Legacy Community

Birmingham, Alabama
Last verified: July 24, 2026

Auto loans available from 5.5% APR. HELOC rates from 7.172% APR. Personal loan rates from 4.5% APR. Savings and certificate yields up to 0.25% APY.

Source: RateAPI.dev, verified from Legacy Community's official website

Who Can Join Legacy Community

Membership eligibility from Legacy Community's own published criteria. How we verify this.

Membership via employers (UAB)

Verified from Legacy Community's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 24, 2026

boat
5.500% APR
Rate5.500%
Boat + Personal Watercraft (2023-2026)
motorcycle
5.500% APR
Rate5.500%
Motorcycle/RV/ATV Loan (2023-2026)
boat
6.750% APR
Rate6.750%
Boat + Personal Watercraft (2019-2022)
motorcycle
6.750% APR
Rate6.750%
Motorcycle/RV/ATV Loan (2019-2022)

HELOC Rates

Rates as of July 24, 2026

heloc_fixed
7.172% APR
Rate6.900%
Home Equity Loan

Personal Loan Rates

Rates as of July 24, 2026

personal_secured
4.500% APR
Rate4.500%
Shared Secured Loan
personal_unsecured
9.750% APR
Rate9.750%
Personal Loans

Savings & Certificate Rates

Rates as of July 24, 2026

money_market
0.05% APY
Dividend Rate0.05%
Preferred Money Market
savings
0.10% APY
Dividend Rate0.10%
Club Accounts
savings
0.25% APY
Dividend Rate0.25%
Incentive Accounts

Frequently Asked Questions

What rates does Legacy Community offer?

Legacy Community currently offers auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 24, 2026 directly from the credit union's official website.

How often are Legacy Community rates updated?

RateAPI verifies Legacy Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 24, 2026.

Where does RateAPI get Legacy Community's rate data?

Rate data is collected directly from Legacy Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Legacy Community's auto loan rate?

As of July 24, 2026, Legacy Community offers auto loans from 5.5% APR.

Related Rate Data

Compare Legacy Community's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Legacy Community rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Legacy Community
curl "https://api.rateapi.dev/credit-unions/alabama/legacy-community" \
  -H "Authorization: Bearer YOUR_API_KEY"