Orion Credit Union

Memphis, Tennessee
Last verified: August 19, 2026
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Verified rate book

Current Orion Credit Union rates

14 published offers verified as of August 19, 2026.

How we verify rates

Auto & vehicle rates

2 offers
Orion Credit Union auto & vehicle rates as of August 19, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.950% APR3.950%Context only
Auto Loans (Max. 84 Months)auto_any_84mo3.950% APR3.950%84 moStandard

Personal loan rates

2 offers
Orion Credit Union personal loan rates as of August 19, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Unsecured Personal Loanpersonal_unsecured_60mo13.990% APR13.990%60 moStandard
Personal Line of Creditploc_variable13.990% APR13.990%Standard

Savings & CD rates

8 offers
Orion Credit Union savings & cd rates as of August 19, 2026
ProductPublishedRateTerm / conditionStatus
Money Market Account ($0 – $9,999)money_market0.01% APY0.01%Standard
Any Balancesavings0.01% APY0.01%Standard
Money Market ($10,000–$24,999)money_market0.05% APY0.05%Standard
Money Market ($25,000–$49,999)money_market0.10% APY0.10%Standard
Money Market ($50,000–$99,999)money_market0.20% APY0.20%Standard
Money Market ($100,000+)money_market0.25% APY0.25%Standard
When Premium Perks Qualifiers are Met ($75,000.01 to $150,000)savings2.21% APY3.00%Standard
When Premium Perks Qualifiers are Met (Over $150,000)savings2.64% APY3.50%Standard

Other rates

2 offers
Orion Credit Union other rates as of August 19, 2026
ProductPublishedRateTerm / conditionStatus
When Premium Perks Qualifiers are Met: ($75,000.01 to $150,000)other2.210% %3.000%Standard
When Premium Perks Qualifiers are Met: (Over $150,000)other2.640% %3.500%Standard

Auto loans available from 3.95% APR for 84 months. Personal loan rates from 13.99% APR. Savings and certificate yields up to 2.64% APY.

Source: RateAPI.dev, verified from Orion Credit Union's official website

Live market position · Rates as of August 19, 2026

Where Orion Credit Union ranks in Tennessee

How Orion Credit Union's current published rate compares with other Tennessee credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.

Best product positionRoom to improve vs. the Tennessee medianpersonal loan
Gap to state best1199 bp1199 bp from state best
Vs. state median449 bp behind medianpersonal loan
Products ranked1across tracked Tennessee markets
Published rate position by product as of August 19, 2026
ProductPublished APRPositionVs. state bestVs. state median
personal loan13.99%Room to improve vs. the Tennessee median1199 bp from state best449 bp behind median

This is the public snapshot. Claim Orion Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.

See the full breakdown →

Positions compare the best published standard rate for each product; promotional teasers are excluded, auto comparisons are cars-only, and mortgage comparisons are purchase-only. Markets with fewer than five tracked lenders are not ranked.

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About Orion Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
69.3K
Assets
$1.3B
Founded
1957
Locations reported
12
NCUA charter
24831
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Orion Credit Union

Membership eligibility from Orion Credit Union's own published criteria. How we verify this.

Community charter: live/work in TN, AR, MS

  • LocationTN, AR, MS

Verified from Orion Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Orion Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Orion Credit Union ranks against Tennessee peers.

Frequently Asked Questions

What rates does Orion Credit Union offer?

Orion Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 19, 2026 directly from the credit union's official website.

How often are Orion Credit Union rates updated?

RateAPI verifies Orion Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 19, 2026.

Where does RateAPI get Orion Credit Union's rate data?

Rate data is collected directly from Orion Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Orion Credit Union's auto loan rates?

As of August 19, 2026, Orion Credit Union offers auto loans from 3.95% APR.

What is Orion Credit Union's personal loan rate?

As of August 19, 2026, Orion Credit Union offers personal loans from 13.99% APR.

What is Orion Credit Union's best CD rate?

As of August 19, 2026, Orion Credit Union offers savings and certificate (CD) yields up to 2.64% APY.

Related Rate Data

Compare Orion Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Orion Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Orion Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/orion" \
  -H "Authorization: Bearer YOUR_API_KEY"