Genisys

auburn hills, Michigan
Last verified: July 10, 2026

As of July 10, 2026, Genisys offers a money_market mortgage at 1.31% APR (1.3% rate, 0 points). Auto loans available from 3.79% APR. HELOC rates from 6.26% APR. Personal loan rates from 8.74% APR.

Source: RateAPI.dev, verified from Genisys's official website

Mortgage Rates

Rates as of July 10, 2026

money_market
1.310% APR
Rate1.300%
Points0
Money Market ($2,500 - $9,999)
money_market
1.510% APR
Rate1.500%
Points0
Money Market ($10,000 - $24,999)
money_market
1.710% APR
Rate1.700%
Points0
Money Market ($25,000 - $49,999)
money_market
1.760% APR
Rate1.750%
Points0
Money Market ($50,000 - $74,999)
money_market
1.970% APR
Rate1.950%
Points0
Money Market ($75,000 - $99,999)
money_market
2.170% APR
Rate2.150%
Points0
Money Market ($100,000 - $249,999)
money_market
2.380% APR
Rate2.350%
Points0
Money Market ($250,000 and over)
money_market
2.430% APR
Rate2.400%
Points0
Jumbo Money Market ($250,000 - $499,999.99)
money_market
2.630% APR
Rate2.600%
Points0
Jumbo Money Market ($500,000 - $749,999.99)
money_market
2.840% APR
Rate2.800%
Points0
Jumbo Money Market ($750,000 - $999,999.99)
money_market
3.040% APR
Rate3.000%
Points0
Jumbo Money Market ($1,000,000 and over)
cd_6mo
3.410% APR
Rate3.370%
Points0
6 Month Term Certificate
cd_6mo
3.460% APR
Rate3.420%
Points0
Jumbo 6 Month Certificate
cd_12mo
3.700% APR
Rate3.650%
Points0
Flex Certificate 1 Year
cd_24mo
3.790% APR
Rate3.740%
Points0
2 Year Term Certificate
cd_12mo
3.800% APR
Rate3.750%
Points0
1 Year Term Certificate
cd_24mo
3.840% APR
Rate3.790%
Points0
Jumbo 2 Year Certificate
cd_12mo
3.850% APR
Rate3.800%
Points0
Jumbo 1 Year Certificate
cd_14mo
3.900% APR
Rate3.840%
Points0
[PROMOTIONAL] 14 Month Flex CD Special
cd_18mo
3.960% APR
Rate3.900%
Points0
18 Month Term Certificate
cd_12mo
4.000% APR
Rate3.940%
Points0
Youth Flex Certificate 1 Year
cd_36mo
4.010% APR
Rate3.950%
Points0
3 Year Term Certificate
cd_18mo
4.010% APR
Rate3.950%
Points0
Jumbo 18 Month Certificate
cd_60mo
4.030% APR
Rate3.970%
Points0
5 Year Term Certificate
cd_48mo
4.040% APR
Rate3.980%
Points0
4 Year Term Certificate
cd_36mo
4.060% APR
Rate4.000%
Points0
Jumbo 3 Year Certificate
cd_60mo
4.080% APR
Rate4.020%
Points0
Jumbo 5 Year Certificate
cd_48mo
4.090% APR
Rate4.030%
Points0
Jumbo 4 Year Certificate
cd_13mo
4.110% APR
Rate4.050%
Points0
[PROMOTIONAL] 13 Month Certificate Special
cd_19mo
4.220% APR
Rate4.150%
Points0
[PROMOTIONAL] 19 Month Certificate Special
cd_7mo
4.300% APR
Rate4.230%
Points0
[PROMOTIONAL] 7 Month Certificate Special
cd_25mo
4.420% APR
Rate4.350%
Points0
[PROMOTIONAL] 25 Month Certificate Special
savings
5.000% APR
Rate5.000%
Points0
Health Savings Account
savings
6.000% APR
Rate5.840%
Points0
High Yield Youth Savings
savings
6.750% APR
Rate6.550%
Points0
Genius High Yield Checking

Auto Loan Rates

Rates as of July 10, 2026

auto_new
3.790% APR
Rate3.790%
New Auto Loan (2023+)
auto_new
3.790% APR
Rate3.790%
New Auto Loan - 2023 and newer
auto
3.790% APR
Rate3.790%
[PROMOTIONAL] 2023 and newer Auto Loan
auto_new
3.790% APR
Rate3.790%
[PROMOTIONAL] New Auto Loan (2023+)
auto_used
5.490% APR
Rate5.490%
[PROMOTIONAL] Used Auto Loan (2018-2022)
auto_used
5.490% APR
Rate5.490%
Used Auto Loan (2018-2022)
auto_used
5.490% APR
Rate5.490%
Used Auto Loan - 2018-2022
auto
5.490% APR
Rate5.490%
[PROMOTIONAL] 2018-2022 Auto Loan
auto
5.990% APR
Rate5.990%
Boat, Camper, Motorhome Special
auto
5.990% APR
Rate5.990%
[PROMOTIONAL] Boat, Camper, Motorhome Special
auto_used
6.240% APR
Rate6.240%
[PROMOTIONAL] Used Auto Loan (2015-2017)
auto_used
6.240% APR
Rate6.240%
Used Auto Loan (2015-2017)
auto_used
6.240% APR
Rate6.240%
Used Auto Loan - 2015-2017
auto
6.240% APR
Rate6.240%
[PROMOTIONAL] 2015-2017 Auto Loan
auto_used
6.740% APR
Rate6.740%
[PROMOTIONAL] Used Auto Loan (2014 & older)
auto_used
6.740% APR
Rate6.740%
Used Auto Loan (2014 & older)
auto_used
6.740% APR
Rate6.740%
Used Auto Loan - 2014 & older
auto
6.740% APR
Rate6.740%
[PROMOTIONAL] 2014 & older Auto Loan

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
6.260% APR
Rate6.260%
Home Equity Loan - Fixed Rate - 5 Year
heloc_fixed
6.260% APR
Rate6.260%
Home Equity Loan - Fixed Rate - 5 Years
heloc_variable
6.520% APR
Rate6.520%
Flex Home Equity Line of Credit (HELOC) - 80% LTV
heloc_fixed
6.760% APR
Rate6.760%
Home Equity Loan - Fixed Rate - 10 Year
heloc_fixed
6.760% APR
Rate6.760%
Home Equity Loan - Fixed Rate - 10 Years
heloc_variable
7.500% APR
Rate7.500%
Flex Home Equity Line of Credit (HELOC) - 90% LTV

Personal Loan Rates

Rates as of July 10, 2026

personal
8.740% APR
Rate8.740%
Summer Loan
personal_unsecured
9.490% APR
Rate9.490%
[PROMOTIONAL] Personal Loan Rate Special
personal_unsecured
10.240% APR
Rate10.240%
Current Personal Loan Rates
ploc_variable
10.900% APR
Rate10.900%
Current Personal Line of Credit Rates

Frequently Asked Questions

What rates does Genisys offer?

Genisys currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Genisys rates updated?

RateAPI verifies Genisys's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Genisys's rate data?

Rate data is collected directly from Genisys's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Genisys's mortgage rate?

As of July 10, 2026, Genisys offers a money_market mortgage at 1.31% APR.

What is Genisys's auto loan rate?

As of July 10, 2026, Genisys offers auto loans from 3.79% APR.

Related Rate Data

Compare Genisys's rates against national credit-union benchmarks.

More Michigan credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Genisys
curl "https://api.rateapi.dev/credit-unions/michigan/genisys" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude