--- title: "Gain Credit Union Rates (Nov 2026): Mortgage 6.60%" description: "Gain Credit Union rates today: 5 1 arm mortgage 6.60% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Gain Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/gain" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Gain Credit Union Rates (Nov 2026): Mortgage 6.60% ### Mortgage rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Table data for Mortgage Rates Effective 10/15/2026 (30-Year Fixed - Conforming)** 30 year fixed | — APR | 7.250% | — | Standard | | **Table data for Mortgage Rates Effective 10/15/2026 (30-Year Fixed - High Balance)** 30 year fixed | — APR | 7.750% | — | Standard | | **Table data for Mortgage Rates Effective 10/15/2026 (15-Year Fixed - Conforming)** 15 year fixed | — APR | 6.750% | — | Standard | | **Table data for Mortgage Rates Effective 10/15/2026 (10-Year Fixed - Conforming)** 10 year fixed | — APR | 6.500% | — | Standard | | **5/6 ARM - Conforming 2** 5 1 arm | — APR | 6.500% | — | Standard | | **Table data for Mortgage Rates Effective 10/15/2026 (5/6 ARM - Conforming 2)** 5 1 arm | — APR | 6.500% | — | Standard | | **Table data for Mortgage Rates Effective 10/15/2026 (5/6 ARM - Conforming 2)** 5 1 arm | 6.600% APR | 6.500% | — | Standard | | **Table data for Mortgage Rates Effective 10/15/2026 (20-Year Fixed - Conforming)** 20 year fixed | — APR | 7.000% | — | Standard | Gain Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 10/01/2026 (24 Months)** auto_any_24mo | — APR | 5.250% | 24 mo | Standard | | **Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 10/01/2026 (36 Months)** auto_any_36mo | — APR | 5.500% | 36 mo | Standard | | **Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 10/01/2026 (48 Months)** auto_any_48mo | — APR | 5.750% | 48 mo | Standard | | **Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 10/01/2026 (60 Months)** auto_any_60mo | — APR | 6.000% | 60 mo | Standard | | **Table data for Recreational Vehicle - Fixed Rate Effective 01/01/2026 (24 to 48 months)** rv_any_48mo | — APR | 6.490% | 48 mo | Standard | | **Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 10/01/2026 (72 months)** auto_any_72mo | — APR | 6.500% | 72 mo | Standard | | **Table data for Recreational Vehicle - Fixed Rate Effective 01/01/2026 (49 to 84 months)** rv_any_84mo | — APR | 7.490% | 84 mo | Standard | | **Table data for Recreational Vehicle - Fixed Rate Effective 01/01/2026 (85 to 120 months)** rv_any_120mo | — APR | 8.490% | 120 mo | Standard | | **Table data for Jump Start Auto Rates - Fixed Rate ( New to Seven Years Old ) Effective 01/01/2026 (60 months)** auto_new_60mo | — APR | 12.000% | 60 mo · new | Standard | | **Table data for Jump Start Auto Rates - Fixed Rate ( New to Seven Years Old ) Effective 01/01/2026 (72 months)** auto_new_72mo | — APR | 13.000% | 72 mo · new | Standard | Gain Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Table data for Gain Advantage HELOC - Variable Rate - Owner Occupied 11-12-2026 (80% or less)** heloc_variable | — APR | 4.990% | — | Standard | Gain Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Table data for Personal Loan Effective 01/01/2026 (Up to 60 months)** personal_unsecured_60mo | — APR | 11.990% | 60 mo | Standard | | **Personal Line of Credit** ploc_variable | — APR | 11.990% | — | Standard | Gain Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Rewards Mastercard (introductory)** credit_card_rewards | — APR | 1.990% | — | Introductory offer | | **Secured Credit Card** credit_card_secured | — APR | 10.900% | — | Standard | | **Classic Mastercard** credit_card | — APR | 10.900% | — | Standard | | **Platinum Rewards Mastercard (non-introductory)** credit_card_rewards | — APR | 12.500% | — | Introductory offer | Gain Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Up to 60 months - due at maturity of certificate** cd_60mo | — APY | 2.00% | 60 mo | Context only | | **24-Month Certificate** cd_24mo | — APY | 4.25% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 4.50% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 4.75% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 5.00% | 60 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 5.25% | 24 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 5.25% | 72 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 5.50% | 36 mo | Standard | | **84-Month Certificate** cd_84mo | — APY | 5.75% | 84 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 5.75% | 48 mo | Standard | Gain Credit Union savings & cd rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **80% Or Less** other | — % | 0.250% | — | Standard | | **The Home of Great Rates** other | — % | 4.250% | — | Standard | | **Open-ended** other | — % | 12.900% | — | Standard | Gain Credit Union other rates as of November 12, 2026 As of November 12, 2026, Gain Credit Union offers a 5 1 arm mortgage at 6.6% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/gain) , verified from [Gain Credit Union's official website](https://gainfcu.com/) Best product position **Better than the California median** 15-year fixed mortgage Gap to state best **43 bp** 43 bp from state best Vs. state median **15 bp better than median** 15-year fixed mortgage Products ranked **1** across tracked California markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 15-year fixed mortgage | 6.60% | Better than the California median | 43 bp from state best | 15 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Gain Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=gain&state=california&code=CA&name=Gain%20Credit%20Union) Loading branch locator… ## About Gain Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 20.4K Assets $439.3M Founded 1940 Locations reported 2 NCUA charter 3943 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Media City** Media City Credit Union · Burbank · CA · 91506-2212 About 0.4 miles away](https://rateapi.dev/credit-unions/california/media-city) [**American Broadcast Employees** 2312 W Olive Ave · Burbank · CA · 91506 About 0.6 miles away](https://rateapi.dev/credit-unions/new-york/american-broadcast-employees) [**Partners** Buena Vista Plaza Branch · Burbank · CA · 91506-2629 About 0.6 miles away](https://rateapi.dev/credit-unions/california/partners) [**Schoolsfirst** 76 - Burbank · Burbank · CA · 91506 About 0.7 miles away](https://rateapi.dev/credit-unions/california/schoolsfirst) [**Technicolor** Main Office · Burbank · CA · 91506 About 0.8 miles away](https://rateapi.dev/credit-unions/california/technicolor) [**Ume** Main Office · Burbank · CA · 91505-3043 About 0.9 miles away](https://rateapi.dev/credit-unions/california/ume) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Gain Credit Union Membership eligibility from Gain Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Gain Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer City of Burbank, California, International Alliance of Theatrical Stage Employees IATSE Local 33, Deluxe Laboratories Entertainment Services Group Inc., Valley Economic Development Center, Burbank City Employees Association, AFSCME 3143, FotoKem Film and Video, Burbank Community YMCA, Buddy's All Stars, Inc., Handy Market Burbank, Buddy's All Star, Allied Barton Security Services, Kona Cutting, Inc., D. Bassett and Associates, Inc., Trunzo & Associates, Cumberland-Dauphin-Harrisburg Transit Authority, J & R Film Company/Moviola, Metropolitan Culinary Services, U. S. Post Office Department, Burbank City Employees Association - Association Friends of the Burbank Public Library, Burbank Historical Society, Burbank Association of Realtors, Burbank City Charitable Giving Association, Autry Museum Docent Council, National Charity League (NCL, Inc.) Burbank Chapter, Pacoima Chamber of Commerce, Valley Industry and Commerce Association, Community Impact Fund (CIF), Deluxe Federal Credit Union, Pacoima Developmental Federal Credit Union, United Auto Workers Federal Credit Union, Canoga Postal Federal Credit Union, Community Impact Fund Verified from [Gain Credit Union's membership page](https://gainfcu.com/join.html) . Final membership determination is always made by the credit union. ## Membership rules for Gain Credit Union Employers 32 · Associations 14 · Family 4 50 published paths to membership, last verified August 27, 2026, quoted from Gain Credit Union’s own published criteria. ### Employers 32 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of City of Burbank, California “Employees of the City of Burbank, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of City of Burbank, California - Employee of International Alliance of Theatrical Stage Employees IATSE Local 33 (as written on the source page) “Employees and members of International Alliance of Theatrical Stage Employees IATSE Local 33 in Burbank, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of International Alliance of Theatrical Stage Employees IATSE Local 33 - Employee of Deluxe Laboratories Entertainment Services Group Inc. “Employees of Deluxe Laboratories Entertainment Services Group Inc. and the following associated businesses:” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of Deluxe Laboratories Entertainment Services Group Inc. - Employee of Valley Economic Development Center “Employees of the Valley Economic Development Center in Van Nuys and Pacoima, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of Valley Economic Development Center - Employee of City Employees - Work Location City of Burbank, California “Full-time employees of Burbank City Employees Association, AFSCME 3143 who work in Burbank, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of City Employees and Works at City of Burbank, California - Employee of FotoKem Film and Video - Work Location City of Burbank, California “Employees of FotoKem Film and Video who work in Burbank, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of FotoKem Film and Video and Works at City of Burbank, California - Employee of Burbank Community YMCA - Work Location City of Burbank, California “Employees of Burbank Community YMCA who work in or are headquartered in Burbank, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of Burbank Community YMCA and Works at City of Burbank, California - Employee of Buddy's All Stars, Inc. - Work Location City of Burbank, California “Employees of Buddy's All Stars, Inc. who work in Burbank, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of Buddy's All Stars, Inc. and Works at City of Burbank, California - Employee of Handy Market Burbank - Work Location City of Burbank, California “Employees of Handy Market Burbank who work in, or are paid or supervised from Burbank, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of Handy Market Burbank and Works at City of Burbank, California - Employee of Buddy's All Star - Work Location City of Burbank, California “Employees of Buddy’s All Star who work in or are paid from Burbank, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of Buddy's All Star and Works at City of Burbank, California - Employee of Allied Barton Security Services - Work Location Los Angeles, California (as written on the source page) “Employees of Allied Barton Security Services who work in Los Angeles, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of Allied Barton Security Services and Works at Los Angeles, California - Employee of Kona Cutting, Inc. - Work Location Hermosa Beach, California (as written on the source page) “Employees of the following groups who work in or are paid from the location specified: Kona Cutting, Inc., Hermosa Beach, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of Kona Cutting, Inc. and Works at Hermosa Beach, California - Employee of D. Bassett and Associates, Inc. - Work Location North Hollywood, California (as written on the source page) “Employees of the following groups who work in D. Bassett and Associates, Inc. North Hollywood, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of D. Bassett and Associates, Inc. and Works at North Hollywood, California - Employee of Trunzo & Associates - Work Location City of Burbank, California “Employees of Trunzo & Associates who work in or are paid from Burbank, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of Trunzo & Associates and Works at City of Burbank, California - Employee of Cumberland-Dauphin-Harrisburg Transit Authority - Work Location Cumberland, Dauphin and Perry Counties, Pennsylvania (as written on the source page) “Employees of the Cumberland-Dauphin-Harrisburg Transit Authority who work in Cumberland, Dauphin and Perry Counties, Pennsylvania” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of Cumberland-Dauphin-Harrisburg Transit Authority and Works at Cumberland, Dauphin and Perry Counties, Pennsylvania - Employee of J & R Film Company/Moviola - Work Location City of Burbank, California “Employees of J & R Film Company/Moviola who work in, or are paid or supervised from Burbank, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of J & R Film Company/Moviola and Works at City of Burbank, California - Employee of Metropolitan Culinary Services - Work Location City of Burbank, California “Employees of Metropolitan Culinary Services who work in, or are paid or supervised from Burbank, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of Metropolitan Culinary Services and Works at City of Burbank, California - Employee of U. S. Post Office Department - Work Location Canoga Park, Northridge, Chatsworth and Reseda, California (as written on the source page) “employees of the U. S. Post Office Department who work in Canoga Park, Northridge, Chatsworth and Reseda, California.” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Employee of U. S. Post Office Department and Works at Canoga Park, Northridge, Chatsworth and Reseda, California - Employee of Burbank City Employees Association (as written on the source page) “Burbank City Employees Association” > [source ↗](https://gainfcu.com/join.html) - Employee of Burbank City Employees Association - Employee of FotoKem Film and Video “FotoKem Film and Video” > [source ↗](https://gainfcu.com/join.html) - Employee of FotoKem Film and Video - Employee of Burbank Community YMCA “Burbank Community YMCA” > [source ↗](https://gainfcu.com/join.html) - Employee of Burbank Community YMCA - Employee of employees “International Alliance of Theatrical Stage Employees IATSE Local 33” > [source ↗](https://gainfcu.com/join.html) - Employee of employees - Employee of Handy Market Burbank “Handy Market Burbank” > [source ↗](https://gainfcu.com/join.html) - Employee of Handy Market Burbank - Retired employee of City of Burbank, California “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://gainfcu.com/join.html) - Retiree of City of Burbank, California - Retired employee of Burbank City Employees Association (as written on the source page) “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://gainfcu.com/join.html) - Retiree of Burbank City Employees Association - Retired employee of FotoKem Film and Video “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://gainfcu.com/join.html) - Retiree of FotoKem Film and Video - Retired employee of Burbank Community YMCA “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://gainfcu.com/join.html) - Retiree of Burbank Community YMCA - Retired employee of employees “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://gainfcu.com/join.html) - Retiree of employees - Retired employee of Handy Market Burbank “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://gainfcu.com/join.html) - Retiree of Handy Market Burbank - Retired employee of Deluxe Laboratories Entertainment Services Group Inc. “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://gainfcu.com/join.html) - Retiree of Deluxe Laboratories Entertainment Services Group Inc. - Employee of Burbank City Employees Association “Burbank City Employees Association” > [source ↗](https://gainfcu.com/join.html) - Employee of Burbank City Employees Association - Retired employee of Burbank City Employees Association “persons retired as pensioners or annuitants from the above employment” > [source ↗](https://gainfcu.com/join.html) - Retiree of Burbank City Employees Association ### Associations 14 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Friends of the Burbank Public Library “Voting members of the Friends of the Burbank Public Library in Burbank, California who qualify for membership in accordance with its charter and bylaws in effect on September 15, 1999*” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of Friends of the Burbank Public Library - Member of Burbank Historical Society “Voting members of the Burbank Historical Society in Burbank, California who qualify for membership in accordance with its charter and bylaws in effect on July 20, 1993*” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of Burbank Historical Society - Member of Burbank Association of Realtors “Members of the Burbank Association of Realtors, Burbank, California” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of Burbank Association of Realtors - Member of Burbank City Charitable Giving Association “Members of Burbank City Charitable Giving Association in Burbank, California who qualify for membership in accordance with its charter and bylaws in effect on July 1, 2007” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of Burbank City Charitable Giving Association - Member of Autry Museum Docent Council “Members, volunteers and Docents of the Autry Museum Docent Council.” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of Autry Museum Docent Council - Member of National Charity League (NCL, Inc.) Burbank Chapter “Members of National Charity League (NCL, Inc.) Burbank Chapter in Burbank, California who qualify for membership in accordance with its charter and bylaws in effect on June 1, 2015” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of National Charity League (NCL, Inc.) Burbank Chapter - Member of Pacoima Chamber of Commerce “Voting members of the Pacoima Chamber of Commerce in Pacoima, California, who qualify for membership in accordance with its charter and bylaws in effect on May 1, 1999” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of Pacoima Chamber of Commerce - Member of Valley Industry and Commerce Association “Voting members of the Valley Industry and Commerce Association in Sherman Oaks, California, who qualify for membership in accordance with its charter and bylaws in effect on May 23, 2000” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of Valley Industry and Commerce Association - Member of Community Impact Fund (CIF) “Members of Community Impact Fund (CIF). CIF is a common bond association.” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of Community Impact Fund (CIF) - Member of Deluxe Federal Credit Union “Members of record of the Deluxe Federal Credit Union as of the effective date of merger December 9, 2016” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of Deluxe Federal Credit Union - Member of Pacoima Developmental Federal Credit Union “Members of record of the Pacoima Developmental Federal Credit Union as of the effective date of merger July 29, 2019” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of Pacoima Developmental Federal Credit Union - Member of United Auto Workers Federal Credit Union “Members of record of the United Auto Workers Federal Credit Union as of the effective date of merger December 31, 2019” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of United Auto Workers Federal Credit Union - Member of Canoga Postal Federal Credit Union “Members of record of the Canoga Postal Federal Credit Union as of the effective date of merger March 1, 2021” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Member of Canoga Postal Federal Credit Union - Member of Community Impact Fund “Community Impact Fund” > [source ↗](https://gainfcu.com/join.html) - Member of Community Impact Fund ### Family 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild “Spouses of persons who died while within the field of membership of this credit union; employees of the credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate families or household; and organizations of such persons.” > [source ↗](https://gainfcu.com/join/field-of-membership.html) - Family member (spouse, child, sibling, parent, grandparent, grandchild) of a member - Family of a member immediate family “1) Immediate family member of a current Gain FCU member.” > [source ↗](https://gainfcu.com/join.html) - Family member (immediate family) of a member - Family Of Deceased surviving spouse “Spouses of persons who died while within the field of membership of this credit union” > [source ↗](https://gainfcu.com/join.html) - Family member (surviving spouse) of a deceased eligible person - Family of a member immediate family, household member “members of their immediate families or household” > [source ↗](https://gainfcu.com/join.html) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Gain Credit Union? Yes No ## Work at Gain Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Gain Credit Union ranks against California peers. - See which AI assistants fetched Gain Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=gain&state=california&code=CA&name=Gain%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Gain Credit Union offer? Gain Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Gain Credit Union rates updated? RateAPI verifies Gain Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Gain Credit Union's rate data? Rate data is collected directly from Gain Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Gain Credit Union's mortgage rate? As of November 12, 2026, Gain Credit Union offers a 5 1 arm mortgage at 6.6% APR. ### Who can join Gain Credit Union? Gain Credit Union publishes its membership criteria on its own website. RateAPI tracks 50 published membership paths covering 32 employers and 14 associations for Gain Credit Union, each quoted from Gain Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Gain Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California HELOC rate leaders](https://rateapi.dev/heloc-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://gainfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Gain Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Gain Credit Union curl "https://api.rateapi.dev/credit-unions/california /gain " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Gain Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/gain Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp