Carter Credit Union
Verified rate book
Current Carter Credit Union rates
24 published offers verified as of August 4, 2026.
Auto & vehicle rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto (37 to 48 Months)auto_any_48mo | 5.890% APR | 5.890% | 48 mo | Standard |
| Up to 36-Month Auto Loanauto_any_36mo | 5.890% APR | 5.890% | 36 mo | Standard |
| Auto (49 to 60 Months)auto_any_60mo | 6.090% APR | 6.090% | 60 mo | Standard |
| Auto (61 to 72 Months)auto_any_72mo | 6.290% APR | 6.290% | 72 mo | Standard |
| Auto (73 to 84 Months)auto_any_84mo | 7.690% APR | 7.690% | 84 mo | Standard |
| Boats and RV's (Up to 48 Months)boat_any_48mo | 8.180% APR | 8.180% | 48 mo | Standard |
| Boats and RV's (49 to 60 Months)boat_any_60mo | 9.330% APR | 9.330% | 60 mo | Standard |
| Boats and RV's (61 to 72 Months)boat_any_72mo | 9.830% APR | 9.830% | 72 mo | Standard |
| Boats and RV's (73 to 96 Months)boat_any_96mo | 10.590% APR | 10.590% | 96 mo | Standard |
| Boats and RV's (97 to 144 Months)boat_any_144mo | 11.830% APR | 11.830% | 144 mo | Standard |
| Boats and RV's (145 to 180 Months)boat_any_180mo | 13.510% APR | 13.510% | 180 mo | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Other Collateral (Up to 48 Months)personal_secured_48mo | 8.680% APR | 8.680% | 48 mo | Standard |
| Other Collateral (49 to 60 Months)personal_secured_60mo | 9.130% APR | 9.130% | 60 mo | Standard |
| Other Collateral (61 to 72 Months)personal_secured_72mo | 9.330% APR | 9.330% | 72 mo | Standard |
| Other Collateral (73 to 96 Months)personal_secured_96mo | 9.830% APR | 9.830% | 96 mo | Standard |
| Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 11.050% APR | 11.050% | 60 mo | Standard |
| Other Collateral (97 to 144 Months)personal_secured_144mo | 11.830% APR | 11.830% | 144 mo | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured Visacredit_card_secured | 8.000% APR | 8.000% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 11.500% APR | 11.500% | — | Standard |
| Visa Platinum with Rewardscredit_card_rewards | 13.500% APR | 13.500% | — | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Airplanes (Up to 60 Months)other | 6.280% % | 6.280% | — | Standard |
| Airplanes (61 to 96 Months)other | 7.140% % | 7.140% | — | Standard |
| Airplanes (97 to 144 Months)other | 7.340% % | 7.340% | — | Standard |
| Airplanes (145 to 180 Months)other | 8.200% % | 8.200% | — | Standard |
Vehicle loans available from 5.89% APR for 48 months. Personal loan rates from 8.68% APR. Credit card rates from 8% APR.
Source: RateAPI.dev, verified from Carter Credit Union's official website
Loading branch locator…
About Carter Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 34.1K
- Assets
- $751.9M
- Founded
- 1954
- Locations reported
- 15
- NCUA charter
- 9164
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Carter Credit Union
Membership eligibility from Carter Credit Union's own published criteria. How we verify this.
Membership criteria are published on Carter Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Carter Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Carter Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Carter Credit Union ranks against Louisiana peers.
Frequently Asked Questions
What rates does Carter Credit Union offer?
Carter Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Carter Credit Union rates updated?
RateAPI verifies Carter Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Carter Credit Union's rate data?
Rate data is collected directly from Carter Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Carter Credit Union's auto & boat loan rates?
As of August 4, 2026, Carter Credit Union offers vehicle loans from 5.89% APR.
What is Carter Credit Union's personal loan rate?
As of August 4, 2026, Carter Credit Union offers personal loans from 8.68% APR.
Related Rate Data
Compare Carter Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Carter Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Louisiana credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Carter Credit Union
curl "https://api.rateapi.dev/credit-unions/louisiana/carter" \
-H "Authorization: Bearer YOUR_API_KEY"