Rural Cooperatives Credit Union
Verified rate book
Current Rural Cooperatives Credit Union rates
7 published offers verified as of August 19, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VA 30 Year Fixed - Conforming30 year fixed | 6.409% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.692% APR | 6.000% | — | Standard |
| 30 Year Fixed - Home Ready30 year fixed | 6.788% APR | 6.625% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 6.974% APR | 6.875% | — | Standard |
| 15-Year Fixed15 year fixed | 6.514% APR | 6.250% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.412% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.713% APR | 6.500% | — | Standard |
As of August 19, 2026, Rural Cooperatives Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Source: RateAPI.dev, verified from Rural Cooperatives Credit Union's official website
Live market position · Rates as of August 19, 2026
Where Rural Cooperatives Credit Union ranks in Kentucky
How Rural Cooperatives Credit Union's current published rate compares with other Kentucky credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.41% | Better than the Kentucky median | 33 bp from state best | 28 bp better than median |
This is the public snapshot. Claim Rural Cooperatives Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
See the full breakdown →Who Can Join Rural Cooperatives Credit Union
Membership eligibility from Rural Cooperatives Credit Union's own published criteria. How we verify this.
Membership criteria are published on Rural Cooperatives Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Rural Cooperatives Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Rural Cooperatives Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Rural Cooperatives Credit Union ranks against Kentucky peers.
Frequently Asked Questions
What rates does Rural Cooperatives Credit Union offer?
Rural Cooperatives Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 19, 2026 directly from the credit union's official website.
How often are Rural Cooperatives Credit Union rates updated?
RateAPI verifies Rural Cooperatives Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 19, 2026.
Where does RateAPI get Rural Cooperatives Credit Union's rate data?
Rate data is collected directly from Rural Cooperatives Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Rural Cooperatives Credit Union's mortgage rate?
As of August 19, 2026, Rural Cooperatives Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Related Rate Data
Compare Rural Cooperatives Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Rural Cooperatives Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Kentucky credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Rural Cooperatives Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/rural-cooperatives" \
-H "Authorization: Bearer YOUR_API_KEY"