Freestar Financial Credit Union
Verified rate book
Current Freestar Financial Credit Union rates
49 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.000% APR | 6.000% | — | Standard |
| 15-Year Fixed15 year fixed | 5.500% APR | 5.500% | — | Standard |
| 10-Year Fixed10 year fixed | 5.375% APR | 5.375% | — | Standard |
| 20-Year Fixed20 year fixed | 5.750% APR | 5.750% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New or Used Vehicle, 2022 and Newerauto_any_36mo | 3.740% APR | 3.740% | 36 mo · any | Standard |
| 60-Month Used Auto Loan (2020–2021)auto_used_60mo | 4.990% APR | 4.990% | 60 mo · used | Standard |
| 60-Month Used Auto Loan (2017–2019)auto_used_60mo | 5.240% APR | 5.240% | 60 mo · used | Standard |
| 60-Month Used Auto Loan (2016 and Older)auto_used_60mo | 6.740% APR | 6.740% | 60 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Adjusts every 5 yearsheloc | 6.250% APR | 6.250% | — | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured up to $15,000personal_unsecured_24mo | 9.740% APR | 9.740% | 24 mo | Standard |
| Unsecured up to $15,000personal_unsecured_60mo | 9.990% APR | 9.990% | 60 mo | Standard |
| Personal Line of Creditploc_variable | 10.990% APR | 10.990% | — | Standard |
| Unsecured $15,001 - $25,000personal_unsecured_60mo | 10.990% APR | 10.990% | 60 mo | Standard |
| Unsecured $15,001 - $25,000personal_unsecured_72mo | 11.490% APR | 11.490% | 72 mo | Standard |
Credit card rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Heroes’ VISA Platinumcredit_card_platinum | 8.500% APR | 8.500% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 9.500% APR | 9.500% | — | Standard |
| Heroes’ VISA Classiccredit_card | 11.900% APR | 11.900% | — | Standard |
| VISA Classiccredit_card | 12.900% APR | 12.900% | — | Standard |
| VISA One Cardcredit_card | 15.900% APR | 15.900% | — | Standard |
Savings & CD rates
23 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $1,000 To $5,000.00savings | 0.10% APY | 0.10% | — | Standard |
| Savingssavings | 0.15% APY | 0.15% | — | Standard |
| Regular Share Savingsshare_savings | 0.15% APY | 0.15% | — | Standard |
| $5,000 To $49,999savings | 0.25% APY | 0.25% | — | Standard |
| $50,000 To $74,999savings | 0.45% APY | 0.45% | — | Standard |
| Individual Retirement Account (IRA)ira | 0.50% APY | 0.50% | — | Standard |
| $75,000 To $99,999savings | 0.55% APY | 0.55% | — | Standard |
| $100,000 To 149,999savings | 0.60% APY | 0.60% | — | Standard |
| $150,000 +savings | 0.70% APY | 0.70% | — | Standard |
| Six Monthsavings | 3.00% APY | 2.96% | — | Standard |
| Six Monthsavings | 3.00% APY | 2.96% | — | Standard |
| Three Yearsavings | 3.25% APY | 3.20% | — | Standard |
| Three Yearsavings | 3.25% APY | 3.20% | — | Standard |
| One Yearsavings | 3.50% APY | 3.44% | — | Standard |
| iSave Youth (1 Year)cd_12mo | 3.50% APY | 3.44% | 12 mo | Eligibility restricted |
| Save to Win (1 year)cd_12mo | 3.50% APY | 3.44% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 4.00% APY | 3.93% | 18 mo | Standard |
| 36-Month Certificatecd_36mo | 5.00% APY | 5.00% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 5.25% APY | 5.25% | 60 mo | Standard |
| 84-Month Certificatecd_84mo | 5.50% APY | 5.50% | 84 mo | Standard |
| Fixed above $25,000 (term ineligible for CL/CD)cd_144mo | 6.24% APY | 6.24% | 144 mo | Standard |
| Fixed above $25,000 (term ineligible for CL/CD)cd_180mo | 6.49% APY | 6.49% | 180 mo | Standard |
| Fixed above $75,000 (term ineligible for CL/CD)cd_240mo | 6.74% APY | 6.74% | 240 mo | Standard |
Other rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Two Yearother | 3.250% % | 3.203% | — | Standard |
| One Yearother | 3.500% % | 3.445% | — | Standard |
| 18-Month Special!other | 4.000% % | 3.928% | — | Standard |
| Fixed under $25,000other | 5.990% % | 5.990% | — | Standard |
| Adjusts every 5 yearsother | 6.250% % | 6.250% | — | Standard |
| Fixed overother | 6.990% % | 6.990% | — | Standard |
| Max 15 years above home's ageother | 8.000% % | 8.000% | — | Standard |
As of August 4, 2026, Freestar Financial Credit Union offers a 30-year fixed mortgage at 6% APR. Auto loans available from 3.74% APR for 36 months. HELOC rates from 6.25% APR. Personal loan rates from 9.74% APR. Credit card rates from 8.5% APR. Savings and certificate yields up to 6.74% APY.
Source: RateAPI.dev, verified from Freestar Financial Credit Union's official website
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About Freestar Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 22.1K
- Assets
- $351.3M
- Founded
- 1957
- Locations reported
- 8
- NCUA charter
- 60406
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Freestar Financial Credit Union
Membership eligibility from Freestar Financial Credit Union's own published criteria. How we verify this.
Community charter: live/work in MI
- LocationMI
Verified from Freestar Financial Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Freestar Financial Credit Union offer?
Freestar Financial Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Freestar Financial Credit Union rates updated?
RateAPI verifies Freestar Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Freestar Financial Credit Union's rate data?
Rate data is collected directly from Freestar Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Freestar Financial Credit Union's mortgage rate?
As of August 4, 2026, Freestar Financial Credit Union offers a 30-year fixed mortgage at 6% APR.
What are Freestar Financial Credit Union's auto loan rates?
As of August 4, 2026, Freestar Financial Credit Union offers auto loans from 3.74% APR.
What is Freestar Financial Credit Union's HELOC rate?
As of August 4, 2026, Freestar Financial Credit Union offers home equity lines of credit from 6.25% APR.
What is Freestar Financial Credit Union's personal loan rate?
As of August 4, 2026, Freestar Financial Credit Union offers personal loans from 9.74% APR.
What is Freestar Financial Credit Union's best CD rate?
As of August 4, 2026, Freestar Financial Credit Union offers savings and certificate (CD) yields up to 6.74% APY.
Related Rate Data
Compare Freestar Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Freestar Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/freestar-financial" \
-H "Authorization: Bearer YOUR_API_KEY"