Utah Heritage

Moroni, Utah
Last verified: July 25, 2026

Auto loans available from 4.99% APR. Personal loan rates from 12.99% APR. Savings and certificate yields up to 3.50% APY.

Source: RateAPI.dev, verified from Utah Heritage's official website

Who Can Join Utah Heritage

Membership eligibility from Utah Heritage's own published criteria. How we verify this.

Membership criteria are published on Utah Heritage's website. Check the membership page below to confirm whether you qualify.

Verified from Utah Heritage's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 25, 2026

auto_any_60mo
4.990% APR
Rate4.990%
Auto Loans
auto_any_60mo
7.990% APR
Rate7.990%
Recreation Vehicles

Personal Loan Rates

Rates as of July 25, 2026

personal
12.990% APR
Rate12.990%
Personal
personal
13.240% APR
Rate13.240%
Overdraft Protection

Savings & Certificate Rates

Rates as of July 25, 2026

ira
0.10% APY
Dividend Rate0.10%
IRA
money_market
0.10% APY
Dividend Rate0.10%
Money Market Account
cd
0.50% APY
Dividend Rate0.50%
Flex Certificates
cd
3.50% APY
Dividend Rate3.45%
Savings Certificates
cd
3.50% APY
Dividend Rate3.50%
Savings Certificate

Frequently Asked Questions

What rates does Utah Heritage offer?

Utah Heritage currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 25, 2026 directly from the credit union's official website.

How often are Utah Heritage rates updated?

RateAPI verifies Utah Heritage's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 25, 2026.

Where does RateAPI get Utah Heritage's rate data?

Rate data is collected directly from Utah Heritage's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Utah Heritage's auto loan rate?

As of July 25, 2026, Utah Heritage offers auto loans from 4.99% APR.

Related Rate Data

Compare Utah Heritage's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Utah Heritage rates

Get a free API key to query these rates programmatically, or get the daily email when Utah credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Utah Heritage
curl "https://api.rateapi.dev/credit-unions/utah/utah-heritage" \
  -H "Authorization: Bearer YOUR_API_KEY"