First Community

houston, Texas
Last verified: July 4, 2026

As of July 4, 2026, First Community offers a 30-year-fixed mortgage at 6.258% APR (6.125% rate, 0 points).

Source: RateAPI.dev, verified from First Community's official website

Mortgage Rates

Rates as of July 4, 2026

30-year-fixed
6.258% APR
Rate6.125%
Points0
30 Year Fixed
15-year-fixed
5.588% APR
Rate5.375%
Points0
15 Year Fixed

Frequently Asked Questions

What rates does First Community offer?

First Community currently offers mortgage rates. The rates shown on this page were last verified July 4, 2026 directly from the credit union's official website.

How often are First Community rates updated?

RateAPI verifies First Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 4, 2026.

Where does RateAPI get First Community's rate data?

Rate data is collected directly from First Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Community's mortgage rate?

As of July 4, 2026, First Community offers a 30-year-fixed mortgage at 6.258% APR.

Related Rate Data

Compare First Community's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for First Community
curl "https://api.rateapi.dev/credit-unions/texas/first-community" \
  -H "Authorization: Bearer YOUR_API_KEY"