First Capital Credit Union

York, Pennsylvania
Last verified: August 11, 2026
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Verified rate book

Current First Capital Credit Union rates

3 published offers verified as of August 11, 2026.

How we verify rates

Auto & vehicle rates

2 offers
First Capital Credit Union auto & vehicle rates as of August 11, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.990% APR3.990%—Standard
Financial Freedom Loanauto6.990% APR6.990%—Standard

Equipment loan rates

1 offer
First Capital Credit Union equipment loan rates as of August 11, 2026
ProductPublishedRateTerm / conditionStatus
Business Equipment Loanequipment6.250% APR6.250%—Standard

Auto loans available from 3.99% APR. Equipment loans from 6.25% APR.

Source: RateAPI.dev, verified from First Capital Credit Union's official website

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About First Capital Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
21.3K
Assets
$370.7M
Founded
1954
Locations reported
6
NCUA charter
24490
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Members 1stWest York Branch · York · PA · 17404About 2.4 miles awayWhite RoseWest York · York · PA · 17408About 3.7 miles awayPace ResourcesYORK - MAIN OFFICE · YORK · PA · 17401About 3.7 miles awayHeritage ValleyRoosevelt Avenue Office · York · PA · 17408-8505About 3.9 miles awayAmerichoiceLeader Heights · York · PA · 17403-5205About 4.8 miles awayGlatcoWindy Hill Office · Spring Grove · PA · 17362About 4.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join First Capital Credit Union

Membership eligibility from First Capital Credit Union's own published criteria. How we verify this.

Membership via employers (Preferred Business Partner) or the FirstCap Gives Back Foundation ($1)

  • EmployerPreferred Business Partner
  • AssociationFirstCap Gives Back Foundation

Cost to join: About $6 (a $1 membership fee plus a $5 minimum deposit).

Verified from First Capital Credit Union's membership page. Final membership determination is always made by the credit union.

Work at First Capital Credit Union?

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Frequently Asked Questions

What rates does First Capital Credit Union offer?

First Capital Credit Union currently offers Auto loan rates. The rates shown on this page were last verified August 11, 2026 directly from the credit union's official website.

How often are First Capital Credit Union rates updated?

RateAPI verifies First Capital Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 11, 2026.

Where does RateAPI get First Capital Credit Union's rate data?

Rate data is collected directly from First Capital Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are First Capital Credit Union's auto loan rates?

As of August 11, 2026, First Capital Credit Union offers auto loans from 3.99% APR.

Related Rate Data

Compare First Capital Credit Union's rates against national credit-union benchmarks.

More Pennsylvania credit unionsAuto loan rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for First Capital Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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