West Michigan Postal Service Credit Union

Muskegon, Michigan
Last verified: August 4, 2026
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Verified rate book

Current West Michigan Postal Service Credit Union rates

46 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

33 offers
West Michigan Postal Service Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Automobiles, Trucks and Vans (2023 and Newer)auto_any_25mo4.440% APR4.440%25 moStandard
Automobiles, Trucks and Vansauto4.640% APR4.640%—Standard
Automobiles, Trucks and Vans (2023 and Newer)auto_any_37mo4.640% APR4.640%37 moStandard
Automobiles, Trucks and Vans (2022-2018)auto_any_25mo4.940% APR4.940%25 moStandard
Automobiles, Trucks and Vans (2023 and Newer)auto_any_42mo4.940% APR4.940%42 moStandard
Automobiles, Trucks and Vans (2023 and Newer)auto_any_61mo5.140% APR5.140%61 moStandard
Automobiles, Trucks and Vans (2022-2018)auto_any_37mo5.140% APR5.140%37 moStandard
Automobiles, Trucks and Vans (2022-2018)auto_any_42mo5.340% APR5.340%42 moStandard
Automobiles, Trucks and Vans (2023 and Newer)auto_any_72mo5.440% APR5.440%72 moStandard
Automobiles, Trucks and Vans (2017 and Older)auto_used_25mo5.440% APR5.440%25 mo · usedStandard
Automobiles, Trucks and Vans (2022-2018)auto_any_61mo5.540% APR5.540%61 moStandard
RV's and Boats - 2021 & Newerrv5.640% APR5.640%—Standard
RV's and Boatsrv_any_36mo5.640% APR5.640%36 moStandard
Automobiles, Trucks and Vans (2022-2018)auto_any_72mo5.740% APR5.740%72 moStandard
Automobiles, Trucks and Vans (2023 and Newer)auto_any_84mo5.740% APR5.740%84 moStandard
RV's and Boatsrv_any_48mo5.940% APR5.940%48 moStandard
Automobiles, Trucks and Vans (2017 and Older)auto_used_37mo5.940% APR5.940%37 mo · usedStandard
RV's and Boatsrv_any_61mo6.140% APR6.140%61 moStandard
Under $7,499auto_any_36mo6.140% APR6.140%36 moStandard
Under $7,499auto_any_48mo6.340% APR6.340%48 moStandard
Automobiles, Trucks and Vans (2017 and Older)auto_used_42mo6.440% APR6.440%42 mo · usedStandard
25-Month Motorcycle Loan (2023 and Newer)motorcycle_any_25mo6.440% APR6.440%25 moStandard
RV's and Boatsrv_any_73mo6.440% APR6.440%73 moStandard
37-Month Motorcycle Loan (2023 and Newer)motorcycle_any_37mo6.640% APR6.640%37 moStandard
25-Month Used Motorcycle Loan (2022 and Older)motorcycle_used_25mo6.940% APR6.940%25 mo · usedStandard
61-Month Motorcycle Loan (2023 and Newer)motorcycle_any_61mo6.940% APR6.940%61 moStandard
RV's and Boatsrv_any_84mo6.940% APR6.940%84 moStandard
Automobiles, Trucks and Vans (2017 and Older)auto_used_61mo6.940% APR6.940%61 mo · usedStandard
72-Month Motorcycle Loan (2023 and Newer)motorcycle_any_72mo7.140% APR7.140%72 moStandard
37-Month Used Motorcycle Loan (2022 and Older)motorcycle_used_37mo7.140% APR7.140%37 mo · usedStandard
84-Month Motorcycle Loan (2023 and Newer)motorcycle_any_84mo7.440% APR7.440%84 moStandard
61-Month Used Motorcycle Loan (2022 and Older)motorcycle_used_61mo7.440% APR7.440%61 mo · usedStandard
72-Month Used Motorcycle Loan (2022 and Older)motorcycle_used_72mo7.940% APR7.940%72 mo · usedStandard

Savings & CD rates

13 offers
West Michigan Postal Service Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savingsshare_savings0.15% APY0.15%—Standard
3-Month Certificateshare_certificate_3mo1.11% APY1.11%3 moStandard
6-Month Certificateshare_certificate_6mo3.06% APY3.06%6 moStandard
24-Month Certificateshare_certificate_24mo3.35% APY3.35%24 moStandard
9-Month Certificateshare_certificate_9mo3.37% APY3.37%9 moStandard
36-Month Certificateshare_certificate_36mo3.42% APY3.42%36 moStandard
60-Month Certificateshare_certificate_60mo3.43% APY3.43%60 moStandard
12-Month Certificateshare_certificate_12mo3.67% APY3.67%12 moStandard
36-Month Certificate (Up to $7,499)cd_36mo5.64% APY5.64%36 moStandard
36-Month Certificate ($7,500–$14,999)cd_36mo5.64% APY5.64%36 moStandard
48-Month Certificate ($15,000–$24,999)cd_48mo5.94% APY5.94%48 moStandard
48-Month Certificate ($7,500–$14,999)cd_48mo5.94% APY5.94%48 moStandard
48-Month Certificate (Up to $7,499)cd_48mo5.94% APY5.94%48 moStandard

Vehicle loans available from 4.44% APR for 25 months. Savings and certificate yields up to 5.94% APY.

Source: RateAPI.dev, verified from West Michigan Postal Service Credit Union's official website

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About West Michigan Postal Service Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
811
Assets
$7.3M
Founded
1952
Locations reported
1
NCUA charter
7910
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Family FinancialFamily Financial Downtown HUB · Muskegon · MI · 49440-1125Branch in the same ZIPRoute 31Terrace Main Office · Muskegon · MI · 49440Branch in the same ZIPConsumersRoosevelt Park · Muskegon · MI · 49441-4197About 4.3 miles awayLake MichiganMuskegon · Muskegon · MI · 49441About 4.3 miles awayLakeshoreLakeshore Federal Credit Union · Muskegon · MI · 49441-1414About 4.3 miles awayMichigan FirstMeijer Muskegon Branch · Norton Shores · MI · 49441-4751About 4.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join West Michigan Postal Service Credit Union

Membership eligibility from West Michigan Postal Service Credit Union's own published criteria. How we verify this.

Membership via employers (US Postal Service)

  • LocationMI
  • EmployerUS Postal Service

Cost to join: About $5.

Verified from West Michigan Postal Service Credit Union's membership page. Final membership determination is always made by the credit union.

Work at West Michigan Postal Service Credit Union?

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Frequently Asked Questions

What rates does West Michigan Postal Service Credit Union offer?

West Michigan Postal Service Credit Union currently offers vehicle loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are West Michigan Postal Service Credit Union rates updated?

RateAPI verifies West Michigan Postal Service Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get West Michigan Postal Service Credit Union's rate data?

Rate data is collected directly from West Michigan Postal Service Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are West Michigan Postal Service Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, West Michigan Postal Service Credit Union offers vehicle loans from 4.44% APR.

What is West Michigan Postal Service Credit Union's best CD rate?

As of August 4, 2026, West Michigan Postal Service Credit Union offers savings and certificate (CD) yields up to 5.94% APY.

Related Rate Data

Compare West Michigan Postal Service Credit Union's rates against national credit-union benchmarks.

More Michigan credit unionsAuto loan rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for West Michigan Postal Service Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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