Impact Credit Union, Inc.

Clyde, Ohio
Last verified: August 12, 2026
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Verified rate book

Current Impact Credit Union, Inc. rates

6 published offers verified as of August 12, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Impact Credit Union, Inc. auto & vehicle rates as of August 12, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.990% APR4.990%—Standard

HELOC rates

1 offer
Impact Credit Union, Inc. heloc rates as of August 12, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable7.250% APR7.250%—Standard

Personal loan rates

2 offers
Impact Credit Union, Inc. personal loan rates as of August 12, 2026
ProductPublishedRateTerm / conditionStatus
Share/Certificate Pledged Loanpersonal2.000% APR2.000%—Standard
PSL Line-of-Creditpersonal12.750% APR12.750%—Introductory offer

Credit card rates

2 offers
Impact Credit Union, Inc. credit card rates as of August 12, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.990% APR9.990%—Standard
Platinum Credit Card — Intro Ratecredit_card_platinum9.990% APR9.990%—Introductory offer

Auto loans available from 4.99% APR. HELOC rates from 7.25% APR. Personal loan rates from 2% APR. Credit card rates from 9.99% APR.

Source: RateAPI.dev, verified from Impact Credit Union, Inc.'s official website

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About Impact Credit Union, Inc.

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.2K
Assets
$207.6M
Founded
1994
Locations reported
5
NCUA charter
68150
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

FremontClyde Office · Clyde · OH · 43410About 0.9 miles awayFirelandsBellevue Branch · Bellevue · OH · 44811About 6.8 miles awayCommodore PerryCOMMODORE PERRY FEDERAL CREDIT UNION · PORT CLINTON · OH · 43452About 13.1 miles awayVacationlandHayes Ave · Sandusky · OH · 44870-7206About 14.6 miles awayErie CommunityStrub Rd Office · Sandusky · OH · 44870About 16.7 miles awaySuperior Credit Union, IncTiffin · TIFFIN · OH · 44883About 17.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Impact Credit Union, Inc.

Membership eligibility from Impact Credit Union, Inc.'s own published criteria. How we verify this.

Membership criteria are published on Impact Credit Union, Inc.'s website. Check the membership page below to confirm whether you qualify.

Verified from Impact Credit Union, Inc.'s membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Impact Credit Union, Inc. offer?

Impact Credit Union, Inc. currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 12, 2026 directly from the credit union's official website.

How often are Impact Credit Union, Inc. rates updated?

RateAPI verifies Impact Credit Union, Inc.'s rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 12, 2026.

Where does RateAPI get Impact Credit Union, Inc.'s rate data?

Rate data is collected directly from Impact Credit Union, Inc.'s official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Impact Credit Union, Inc.'s auto loan rates?

As of August 12, 2026, Impact Credit Union, Inc. offers auto loans from 4.99% APR.

What is Impact Credit Union, Inc.'s HELOC rate?

As of August 12, 2026, Impact Credit Union, Inc. offers home equity lines of credit from 7.25% APR.

What is Impact Credit Union, Inc.'s personal loan rate?

As of August 12, 2026, Impact Credit Union, Inc. offers personal loans from 2% APR.

Related Rate Data

Compare Impact Credit Union, Inc.'s rates against national credit-union benchmarks.

More Ohio credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Impact Credit Union, Inc.
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  -H "Authorization: Bearer YOUR_API_KEY"
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