--- title: "Members 1st Credit Union Rates - Pennsylvania" description: "Current heloc, and savings & cd rates from Members 1st Credit Union in Pennsylvania. Updated daily with source verification. See who can join Members 1st Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/pennsylvania/members-1st" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Members 1st Credit Union Rates - Pennsylvania ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 5.990% | — | Standard | Members 1st Credit Union heloc rates as of November 10, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | — APY | 3.90% | — | Standard | | **11-Month Certificate** cd_12mo | — APY | 3.90% | 12 mo | Standard | Members 1st Credit Union savings & cd rates as of November 10, 2026 Members 1st Credit Union is a credit union in Pennsylvania. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/pennsylvania/members-1st) , verified from [Members 1st Credit Union's official website](https://www.members1st.org/) Loading branch locator… ## About Members 1st Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 629.8K Assets $8.6B Founded 1950 Locations reported 61 NCUA charter 6694 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Americhoice** East Pennsboro · Enola · PA · 17025 Branch in the same ZIP](https://rateapi.dev/credit-unions/pennsylvania/americhoice) [**Belco Community Credit Union** Enola · Enola · PA · 17025 About 0.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/belco-community-credit-union) [**Pennsylvania State Employees** HACC Service Center of PSECU · Harrisburg · PA · 17110 About 4.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/pennsylvania-state-employees) [**New Cumberland** Mechanicsburg office · Mechanicsburg · PA · 17050 About 5.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/new-cumberland) [**Susquehanna Valley** Main Branch · Camp Hill · PA · 17011-7809 About 5.7 miles away](https://rateapi.dev/credit-unions/pennsylvania/susquehanna-valley) [**Pennsylvania Central** Main Office · Harrisburg · PA · 17111-2810 About 8.5 miles away](https://rateapi.dev/credit-unions/pennsylvania/pennsylvania-central) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Members 1st Credit Union Membership eligibility from Members 1st Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Members 1st Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Members 1st Credit Union's membership page](https://www.members1st.org/) . Final membership determination is always made by the credit union. ## Work at Members 1st Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Members 1st Credit Union ranks against Pennsylvania peers. - See which AI assistants fetched Members 1st Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Pennsylvania - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=members-1st&state=pennsylvania&code=PA&name=Members%201st%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Members 1st Credit Union offer? Members 1st Credit Union currently offers HELOC rates. The rates shown on this page were last verified November 10, 2026 directly from the credit union's official website. ### How often are Members 1st Credit Union rates updated? RateAPI verifies Members 1st Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 10, 2026. ### Where does RateAPI get Members 1st Credit Union's rate data? Rate data is collected directly from Members 1st Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Members 1st Credit Union? Members 1st Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Members 1st Credit Union's rates against national credit-union benchmarks. [More Pennsylvania credit unions](https://rateapi.dev/credit-unions/pennsylvania) [Pennsylvania HELOC rate leaders](https://rateapi.dev/heloc-rates/pennsylvania) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.members1st.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Members 1st Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Members 1st Credit Union curl "https://api.rateapi.dev/credit-unions/pennsylvania /members-1st " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Members 1st Credit Union locations Search, filter, and browse all 61 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/pennsylvania/members-1st Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp