Picatinny Credit Union
Verified rate book
Current Picatinny Credit Union rates
24 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 3/1 ARM3 1 arm | 6.178% APR | 5.625% | — | Standard |
| 5/1 ARM5 1 arm | 6.200% APR | 5.875% | — | Standard |
| 7/1 ARM7 1 arm | 6.229% APR | 6.000% | — | Standard |
| 10/1 ARM10 1 arm | 6.287% APR | 6.125% | — | Standard |
Auto & vehicle rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Vehicle (car, truck, van)auto_new_36mo | 4.990% APR | 4.990% | 36 mo · new | Standard |
| New Vehicle (car, truck, van)auto_new_48mo | 5.000% APR | 5.000% | 48 mo · new | Standard |
| New Vehicle (car, truck, van)auto_new_60mo | 5.250% APR | 5.250% | 60 mo · new | Standard |
| Used Vehicle (car, truck, van)auto_used_48mo | 5.500% APR | 5.500% | 48 mo · used | Standard |
| Used Vehicle (car, truck, van)auto_used_36mo | 5.740% APR | 5.740% | 36 mo · used | Standard |
| Used Vehicle (car, truck, van)auto_used_60mo | 5.750% APR | 5.750% | 60 mo · used | Standard |
| New Vehicle (car, truck, van)auto_new_72mo | 6.000% APR | 6.000% | 72 mo · new | Standard |
| Used Vehicle (car, truck, van)auto_used_72mo | 6.500% APR | 6.500% | 72 mo · used | Standard |
| New Vehicle (car, truck, van)auto_new_84mo | 7.250% APR | 7.250% | 84 mo · new | Standard |
| 36-Month New Motorcycle Loanmotorcycle_new_36mo | 7.740% APR | 7.740% | 36 mo · new | Standard |
| New Vehicle (car, truck, van)auto_new_96mo | 7.750% APR | 7.750% | 96 mo · new | Standard |
| 48-Month New Motorcycle Loanmotorcycle_new_48mo | 7.865% APR | 7.865% | 48 mo · new | Standard |
| 60-Month New Motorcycle Loanmotorcycle_new_60mo | 7.990% APR | 7.990% | 60 mo · new | Standard |
| 36-Month Used Motorcycle Loanmotorcycle_used_36mo | 7.990% APR | 7.990% | 36 mo · used | Standard |
| Used Vehicle (car, truck, van)auto_used_84mo | 8.000% APR | 8.000% | 84 mo · used | Standard |
| 48-Month Used Motorcycle Loanmotorcycle_used_48mo | 8.125% APR | 8.125% | 48 mo · used | Standard |
| 60-Month Used Motorcycle Loanmotorcycle_used_60mo | 8.250% APR | 8.250% | 60 mo · used | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| *HELOC First Lienheloc_variable | 6.500% APR | 6.500% | — | Standard |
| *HELOC Second Lienheloc_variable | 6.750% APR | 6.750% | — | Standard |
| **HELOC LTV/CLTV >80%heloc_variable | 8.000% APR | 8.000% | — | Standard |
As of August 4, 2026, Picatinny Credit Union offers a 3 1 arm mortgage at 6.178% APR. Vehicle loans available from 4.99% APR for 36 months. HELOC rates from 6.5% APR.
Source: RateAPI.dev, verified from Picatinny Credit Union's official website
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About Picatinny Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 19.9K
- Assets
- $454.4M
- Founded
- 1939
- Locations reported
- 5
- NCUA charter
- 3291
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Picatinny Credit Union
Membership eligibility from Picatinny Credit Union's own published criteria. How we verify this.
Community charter: live/work in Morris, Somerset, Union +1 more
- LocationMorris, Somerset, Union, Essex
Cost to join: About $5.
Verified from Picatinny Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Picatinny Credit Union?
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Frequently Asked Questions
What rates does Picatinny Credit Union offer?
Picatinny Credit Union currently offers mortgage, vehicle loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Picatinny Credit Union rates updated?
RateAPI verifies Picatinny Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Picatinny Credit Union's rate data?
Rate data is collected directly from Picatinny Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Picatinny Credit Union's mortgage rate?
As of August 4, 2026, Picatinny Credit Union offers a 3 1 arm mortgage at 6.178% APR.
What are Picatinny Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Picatinny Credit Union offers vehicle loans from 4.99% APR.
What is Picatinny Credit Union's HELOC rate?
As of August 4, 2026, Picatinny Credit Union offers home equity lines of credit from 6.5% APR.
Related Rate Data
Compare Picatinny Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Picatinny Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/picatinny" \
-H "Authorization: Bearer YOUR_API_KEY"