branch locator… ## About Dexsta Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 34.3K Assets $435.5M Founded 1937 Locations reported 6 NCUA charter 2187 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Sun East** Wilmington Branch · Wilmington · DE · 19803 Branch in the same ZIP](https://rateapi.dev/credit-unions/pennsylvania/sun-east) [**Wilmington Police & Fire** Wilmington Police & Fire FCU · Wilmington · DE · 19806 About 2.9 miles away](https://rateapi.dev/credit-unions/delaware/wilmington-police-fire) [**Franklin Mint** Wilmington · Wilmington · DE · 19806-2457 About 3.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/franklin-mint) [**Stepping Stones Community** Stepping Stones Community Federal Credit Union · Wilmington · DE · 19801 About 4.2 miles away](https://rateapi.dev/credit-unions/delaware/stepping-stones-community) [**Asbestos Workers Local 14** Eagle One FCU · Claymont · DE · 19703-3102 About 4.3 miles away](https://rateapi.dev/credit-unions/pennsylvania/asbestos-workers-local-14) [**Eagle One** Claymont Delaware Branch · Claymont · DE · 19703 About 4.3 miles away](https://rateapi.dev/credit-unions/delaware/eagle-one) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Dexsta Credit Union Membership eligibility from Dexsta Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Dexsta Credit Union's website. Check the membership page below to confirm whether you qualify. - Location kent, new castle, cecil — DE, MD Verified from [Dexsta Credit Union's membership page](https://www.dexsta.com/about-dexsta-federal-credit-union/) . Final membership determination is always made by the credit union. ## Membership rules for Dexsta Credit Union Geography 3 counties · Family 2 17 published paths to membership, last verified August 27, 2026, quoted from Dexsta Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Cecil County, MD - Kent County, DE - New Castle County, DE “New Castle or Kent County, Delaware” > [source ↗](https://www.dexsta.com/open-an-account/) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member family members, household member “You, your family members, and members of your household are eligible to open a DEXSTA Federal Credit Union account” > [source ↗](https://www.dexsta.com/open-an-account/) - Family member (family members, household member) of a member - Family of a member family, household member “You, your family members, and members of your household are eligible to join DEXSTA Federal Credit Union if you live, work, worship, volunteer or attend school in New Castle or Kent County, Delaware or Cecil County, Maryland.” > [source ↗](https://www.dexsta.com/about-dexsta-federal-credit-union/) - Family member (family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Dexsta Credit Union? Yes No ## Work at Dexsta Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Dexsta Credit Union ranks against Delaware peers. - See which AI assistants fetched Dexsta Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Delaware - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=dexsta&state=delaware&code=DE&name=Dexsta%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Dexsta Credit Union offer? Dexsta Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website. ### How often are Dexsta Credit Union rates updated? RateAPI verifies Dexsta Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026. ### Where does RateAPI get Dexsta Credit Union's rate data? Rate data is collected directly from Dexsta Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Dexsta Credit Union? Dexsta Credit Union publishes its membership criteria on its own website. RateAPI tracks 17 published membership paths covering 3 counties for Dexsta Credit Union, each quoted from Dexsta Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Dexsta Credit Union's rates against national credit-union benchmarks. [More Delaware credit unions](https://rateapi.dev/credit-unions/delaware) [Delaware auto loan rate leaders](https://rateapi.dev/auto-loan-rates/delaware) [Delaware HELOC rate leaders](https://rateapi.dev/heloc-rates/delaware) [Delaware personal loan leaders](https://rateapi.dev/personal-loan-rates/delaware) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.dexsta.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Dexsta Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Delaware credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Dexsta Credit Union curl "https://api.rateapi.dev/credit-unions/delaware /dexsta " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Dexsta Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/delaware/dexsta Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp