Jamestown Area Community

Jamestown, New York
Last verified: July 25, 2026

As of July 25, 2026, Jamestown Area Community offers refinance mortgage rates from 7% APR. Auto loans available from 2.99% APR. HELOC rates from 7.5% APR. Personal loan rates from 3% APR. Savings and certificate yields up to 0.25% APY.

Source: RateAPI.dev, verified from Jamestown Area Community's official website

Who Can Join Jamestown Area Community

Membership eligibility from Jamestown Area Community's own published criteria. How we verify this.

Membership criteria are published on Jamestown Area Community's website. Check the membership page below to confirm whether you qualify.

Verified from Jamestown Area Community's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 25, 2026

other
7.000% APR
Rate7.000%
Points0
Mortgage Refinance

Auto Loan Rates

Rates as of July 25, 2026

auto_any
2.990% APR
Rate2.990%
New and used auto loans
auto_new
4.490% APR
Rate4.490%
New Auto
rv
6.750% APR
Rate6.750%
Recreational Vehicle

HELOC Rates

Rates as of July 25, 2026

heloc
7.500% APR
Rate7.500%
Home Equity

Personal Loan Rates

Rates as of July 25, 2026

personal_secured
3.000% APR
Rate3.000%
Share Secured loans
personal
7.000% APR
Rate7.000%
Holiday loans
personal_unsecured
8.500% APR
Rate8.500%
Unsecured loans & lines of credit

Savings & Certificate Rates

Rates as of July 25, 2026

savings
0.25% APY
Dividend Rate0.25%
Savings Account

Other Rates

Rates as of July 25, 2026

other
6.00%
Rate6.00%
Coin counting machine

Frequently Asked Questions

What rates does Jamestown Area Community offer?

Jamestown Area Community currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 25, 2026 directly from the credit union's official website.

How often are Jamestown Area Community rates updated?

RateAPI verifies Jamestown Area Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 25, 2026.

Where does RateAPI get Jamestown Area Community's rate data?

Rate data is collected directly from Jamestown Area Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Jamestown Area Community's mortgage rate?

As of July 25, 2026, Jamestown Area Community offers refinance mortgage rates from 7% APR.

What is Jamestown Area Community's auto loan rate?

As of July 25, 2026, Jamestown Area Community offers auto loans from 2.99% APR.

Related Rate Data

Compare Jamestown Area Community's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

terminal
# Get rates for Jamestown Area Community
curl "https://api.rateapi.dev/credit-unions/new-york/m-c-t" \
  -H "Authorization: Bearer YOUR_API_KEY"