--- title: "Vacationland Credit Union Rates - Ohio" description: "Current vehicle loan, personal loan, credit card, and savings & cd rates from Vacationland Credit Union in Ohio. Updated daily with source verification. See who can join Vacationland Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/ohio/vacationland" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Vacationland Credit Union Rates - Ohio ### Auto & vehicle rates 12 offers | Product | Published | Rate | Term / condition | Status | | **New / Used Autos + (New/Used 2027-2025)** auto_any_72mo | — APR | 6.270% | 72 mo · any | Standard | | **New / Used Autos + (Used 2024-2023)** auto_any_72mo | — APR | 6.270% | 72 mo · any | Standard | | **New / Used Autos + (Used 2022-2021)** auto_any_60mo | — APR | 6.570% | 60 mo · any | Standard | | **New / Used Autos + (Used 2020-2019)** auto_any_60mo | — APR | 6.820% | 60 mo · any | Standard | | **RVs, Campers, Motorhomes & Travel Trailers + (180 Months)** rv_any_180mo | — APR | 8.070% | 180 mo | Standard | | **RVs, Campers, Motorhomes & Travel Trailers + (144 Months)** rv_any_144mo | — APR | 8.170% | 144 mo | Standard | | **Motorcycles + (New/Used 2027-2024)** motorcycle_any_72mo | — APR | 8.540% | 72 mo · any | Standard | | **RVs, Campers, Motorhomes & Travel Trailers + (120 Months)** rv_any_120mo | — APR | 9.350% | 120 mo | Standard | | **72-Month Used Motorcycle Loan (2020–2023)** motorcycle_used_72mo | — APR | 9.550% | 72 mo · used | Standard | | **Snowmobiles, Personal Watercraft, 4 Wheelers, Dirt Bike, Misc. + (New 2027-2026)** powersports_new_60mo | — APR | 10.980% | 60 mo · new | Standard | | **Snowmobiles, Personal Watercraft, 4 Wheelers, Dirt Bike, Misc. + (Used 2026-2024)** powersports_used_48mo | — APR | 11.200% | 48 mo · used | Standard | | **Snowmobiles, Personal Watercraft, 4 Wheelers, Dirt Bike, Misc. + (Used 2023-2020)** powersports_used_48mo | — APR | 12.210% | 48 mo · used | Standard | Vacationland Credit Union auto & vehicle rates as of November 11, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **12-Month Unsecured Personal Loan** personal_unsecured_12mo | — APR | 9.990% | 12 mo | Standard | Vacationland Credit Union personal loan rates as of November 11, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Rewards Credit Card** credit_card_rewards | — APR | 13.900% | — | Standard | | **Visa® Business Rewards** credit_card_business | — APR | 13.900% | — | Standard | Vacationland Credit Union credit card rates as of November 11, 2026 ### Savings & CD rates 31 offers | Product | Published | Rate | Term / condition | Status | | **Business Checking** checking | — APY | 0.10% | — | Eligibility restricted | | **Elevate Checking** checking | — APY | 0.25% | — | Standard | | **$20,000.01 And Over** savings | — APY | 0.25% | — | Standard | | **Business Savings Account** savings | — APY | 0.25% | — | Eligibility restricted | | **Business Checking Plus+** checking | — APY | 0.25% | — | Eligibility restricted | | **IRA** ira | — APY | 0.75% | — | Standard | | **$100.00 To $20,000.00** savings | — APY | 1.00% | — | Standard | | **$2,000 To $9,999.99** savings | — APY | 1.15% | — | Standard | | **$10,000 To $24,999.99** savings | — APY | 1.25% | — | Standard | | **$25,000 To $99,999.99** savings | — APY | 2.00% | — | Standard | | **$100,000.00 And Over** savings | — APY | 2.50% | — | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.30% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.40% | 60 mo | Standard | | **Jumbo Certificates + (48 month)** cd_48mo | — APY | 3.40% | 48 mo | Standard | | **40-Month Certificate** cd_40mo | — APY | 3.45% | 40 mo | Standard | | **Jumbo Certificates + (60 month)** cd_60mo | — APY | 3.50% | 60 mo | Standard | | **59-Month Certificate** cd_59mo | — APY | 3.50% | 59 mo | Standard | | **3-Month Certificate** cd_3mo | — APY | 3.50% | 3 mo | Standard | | **9-Month Certificate** cd_9mo | — APY | 4.00% | 9 mo | Standard | | **30-Month Certificate** cd_30mo | — APY | 4.00% | 30 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 4.00% | 36 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 4.00% | 6 mo | Standard | | **Jumbo Certificates + (30 month)** cd_30mo | — APY | 4.05% | 30 mo | Standard | | **Jumbo Certificates + (36 month)** cd_36mo | — APY | 4.05% | 36 mo | Standard | | **Youth Certificates + (12 Months)** cd_12mo | — APY | 4.06% | 12 mo | Eligibility restricted | | **12-Month Certificate** cd_12mo | — APY | 4.30% | 12 mo | Standard | | **21-Month Certificate** cd_21mo | — APY | 4.30% | 21 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 4.30% | 24 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 4.30% | 18 mo | Standard | | **Jumbo Certificates + (24 month)** cd_24mo | — APY | 4.35% | 24 mo | Standard | | **Youth Certificates + (12 Months)** cd_12mo | — APY | 5.41% | 12 mo | Eligibility restricted | Vacationland Credit Union savings & cd rates as of November 11, 2026 Vacationland Credit Union is a credit union in Ohio. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/ohio/vacationland) , verified from [Vacationland Credit Union's official website](https://www.vlfcu.org/) Loading branch locator… ## About Vacationland Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 20.6K Assets $328.1M Founded 1956 Locations reported 5 NCUA charter 11293 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Firelands** Sandusky Branch · Sandusky · OH · 44870 About 1.0 miles away](https://rateapi.dev/credit-unions/ohio/firelands) [**Erie Community** Strub Rd Office · Sandusky · OH · 44870 About 2.1 miles away](https://rateapi.dev/credit-unions/ohio/erie-community) [**Fremont** Port Clinton · Port Clinton · OH · 43452-2611 About 10.5 miles away](https://rateapi.dev/credit-unions/ohio/fremont) [**Commodore Perry** COMMODORE PERRY FEDERAL CREDIT UNION · PORT CLINTON · OH · 43452 About 14.3 miles away](https://rateapi.dev/credit-unions/ohio/commodore-perry) [**Impact Credit Union, Inc.** Impact Credit Union · Clyde · OH · 43410 About 16.8 miles away](https://rateapi.dev/credit-unions/ohio/impact-credit-union-inc) [**Directions** Willard · Willard · OH · 44890 About 24.9 miles away](https://rateapi.dev/credit-unions/ohio/directions) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Vacationland Credit Union Membership eligibility from Vacationland Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Sandusky, Vermilion, Norwalk +1 more Verified from [Vacationland Credit Union's membership page](https://www.vlfcu.org/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Vacationland Credit Union Geography 2 counties 2 published paths to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 2 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Erie County, OH - Huron County, OH “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Erie County, OH; Huron County, OH” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Vacationland Credit Union? Yes No ## Work at Vacationland Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Vacationland Credit Union ranks against Ohio peers. - See which AI assistants fetched Vacationland Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Ohio - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=vacationland&state=ohio&code=OH&name=Vacationland%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Vacationland Credit Union offer? Vacationland Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website. ### How often are Vacationland Credit Union rates updated? RateAPI verifies Vacationland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026. ### Where does RateAPI get Vacationland Credit Union's rate data? Rate data is collected directly from Vacationland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Vacationland Credit Union? Community charter: live/work in Sandusky, Vermilion, Norwalk +1 more RateAPI tracks 2 published membership paths covering 2 counties for Vacationland Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Vacationland Credit Union's rates against national credit-union benchmarks. [More Ohio credit unions](https://rateapi.dev/credit-unions/ohio) [Ohio auto loan rate leaders](https://rateapi.dev/auto-loan-rates/ohio) [Ohio personal loan leaders](https://rateapi.dev/personal-loan-rates/ohio) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.vlfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Vacationland Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Vacationland Credit Union curl "https://api.rateapi.dev/credit-unions/ohio /vacationland " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Vacationland Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/ohio/vacationland Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp