Omega Credit Union
Verified rate book
Current Omega Credit Union rates
44 published offers verified as of August 18, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.772% APR | 6.625% | — | Standard |
| VA 30-Year Fixed30 year fixed | 7.038% APR | 6.625% | — | Standard |
| USDA 30-Year Fixed30 year fixed | 7.165% APR | 6.500% | — | Standard |
| FHA 30-Year Fixed30 year fixed | 7.442% APR | 6.500% | — | Standard |
| 15-Year Fixed15 year fixed | 6.490% APR | 6.490% | — | Standard |
| 10-Year Fixed10 year fixed | 6.240% APR | 6.240% | — | Standard |
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 60-Month Used Auto Loanauto_used_60mo | 4.990% APR | 4.990% | 60 mo · used | Standard |
| Up to 48-Month Used Auto Loanauto_used_48mo | 4.990% APR | 4.990% | 48 mo · used | Standard |
| Up to 36-Month Used Auto Loanauto_used_36mo | 4.990% APR | 4.990% | 36 mo · used | Standard |
| Up to 24-Month Used Auto Loanauto_used_24mo | 4.990% APR | 4.990% | 24 mo · used | Standard |
| Up to 60-Month New Auto Loanauto_new_60mo | 4.990% APR | 4.990% | 60 mo · new | Standard |
| Up to 48-Month New Auto Loanauto_new_48mo | 4.990% APR | 4.990% | 48 mo · new | Standard |
| Up to 24-Month New Auto Loanauto_new_24mo | 4.990% APR | 4.990% | 24 mo · new | Standard |
| Up to 72-Month New Auto Loanauto_new_72mo | 5.240% APR | 5.240% | 72 mo · new | Standard |
| Up to 72-Month Used Auto Loanauto_used_72mo | 5.240% APR | 5.240% | 72 mo · used | Standard |
| Up to 84-Month Used Auto Loanauto_used_84mo | 5.490% APR | 5.490% | 84 mo · used | Standard |
| Up to 84-Month New Auto Loanauto_new_84mo | 5.490% APR | 5.490% | 84 mo · new | Standard |
| RV/Boat/ORVrv | 7.240% APR | 7.240% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
Personal loan rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Personal Loanpersonal_secured | 3.100% APR | 3.100% | — | Standard |
| Personal Line of Creditploc_variable | 6.750% APR | 6.750% | — | Standard |
| Vacation/Holiday Loans (Up to 12 Months)personal_unsecured_12mo | 7.240% APR | 7.240% | 12 mo | Standard |
| Vacation/Holiday Loans (Up to 24 Months)personal_unsecured_24mo | 8.240% APR | 8.240% | 24 mo | Standard |
| Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 9.490% APR | 9.490% | 60 mo | Standard |
| Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 9.490% APR | 9.490% | 36 mo | Standard |
| Unsecured 61 Months and Overpersonal_unsecured_61mo | 9.990% APR | 9.990% | 61 mo | Standard |
Student loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate Up to 60 Monthsstudent | 8.250% APR | 8.250% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 12.490% APR | 12.490% | — | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Membership Sharessavings | 0.10% APY | 0.10% | — | Standard |
| $.01 - $2,499.99savings | 0.35% APY | 0.35% | — | Standard |
| 18-Month Certificatecd_18mo | 0.50% APY | 0.50% | 18 mo | Standard |
| 91 Daysavings | 0.50% APY | 0.50% | — | Standard |
| 60 months (Roth IRA)ira | 0.50% APY | 0.50% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 0.50% APY | 0.50% | 48 mo | Standard |
| 36-Month Certificatecd_36mo | 0.50% APY | 0.50% | 36 mo | Standard |
| 12-Month Certificatecd_12mo | 0.50% APY | 0.50% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 0.50% APY | 0.50% | 24 mo | Standard |
| 6-Month Certificatecd_6mo | 0.50% APY | 0.50% | 6 mo | Standard |
| 60 months Traditionalcd_60mo | 0.50% APY | 0.50% | 60 mo | Standard |
| $2,500 - $9,999.99savings | 0.75% APY | 0.75% | — | Standard |
| $10,000 - $24,999.99savings | 1.00% APY | 1.00% | — | Standard |
| $25,000 - $49,999.99savings | 1.25% APY | 1.25% | — | Standard |
| $50,000 And Abovesavings | 2.10% APY | 2.10% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Consolidation Loans (Up to 60 Months)other | 9.990% % | 9.990% | — | Standard |
As of August 18, 2026, Omega Credit Union offers a 30-year fixed mortgage at 6.772% APR. Vehicle loans available from 4.99% APR for 60 months. HELOC rates from 5.99% APR. Personal loan rates from 3.1% APR. Credit card rates from 12.49% APR. Savings and certificate yields up to 2.10% APY.
Source: RateAPI.dev, verified from Omega Credit Union's official website
Live market position · Rates as of August 19, 2026
Where Omega Credit Union ranks in Pennsylvania
How Omega Credit Union's current published rate compares with other Pennsylvania credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.77% | Around the Pennsylvania median | 140 bp from state best | Matches state median |
| new-car loan | 4.99% | Better than the Pennsylvania median | 129 bp from state best | 26 bp better than median |
| used-car loan | 4.99% | Better than the Pennsylvania median | 74 bp from state best | 75 bp better than median |
| HELOC | 5.99% | Around the Pennsylvania median | 209 bp from state best | Matches state median |
| personal loan | 3.10% | Better than the Pennsylvania median | 160 bp from state best | 540 bp better than median |
This is the public snapshot. Claim Omega Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
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About Omega Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 15.2K
- Assets
- $182.2M
- Founded
- 1940
- Locations reported
- 6
- NCUA charter
- 3711
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Omega Credit Union
Membership eligibility from Omega Credit Union's own published criteria. How we verify this.
Community charter: live/work in Allegheny, Washington
- LocationAllegheny, Washington
Verified from Omega Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Omega Credit Union offer?
Omega Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 18, 2026 directly from the credit union's official website.
How often are Omega Credit Union rates updated?
RateAPI verifies Omega Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 18, 2026.
Where does RateAPI get Omega Credit Union's rate data?
Rate data is collected directly from Omega Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Omega Credit Union's mortgage rate?
As of August 18, 2026, Omega Credit Union offers a 30-year fixed mortgage at 6.772% APR.
What are Omega Credit Union's auto & rv loan rates?
As of August 18, 2026, Omega Credit Union offers vehicle loans from 4.99% APR.
What is Omega Credit Union's HELOC rate?
As of August 18, 2026, Omega Credit Union offers home equity lines of credit from 5.99% APR.
What is Omega Credit Union's personal loan rate?
As of August 18, 2026, Omega Credit Union offers personal loans from 3.1% APR.
What is Omega Credit Union's best CD rate?
As of August 18, 2026, Omega Credit Union offers savings and certificate (CD) yields up to 2.10% APY.
Related Rate Data
Compare Omega Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Omega Credit Union rates
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# Get rates for Omega Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/omega" \
-H "Authorization: Bearer YOUR_API_KEY"