As of July 9, 2026, Ume offers a 30-year-fixed mortgage at 6.498% APR (6.375% rate, 0 points). Auto loans available from 4.25% APR. HELOC rates from 5.99% APR. Personal loan rates from 2.5% APR.
Source: RateAPI.dev, verified from Ume's official website
Rates as of July 9, 2026
Rates as of July 9, 2026
Rates as of July 9, 2026
Rates as of July 9, 2026
Ume currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.
RateAPI verifies Ume's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.
Rate data is collected directly from Ume's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 9, 2026, Ume offers a 30-year-fixed mortgage at 6.498% APR.
As of July 9, 2026, Ume offers auto loans from 4.25% APR.
Compare Ume's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceLearn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyAccess this data programmatically with our REST API
# Get rates for Ume
curl "https://api.rateapi.dev/credit-unions/california/ume" \
-H "Authorization: Bearer YOUR_API_KEY"