Gain Mortgage Rates

As of July 2, 2026, Gain offers a 30-year-fixed mortgage at 6.6% APR (6.5% rate, 0 points).
Source: RateAPI.dev, verified from Gain's official website

Mortgage Rates

Rates as of July 2, 2026

30-year-fixed

6.600% APR

Rate6.500%

Points0

30-Year Fixed - Conforming

30-year-fixed

6.600% APR

Rate6.600%

Points0

30-Year Fixed Conforming

30-year-fixed

7.158% APR

Rate6.875%

Points0

30-Year Fixed - High Balance

15-year-fixed

6.029% APR

Rate5.875%

Points0

15-Year Fixed - Conforming

15-year-fixed

6.029% APR

Rate6.029%

Points0

15 Year Fixed - Conforming

Frequently Asked Questions

What rates does Gain offer?

Gain currently offers mortgage rates. The rates shown on this page were last verified July 2, 2026 directly from the credit union's official website.

How often are Gain rates updated?

RateAPI verifies Gain's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 2, 2026.

Where does RateAPI get Gain's rate data?

Rate data is collected directly from Gain's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Gain's mortgage rate?

As of July 2, 2026, Gain offers a 30-year-fixed mortgage at 6.6% APR.

Related Rate Data

Compare Gain's rates against national credit-union benchmarks.

More California credit unions Mortgage rate benchmark How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Gain
curl "https://api.rateapi.dev/credit-unions/california/gain" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude